Saving Money Challenge vs Savings Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Saving Money Challenge
This app helps you achieve savings goals through a fun envelope challenge. You can either follow a pre-set 100-envelope challenge to save $5,050 or create your own custom savings plan with a set amount and number of envelopes.
- Envelope savings challenge tracker
- Customizable savings goals
- Daily money saving
- Track progress towards goals
- Surprise savings amounts
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Meet envelope savings tracker! Achieve your goals with the Envelope Challenge. Would you like to have extra $5,050? We dare you to take the Envelopes Challenge! Rules: 1. You have 100 envelopes with surprise number from $1 to $100. 2. Open one envelope per day and save this money. 3. After the 100th envelope you’ll achieve $5050! Is this surprise challenge not for you? Create a goal you want to achieve. Set up the savings sum and the amount of envelopes, that suites you. Add surprise challenge to your savings routine! EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Savings Tracker
Easily track your income, expenses, and savings with a clean and intuitive interface. Gain insights into your financial activity with simple monthly summaries and build better money habits.
- Track income and expenses
- View monthly balances and trends
- One-tap transaction entry
- Clear transaction history
- Personalized profile and setup
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Managing your money doesn’t have to be complicated. Savings Tracker – Savekit helps you clearly track your income, expenses, and savings so you always know where your money goes. Easily add income or expenses in just one tap, view your current balance at a glance, and explore your financial activity with simple monthly insights. Whether you’re saving for a goal, monitoring daily spending, or building better money habits, everything stays organized in one place. With a clean design and intuitive flow, Savings Tracker – Savekit makes it easy to stay in control of your finances without stress or clutter. Key Features: Track income and expenses effortlessly View monthly balances and trends Quick one-tap transaction entry Clear transaction history Personalized profile and simple setup Take control of your money, build better habits, and save smarter every day.
Screenshots
Verdict
The clearest difference is rating: Saving Money Challenge at 4.8 against Savings Tracker's 4.0. Saving Money Challenge also leads on update cadence (every 3 weeks vs every 7 months) and ratings volume (445 vs 1). Savings Tracker's advantage is in-app purchases (none vs 14) and device support (3 vs 1). On price and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Saving Money Challenge sells 13 in-app purchases, starting at $1.99 per month. Savings Tracker asks for nothing beyond the download.
Saving Money Challenge holds the better App Store score, 4.8 against 4.0. That said, the two scores are not equally well evidenced: Saving Money Challenge has 445 ratings behind it against 1, so its average is the more settled of the two.
Saving Money Challenge ships an update every 3 weeks, Savings Tracker every 7 months. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.
| Parameter | Saving Money Challenge | Savings Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (445 ratings) — better | 4.0 (1 ratings) |
| Positive reviews | 51.5% of reviews | — |
| Number of ratings | 445 — better | 1 |
| Update frequency | Every 3 weeks — better | Every 7 months |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 18.6 | 13.0 — better |
| Further details — not scored | ||
| Size | 50 MB | 51 MB |
| Age rating | 4+ | 4+ |
| Developer | Mihail Kuznecovs | Picture Vision Studio LLC |
Customer experience
Saving Money Challenge
Savings Tracker
Bugs and requests
Saving Money Challenge
Reported bugs
6 issues- App glitches quite a bit
- Hold down the amount to get it to register is dumb (new update issue)
- Cannot create own challenge, it doesn't save
- App is buggy, cannot press back arrow on most screens
- Total saved amount keeps changing and is inaccurate
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- Cannot access settings, they won't open
Requested features
14 requests- Allow skipping and filling other envelopes before completing smaller amounts
- Allow setting multiple active challenges
- Ability to edit challenges without deleting
- Ability to pick a random envelope to use
- Ability to create own challenges that save
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- Option to skip an envelope or unclick it to move on
- Option to 'catch up' on opening envelopes if behind
- Option to pay out on payday
- Include an optional random number generator
- Create $5s and $10s challenges
- Make challenges scratches, revealing saved amount and waiting until tomorrow to scratch again
- Bring back the old design/font
- Allow users to change currency (e.g., to £)
- Allow users to access settings to change challenge amounts
Savings Tracker
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Saving Money Challenge
- Monthly subscription3 Days trial$1.991 Month
- Weekly subscription3 Days trial$2.997 Days
- Monthly subscription2 variants$4.991 Month
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- Yearly subscription7 Days trial$5.991 Year
- Yearly subscription3 Days trial$11.991 Year
- Yearly subscription7 Days trial$11.991 Year
- Yearly subscription$11.991 Year
- Small Tip$0.99
- Design Bundle$3.99
- Analytics Bundle$3.99
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- Medium Tip$4.99
- Large Tip$9.99
- Lifetime purchase$19.99
Savings Tracker
No in-app purchases
Questions
Is Saving Money Challenge free?
Is Savings Tracker free?
Which has better reviews, Saving Money Challenge or Savings Tracker?
Do Saving Money Challenge or Savings Tracker have ads?
Which is updated more often, Saving Money Challenge or Savings Tracker?
Other comparisons
