CredCustomer vs OctoBiz Lite

Cred Customer is an internal application designed to support credit operations and loan management. It includes the following features: * Home: Provides an overview of key financial metrics including PAR, Loan Outstanding, Disbursements, Minor/Major classifications, Collections, and Loan Quality — filterable by Branch and Credit Officer (CO). * View Repayment: Displays repayment history and payment records for individual customers. * View Collateral: Shows collateral information associated with customer loans. * View Arrears: Lists customers with overdue or late payments for follow-up and monitoring. * Loan Assessment: Enables Credit Officers to initiate and process loan renewals or recreations for existing customers. * Write-Off (WO): Displays loans that have been written off due to non-repayment. * Drop Pin: Shows the geographic locations of customers on a map for field visit planning. * Payment Calculator: A read-only tool for calculating estimated payment schedules and amounts for clients. * Event: Records and displays reasons behind arrears for reporting and analysis purposes. * Disburse: Tracks and displays disbursement records broken down by Credit Officer and Branch. Powered by Cred Finance Plc. © 2026 , made with heart by CRED ITD Team.

OctoBiz Lite provides seamless access to your business accounts, empowering you to manage your business finances anytime, anywhere. Enjoy the ease and convenience of viewing account balances, transferring funds to suppliers or partners, settling utility payments, and managing payroll, all without needing to visit our branches.