Surplus vs Budget Nest

Surplus is a monthly expense tracker that takes into account your monthly income, expenses and upcoming payments to provide you with a clear overview of your leftover spend. -- Spend Wisely -- Know how much you have left to spend, including your subscriptions and installments. -- Profile Your Spend -- Categorize your expenses into meaningful groups that drive insights into your spend profile. This can include popular budgeting methods such as the “50/30/20 budget rule” or the “80/20 budget rule”. -- Adaptable Workflows -- Manual or automatic, easily sync and categorize transactions from all your accounts. -- Transaction Collections -- Group related transactions across buckets and time. They can be themed around trips, shared expenses or anything you'd like! -- Widgets -- Customize your home and lock screens with widgets that showcase your leftover spend, upcoming transactions and buckets. -- Interactive Reports -- Customizable reports for your historic and upcoming spend with support for CSV Export. -- Shortcuts -- Automate your expense tracking with actions configurable via the Shortcuts app. Examples include triggering an expense entry when leaving your favorite coffee shop or scheduling spend summaries on a daily, weekly or monthly basis. Actions can be run via Siri, Apple Watch and the Shortcuts app. -- Privately Synced with iCloud -- All financial data is stored on your device(s) and synced privately via your iCloud Account. We do not store any personal information or transaction data on our servers. Surplus is free to use with pro features that can be activated via in-app purchases. Surplus Pro can be purchased as a one time payment or as a recurring subscription. Current pricing and purchase offers are available in the app. By downloading and using Surplus you agree to our terms and conditions: Terms of Use https://surplus.app/terms Privacy Policy https://surplus.app/privacy Surplus is an indie app developed and maintained by Omar Inam. If you have any questions or feedback please feel free to contact me through Twitter @_oinam

BudgetNest (BudNest) is a personal finance and budgeting app designed to help you take control of your money with a simple, private, and reliable budgeting experience. Many people struggle to keep track of their spending, stay within budget, or manage expenses while traveling or without a reliable internet connection. BudgetNest solves these challenges by providing an easy way to create budgets, organize expenses by category, monitor remaining balances, and track spending entirely offline. Whether you're managing monthly expenses, planning a trip, or tracking shared costs, BudgetNest makes it easy to organize your finances anytime, anywhere. All budgeting features work completely offline, so you can create budgets, record expenses, and monitor your spending without an internet connection. Your financial data remains stored only on your device, giving you greater privacy and control. Features • Offline Budget Management Create and manage budgets without an internet connection. • Budget by Category Organize expenses using customizable categories such as Food, Bills, Transportation, Shopping, Entertainment, Travel, Education, Healthcare, and more. • Spending Tracker Track your expenses and monitor your spending in real time. • Remaining Budget Overview See how much you have left to spend in each budget category to help avoid overspending. • Multiple Currency Support Manage budgets in different currencies, making BudgetNest ideal for travelers and users with international expenses. • Simple and Intuitive Interface Quickly create budgets, add expenses, and review your financial progress with an easy-to-use design. BudgetNest is ideal for: • Tracking daily expenses • Planning travel budgets • Managing household finances • Staying within monthly spending limits • Building better budgeting habits Privacy • Your financial data stays on your device. • BudgetNest does not upload or store your budgets or expenses on external servers. • Deleting the app permanently removes all locally stored data. Download BudgetNest today and start building better budgeting habits with a simple, private, and offline-first budgeting app.