Surplus vs Mr.Fin

Surplus is a monthly expense tracker that takes into account your monthly income, expenses and upcoming payments to provide you with a clear overview of your leftover spend. -- Spend Wisely -- Know how much you have left to spend, including your subscriptions and installments. -- Profile Your Spend -- Categorize your expenses into meaningful groups that drive insights into your spend profile. This can include popular budgeting methods such as the “50/30/20 budget rule” or the “80/20 budget rule”. -- Adaptable Workflows -- Manual or automatic, easily sync and categorize transactions from all your accounts. -- Transaction Collections -- Group related transactions across buckets and time. They can be themed around trips, shared expenses or anything you'd like! -- Widgets -- Customize your home and lock screens with widgets that showcase your leftover spend, upcoming transactions and buckets. -- Interactive Reports -- Customizable reports for your historic and upcoming spend with support for CSV Export. -- Shortcuts -- Automate your expense tracking with actions configurable via the Shortcuts app. Examples include triggering an expense entry when leaving your favorite coffee shop or scheduling spend summaries on a daily, weekly or monthly basis. Actions can be run via Siri, Apple Watch and the Shortcuts app. -- Privately Synced with iCloud -- All financial data is stored on your device(s) and synced privately via your iCloud Account. We do not store any personal information or transaction data on our servers. Surplus is free to use with pro features that can be activated via in-app purchases. Surplus Pro can be purchased as a one time payment or as a recurring subscription. Current pricing and purchase offers are available in the app. By downloading and using Surplus you agree to our terms and conditions: Terms of Use https://surplus.app/terms Privacy Policy https://surplus.app/privacy Surplus is an indie app developed and maintained by Omar Inam. If you have any questions or feedback please feel free to contact me through Twitter @_oinam

Mr Fin: Smart, Structured Expense Tracking Track expenses the way they actually happen: one transaction, multiple realities. Mr Fin is a modern finance tracking app built around a transaction-first model, giving you complete flexibility to split a single expense across categories, payment accounts, and payees without losing clarity. Whether you are managing daily spending, shared bills, subscriptions, or complex purchases, Mr Fin adapts to real-world financial behaviour, not rigid assumptions. Why Mr Fin? Most expense apps force you into one-category, one-payment entries. Real life is not that simple. Mr Fin lets you: - Split one transaction into multiple categories - Pay using multiple accounts or wallets - Assign multiple payees to a single transaction - Maintain accurate totals without duplicate entries - Match payment history with bank statements Everything stays connected, auditable, and easy to understand. Designed for Clarity Transaction-Centric Design Every expense starts with a single transaction: - Title - Total amount - Date and time - Notes and attachments (receipts, invoices) From there, you break it down only if needed. Multi-Category Support Split one expense across multiple categories: - Groceries, Dining, Utilities, Travel - Each category can have its own amount - Optional item-level breakdowns inside categories - Perfect for supermarket bills, mixed purchases, or work expenses. Multi-Payment Handling Paid using more than one method? No problem. - Split payments across cash, cards, wallets, or bank accounts - Maintain accurate account balances automatically Built for Control and Accuracy - Clean, minimal UI focused on data clarity - No forced categories or assumptions - Designed for scalability, from personal use to advanced finance tracking Who Is This App For? - Power users who want accurate financial data - Anyone who wants structure without complexity Take control of your finances the right way. Privacy Policy: https://mrfin.in/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/