Comparison

Surplus vs Industry Deep Dives

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Surplus

This app helps you manage your monthly finances by tracking income, expenses, and upcoming payments. It provides insights into your spending habits, categorizes transactions, and offers customizable reports. Sync your accounts automatically or manually for a clear overview of your leftover spend.

Highlights
  • Monthly income and expense tracking
  • Categorization of spending
  • Customizable reports with CSV export
  • Transaction grouping
  • Home and lock screen widgets
  • Automation via Shortcuts app
Features
Read full description

Surplus is a monthly expense tracker that takes into account your monthly income, expenses and upcoming payments to provide you with a clear overview of your leftover spend. -- Spend Wisely -- Know how much you have left to spend, including your subscriptions and installments. -- Profile Your Spend -- Categorize your expenses into meaningful groups that drive insights into your spend profile. This can include popular budgeting methods such as the “50/30/20 budget rule” or the “80/20 budget rule”. -- Adaptable Workflows -- Manual or automatic, easily sync and categorize transactions from all your accounts. -- Transaction Collections -- Group related transactions across buckets and time. They can be themed around trips, shared expenses or anything you'd like! -- Widgets -- Customize your home and lock screens with widgets that showcase your leftover spend, upcoming transactions and buckets. -- Interactive Reports -- Customizable reports for your historic and upcoming spend with support for CSV Export. -- Shortcuts -- Automate your expense tracking with actions configurable via the Shortcuts app. Examples include triggering an expense entry when leaving your favorite coffee shop or scheduling spend summaries on a daily, weekly or monthly basis. Actions can be run via Siri, Apple Watch and the Shortcuts app. -- Privately Synced with iCloud -- All financial data is stored on your device(s) and synced privately via your iCloud Account. We do not store any personal information or transaction data on our servers. Surplus is free to use with pro features that can be activated via in-app purchases. Surplus Pro can be purchased as a one time payment or as a recurring subscription. Current pricing and purchase offers are available in the app. By downloading and using Surplus you agree to our terms and conditions: Terms of Use https://surplus.app/terms Privacy Policy https://surplus.app/privacy Surplus is an indie app developed and maintained by Omar Inam. If you have any questions or feedback please feel free to contact me through Twitter @_oinam

About

Industry Deep Dives

Features
Read full description

Industry Deep Dives helps you make smarter investment decisions by giving you access to clear, AI-generated stock and industry analysis. Whether you’re researching your next investment or learning how different sectors work, Industry Deep Dives breaks down complex financial information into insights you can trust. Key Features: • AI-Powered Reports: Get comprehensive, text-based analysis of individual companies and their industries. • Deep Industry Context: Understand not just the company, but the competitive environment it operates in. • Educational Value: Learn how businesses work, what drives performance, and how industries compare. • Updated Regularly: Stay informed with fresh insights as new data becomes available. Perfect For: • New investors looking to understand stocks better. • Experienced investors who want fast, AI-assisted research. • Anyone curious about how companies and industries really work.

Screenshots

Surplus4 screens
Industry Deep Dives4 screens

Verdict

The call

The clearest difference is in-app purchases: Industry Deep Dives at none against Surplus's 4. Industry Deep Dives also leads on update cadence (weekly vs monthly) and iOS requirement (12.0 vs 15.0). Surplus's advantage is ads (none vs shown). On price and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Surplus sells 4 in-app purchases, starting at $3.99 per month. Industry Deep Dives asks for nothing beyond the download.

UpkeepUpdate frequency

Surplus ships an update monthly, Industry Deep Dives weekly. The most recent releases landed on November 3, 2026 and October 25, 2026 respectively.

Scorecard4 real differences · 6 level
Surplus versus Industry Deep Dives: the parameters behind the verdict, then further details
ParameterSurplusIndustry Deep Dives
PriceFreeFree
Rating4.8 (28 ratings) — better—
Positive reviews83.3% of reviews—
Number of ratings28 — better—
Update frequencyMonthlyWeekly — better
AdsNo — betterYes
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.012.0 — better
Further details — not scored
Size67 MB33 MB
Age rating4+4+
DeveloperDev Harvest LLCMaciej Debiec

In-app purchases

4 purchases

Surplus

Subscriptions3
  • Surplus Pro Monthly$3.991 Month
  • Surplus Pro Yearly$14.491 Year
  • Surplus Pro Yearly$29.991 Year
One-time1
  • Surplus Pro Lifetime$29.99
None

Industry Deep Dives

No in-app purchases

Questions

Is Surplus free?
Surplus is free to download, with in-app purchases available.
Is Industry Deep Dives free?
Industry Deep Dives is free to download, with no in-app purchases.
Do Surplus or Industry Deep Dives have ads?
Industry Deep Dives shows ads; Surplus does not.
Which is updated more often, Surplus or Industry Deep Dives?
Surplus ships an update monthly, and Industry Deep Dives weekly. Most recently, Surplus was updated on November 3, 2026 and Industry Deep Dives on October 25, 2026.

Other comparisons