Comparison

Surplus vs KHA Pocket

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Surplus

This app helps you manage your monthly finances by tracking income, expenses, and upcoming payments. It provides insights into your spending habits, categorizes transactions, and offers customizable reports. Sync your accounts automatically or manually for a clear overview of your leftover spend.

Highlights
  • Monthly income and expense tracking
  • Categorization of spending
  • Customizable reports with CSV export
  • Transaction grouping
  • Home and lock screen widgets
  • Automation via Shortcuts app
Features
Read full description

Surplus is a monthly expense tracker that takes into account your monthly income, expenses and upcoming payments to provide you with a clear overview of your leftover spend. -- Spend Wisely -- Know how much you have left to spend, including your subscriptions and installments. -- Profile Your Spend -- Categorize your expenses into meaningful groups that drive insights into your spend profile. This can include popular budgeting methods such as the “50/30/20 budget rule” or the “80/20 budget rule”. -- Adaptable Workflows -- Manual or automatic, easily sync and categorize transactions from all your accounts. -- Transaction Collections -- Group related transactions across buckets and time. They can be themed around trips, shared expenses or anything you'd like! -- Widgets -- Customize your home and lock screens with widgets that showcase your leftover spend, upcoming transactions and buckets. -- Interactive Reports -- Customizable reports for your historic and upcoming spend with support for CSV Export. -- Shortcuts -- Automate your expense tracking with actions configurable via the Shortcuts app. Examples include triggering an expense entry when leaving your favorite coffee shop or scheduling spend summaries on a daily, weekly or monthly basis. Actions can be run via Siri, Apple Watch and the Shortcuts app. -- Privately Synced with iCloud -- All financial data is stored on your device(s) and synced privately via your iCloud Account. We do not store any personal information or transaction data on our servers. Surplus is free to use with pro features that can be activated via in-app purchases. Surplus Pro can be purchased as a one time payment or as a recurring subscription. Current pricing and purchase offers are available in the app. By downloading and using Surplus you agree to our terms and conditions: Terms of Use https://surplus.app/terms Privacy Policy https://surplus.app/privacy Surplus is an indie app developed and maintained by Omar Inam. If you have any questions or feedback please feel free to contact me through Twitter @_oinam

About

KHA Pocket

Features
Read full description

KHA Pocket is a gamified personal finance app that makes money management simple, fun, and rewarding. With KHA Pocket, you can: • Quickly record your daily income and expenses • Visualize your spending with charts and reports • Securely back up and sync your data across devices with iCloud • Earn rewards as you build better financial habits • Manage categories like Food, Transport, Shopping, Bills, and more • Enjoy a playful interface inspired by tycoon-style games KHA Pocket helps you stay on top of your finances while keeping the experience light and motivating. Start your journey today — take control of your money, one tap at a time.

Screenshots

Surplus4 screens
KHA Pocket4 screens

Verdict

The call

The clearest difference is in-app purchases: KHA Pocket at none against Surplus's 4. KHA Pocket also leads on update cadence (every 10 days vs monthly). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Surplus sells 4 in-app purchases, starting at $3.99 per month. KHA Pocket asks for nothing beyond the download.

UpkeepUpdate frequency

Surplus ships an update monthly, KHA Pocket every 10 days. The most recent releases landed on November 3, 2026 and November 5, 2026 respectively.

Scorecard2 real differences · 8 level
Surplus versus KHA Pocket: the parameters behind the verdict, then further details
ParameterSurplusKHA Pocket
PriceFreeFree
Rating4.8 (28 ratings) — better—
Positive reviews83.3% of reviews—
Number of ratings28 — better—
Update frequencyMonthlyEvery 10 days — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.0 — better15.8
Further details — not scored
Size67 MB283 MB
Age rating4+4+
DeveloperDev Harvest LLCKHA24 COMPANY LIMITED

In-app purchases

4 purchases

Surplus

Subscriptions3
  • Surplus Pro Monthly$3.991 Month
  • Surplus Pro Yearly$14.491 Year
  • Surplus Pro Yearly$29.991 Year
One-time1
  • Surplus Pro Lifetime$29.99
None

KHA Pocket

No in-app purchases

Questions

Is Surplus free?
Surplus is free to download, with in-app purchases available.
Is KHA Pocket free?
KHA Pocket is free to download, with no in-app purchases.
Do Surplus or KHA Pocket have ads?
Neither Surplus nor KHA Pocket shows ads.
Which is updated more often, Surplus or KHA Pocket?
Surplus ships an update monthly, and KHA Pocket every 10 days. Most recently, Surplus was updated on November 3, 2026 and KHA Pocket on November 5, 2026.

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