Comparison

Surplus vs Budget Planner App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Surplus

This app helps you manage your monthly finances by tracking income, expenses, and upcoming payments. It provides insights into your spending habits, categorizes transactions, and offers customizable reports. Sync your accounts automatically or manually for a clear overview of your leftover spend.

Highlights
  • Monthly income and expense tracking
  • Categorization of spending
  • Customizable reports with CSV export
  • Transaction grouping
  • Home and lock screen widgets
  • Automation via Shortcuts app
Features
Read full description

Surplus is a monthly expense tracker that takes into account your monthly income, expenses and upcoming payments to provide you with a clear overview of your leftover spend. -- Spend Wisely -- Know how much you have left to spend, including your subscriptions and installments. -- Profile Your Spend -- Categorize your expenses into meaningful groups that drive insights into your spend profile. This can include popular budgeting methods such as the “50/30/20 budget rule” or the “80/20 budget rule”. -- Adaptable Workflows -- Manual or automatic, easily sync and categorize transactions from all your accounts. -- Transaction Collections -- Group related transactions across buckets and time. They can be themed around trips, shared expenses or anything you'd like! -- Widgets -- Customize your home and lock screens with widgets that showcase your leftover spend, upcoming transactions and buckets. -- Interactive Reports -- Customizable reports for your historic and upcoming spend with support for CSV Export. -- Shortcuts -- Automate your expense tracking with actions configurable via the Shortcuts app. Examples include triggering an expense entry when leaving your favorite coffee shop or scheduling spend summaries on a daily, weekly or monthly basis. Actions can be run via Siri, Apple Watch and the Shortcuts app. -- Privately Synced with iCloud -- All financial data is stored on your device(s) and synced privately via your iCloud Account. We do not store any personal information or transaction data on our servers. Surplus is free to use with pro features that can be activated via in-app purchases. Surplus Pro can be purchased as a one time payment or as a recurring subscription. Current pricing and purchase offers are available in the app. By downloading and using Surplus you agree to our terms and conditions: Terms of Use https://surplus.app/terms Privacy Policy https://surplus.app/privacy Surplus is an indie app developed and maintained by Omar Inam. If you have any questions or feedback please feel free to contact me through Twitter @_oinam

About

Budget Planner App

Manage your money effortlessly and achieve your financial goals with this personal finance companion. Track expenses, income, and budgets with intuitive analytics and customization options to gain control and work towards financial freedom.

Highlights
  • Expense tracking
  • Income recording
  • Budget creation
  • Customizable categories
  • Financial analytics
  • App customization
  • Expense reminders
Features
Read full description

Why Do You Manage Your Money? From the creators of Brite, the Productivity Super App used by millions, we've developed a tool not just to help you manage your finances, but to serve a deeper purpose in your life: Budget Planner UP! You're not just looking to track expenses or set budgets. You're trying to: Attain that financial peace of mind. Plan for future dreams and milestones. Gain control over the uncertain and the unexpected. Truly understand your financial behaviors and patterns. And that's the job Budget Planner UP! is designed to accomplish for you. Introducing Budget Planner UP!, Your Ultimate Personal Finance Companion. Designed to help you manage your money effortlessly and realize your financial goals. Whether you're aiming to save for a big purchase, reduce debt, or simply get a clear view of your financial situation, Budget Planner UP! provides all the tools you need, with a style that suits you. Our sleek, user-friendly app enables you to track your expenses, income, and budgets. Beautiful, easy-to-understand analytics and customization options give you a clear and personalized view of your financial picture. Key Features of Budget Planner UP!: Expense Tracker: Capture your expenses quickly and easily. Income Tracker: Record your various income sources for a complete financial picture. Budget Creator: Set and adjust budgets for different needs or lifestyle categories. Custom Categories: Organize your income and expenses in a way that works best for you. Analytics: View and understand your financial habits with beautiful, intuitive graphs and charts. App Customization: Personalize the look of your app with customizable themes, colors, and backgrounds. Set reminders for important expenses to stay on top of your finances. With Budget Planner UP!, you'll gain control of your financial life. See where your money goes, understand your spending habits, and work towards financial freedom - all in an app that's tailored to your personal style. One-Time Payment, Lifetime Access: No recurring subscriptions. Just a single payment and Budget Planner UP! is yours for a lifetime. Ready to tackle your real financial jobs? Start with Budget Planner UP! For insights, feedback, or just to share your financial journey, reach us at: hello@britetodo.com.

Screenshots

Surplus4 screens
Budget Planner App4 screens

Verdict

The call

The clearest difference is review sentiment: Surplus at 83% against Budget Planner App's 13%. Surplus also leads on rating (4.8 vs 3.7) and ads (none vs shown). Budget Planner App's advantage is iOS requirement (13.0 vs 15.0). On price, ratings volume, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Surplus sells 4 in-app purchases, starting at $3.99 per month and Budget Planner App sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Surplus holds the better App Store score, 4.8 against 3.7. Both are backed by a comparable volume of ratings — 28 and 35 respectively. Written reviews point the same way: 83% of Surplus's written reviews are positive against 13% of Budget Planner App's.

Scorecard4 real differences · 6 level
Surplus versus Budget Planner App: the parameters behind the verdict, then further details
ParameterSurplusBudget Planner App
PriceFreeFree
Rating4.8 (28 ratings) — better3.7 (35 ratings)
Positive reviews83.3% of reviews — better12.5% of reviews
Number of ratings2835 — better
Update frequencyMonthly—
AdsNo — betterYes
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.013.0 — better
Further details — not scored
Size67 MB37 MB
Age rating4+4+
DeveloperDev Harvest LLCBrite Technologies

Customer experience

Surplus

All ratings27 ratings
Positive96.3%
Neutral3.7%
Negative0.0%
Written reviews6 reviews
Positive83.3%
Neutral16.7%
Negative0.0%

Budget Planner App

All ratings35 ratings
Positive65.7%
Neutral8.6%
Negative25.7%
Written reviews8 reviews
Positive12.5%
Neutral12.5%
Negative75.0%

In-app purchases

4 purchases

Surplus

Subscriptions3
  • Surplus Pro Monthly$3.991 Month
  • Surplus Pro Yearly$14.491 Year
  • Surplus Pro Yearly$29.991 Year
One-time1
  • Surplus Pro Lifetime$29.99
1 purchases

Budget Planner App

One-time1
  • Budget Planner Up! Lifetime$9.99

Questions

Is Surplus free?
Surplus is free to download, with in-app purchases available.
Is Budget Planner App free?
Budget Planner App is free to download, with in-app purchases available.
Which has better reviews, Surplus or Budget Planner App?
Surplus is rated higher. Surplus averages 4.8 out of 5 from 28 ratings, while Budget Planner App averages 3.7 from 35 ratings.
Do Surplus or Budget Planner App have ads?
Budget Planner App shows ads; Surplus does not.

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