Comparison

Surplus vs WealthPosition

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Surplus

This app helps you manage your monthly finances by tracking income, expenses, and upcoming payments. It provides insights into your spending habits, categorizes transactions, and offers customizable reports. Sync your accounts automatically or manually for a clear overview of your leftover spend.

Highlights
  • Monthly income and expense tracking
  • Categorization of spending
  • Customizable reports with CSV export
  • Transaction grouping
  • Home and lock screen widgets
  • Automation via Shortcuts app
Features
Read full description

Surplus is a monthly expense tracker that takes into account your monthly income, expenses and upcoming payments to provide you with a clear overview of your leftover spend. -- Spend Wisely -- Know how much you have left to spend, including your subscriptions and installments. -- Profile Your Spend -- Categorize your expenses into meaningful groups that drive insights into your spend profile. This can include popular budgeting methods such as the “50/30/20 budget rule” or the “80/20 budget rule”. -- Adaptable Workflows -- Manual or automatic, easily sync and categorize transactions from all your accounts. -- Transaction Collections -- Group related transactions across buckets and time. They can be themed around trips, shared expenses or anything you'd like! -- Widgets -- Customize your home and lock screens with widgets that showcase your leftover spend, upcoming transactions and buckets. -- Interactive Reports -- Customizable reports for your historic and upcoming spend with support for CSV Export. -- Shortcuts -- Automate your expense tracking with actions configurable via the Shortcuts app. Examples include triggering an expense entry when leaving your favorite coffee shop or scheduling spend summaries on a daily, weekly or monthly basis. Actions can be run via Siri, Apple Watch and the Shortcuts app. -- Privately Synced with iCloud -- All financial data is stored on your device(s) and synced privately via your iCloud Account. We do not store any personal information or transaction data on our servers. Surplus is free to use with pro features that can be activated via in-app purchases. Surplus Pro can be purchased as a one time payment or as a recurring subscription. Current pricing and purchase offers are available in the app. By downloading and using Surplus you agree to our terms and conditions: Terms of Use https://surplus.app/terms Privacy Policy https://surplus.app/privacy Surplus is an indie app developed and maintained by Omar Inam. If you have any questions or feedback please feel free to contact me through Twitter @_oinam

About

WealthPosition

Track, plan, budget, and forecast your financial independence journey. Manage income, expenses, assets, and liabilities with customizable categories and bank syncing. Project your financial future up to 60 years ahead with multi-currency and cryptocurrency support.

Highlights
  • Income, expenditure, asset, and liability tracking
  • Budgeting and financial forecasting
  • Bank account syncing and CSV import
  • Manual transaction entry
  • 60-year financial forecast
  • Multi-currency and cryptocurrency support
Features
Read full description

WealthPosition is a personal finance app. We provide the financial tools to track, plan, budget and forecast your financial independence journey. KEY FEATURES ### Income, Expenditure, Assets, Liabilities and Net Worth ### You can track, budget and forecast it all in as much or little detail as you want. We provide consolidated and detailed financial overview which you can summarise by week, month or year to track and plan your progress. See all of your bank accounts, investments, credit cards, mortgages and loans. ### Custom categorisation, Bank sync, CSV import and manual transaction entry ### You can sync, import and enter transactions in any way you want. Synced transactions can be edited and categorised however you want. If you don't want to connect to your bank, we have powerful import cleaning tools and custom manual entry templates to speed up your transaction entry process. We give you full control. ### 60 year forecast ### You can view what your financial position will be up to 60 years in the future. You can build your forecast in as much detail as you want. Plan for significant life events, figure out how long it will take you to reach your savings targets, pay off debt and achieve your financial independence goals. ### Multi-currency and Cryptocurrency support ### We support 156 different currencies and 573 different crypto currencies. You can have accounts and enter transactions in any currency. Wealth Position will automatically convert amounts to show your balances each day in any currency. ### No ads ### We don't sell your data and we don't show any adverts on our service. Your data belongs to you and you have full control. ### Multi device support ### Our service is available on any device with an internet browser. You can use it on desktops, laptops, tablets and mobile phones.

Screenshots

Surplus4 screens
WealthPosition4 screens

Verdict

The call

The clearest difference is in-app purchases: WealthPosition at none against Surplus's 4. WealthPosition also leads on review sentiment (100% vs 83%). Surplus's advantage is update cadence (monthly vs every 34 months) and rating (4.8 vs 4.4). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Surplus sells 4 in-app purchases, starting at $3.99 per month. WealthPosition asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Surplus holds the better App Store score, 4.8 against 4.4. Both are backed by a comparable volume of ratings — 28 and 7 respectively. Written reviews complicate that: 83% of Surplus's written reviews are positive against 100% of WealthPosition's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Surplus ships an update monthly, WealthPosition every 34 months. The most recent releases landed on October 22, 2026 and October 24, 2026 respectively.

Scorecard6 real differences · 4 level
Surplus versus WealthPosition: the parameters behind the verdict, then further details
ParameterSurplusWealthPosition
PriceFreeFree
Rating4.8 (28 ratings) — better4.4 (7 ratings)
Positive reviews83.3% of reviews100.0% of reviews — better
Number of ratings28 — better7
Update frequencyMonthly — betterEvery 34 months
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better16.6
Further details — not scored
Size67 MB3 MB
Age rating4+17+
DeveloperDev Harvest LLCFinancial Enterprise Ltd

Customer experience

Surplus

All ratings27 ratings
Positive96.3%
Neutral3.7%
Negative0.0%
Written reviews6 reviews
Positive83.3%
Neutral16.7%
Negative0.0%

WealthPosition

All ratings6 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews4 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

4 purchases

Surplus

Subscriptions3
  • Surplus Pro Monthly$3.991 Month
  • Surplus Pro Yearly$14.491 Year
  • Surplus Pro Yearly$29.991 Year
One-time1
  • Surplus Pro Lifetime$29.99
None

WealthPosition

No in-app purchases

Questions

Is Surplus free?
Surplus is free to download, with in-app purchases available.
Is WealthPosition free?
WealthPosition is free to download, with no in-app purchases.
Which has better reviews, Surplus or WealthPosition?
Surplus is rated higher. Surplus averages 4.8 out of 5 from 28 ratings, while WealthPosition averages 4.4 from 7 ratings.
Do Surplus or WealthPosition have ads?
Neither Surplus nor WealthPosition shows ads.
Which is updated more often, Surplus or WealthPosition?
Surplus ships an update monthly, and WealthPosition every 34 months. Most recently, Surplus was updated on October 22, 2026 and WealthPosition on October 24, 2026.

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