Comparison

Savings Challenge vs RainyDay Jar

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Savings Challenge

This app helps you achieve savings goals through a fun envelope challenge. You can use pre-set challenges or create your own with custom savings amounts and envelope numbers. It offers a unique and engaging way to build a savings routine.

Highlights
  • Envelope savings challenges
  • Customizable savings goals
  • Daily envelope saving
  • Motivation for saving
  • Digital money tracking
Features
Read full description

Meet envelope savings tracker! 

Achieve your goals with the Envelope Challenge. Would you like to have extra $5,050? We dare you to take the Envelopes Challenge! 

Rules:

 1. You have 100 envelopes with surprise number from $1 to $100.

 2. Open one envelope per day and save this money. 

3. After the 100th envelope you’ll achieve $5050! 

Is this surprise challenge not for you? Create a goal you want to achieve. Set up the savings sum and the amount of envelopes, that suites you.


 Add surprise challenge to your savings routine! 

EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

RainyDay Jar

Features
Read full description

Give the thing you're saving for a place to grow. A car repair. The holidays. A quiet weekend away. RainyDay Jar turns the amounts you log into progress you can see. No bank connection, no account, no ads. NAME IT. BUILD IT. WATCH IT FILL. • Create a jar and set an optional target • Log an addition or a take-out with a short note • See the fill level, what's left, and the private history behind it NOTICE YOUR MOMENTUM See your total saved and your strongest in-progress goal. A repeat-deposit helper can fill in your last amount, and always waits for your confirmation. TWO JARS, FREE Free includes two jars, additions and take-outs, and backup import. RAINYDAY PRO: ONE LIFETIME PURCHASE Unlimited jars and portable JSON backup export. Not a subscription. YOUR GOALS STAY YOURS Jar names, amounts, and notes stay on this device. No account, no advertising or analytics SDK, no bank connection, no cloud sync. Start with a name. Add the first amount. Watch your progress take shape. Made thoughtfully by House Rhymaun. Less noise. More life. RainyDay records amounts you enter. It does not hold, save, transfer, or invest real money, connect to your bank, or provide financial advice. It is a visual savings log, not a budgeting or debt-payoff service.

Screenshots

Savings Challenge4 screens
RainyDay Jar4 screens

Verdict

The call

The clearest difference is update cadence: RainyDay Jar at weekly against Savings Challenge's every 3 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Savings Challenge sells 9 in-app purchases, starting at $1.99 per month and RainyDay Jar sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Savings Challenge ships an update every 3 weeks, RainyDay Jar weekly. The most recent releases landed on November 7, 2026 and October 31, 2026 respectively.

Scorecard1 real difference · 9 level
Savings Challenge versus RainyDay Jar: the parameters behind the verdict, then further details
ParameterSavings ChallengeRainyDay Jar
PriceFreeFree
Rating4.7 (446 ratings) — better—
Positive reviews52.9% of reviews—
Number of ratings446 — better—
Update frequencyEvery 3 weeksWeekly — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhoneiPhone, iPad — better
Requires iOS18.617.0 — better
Further details — not scored
Size49 MB5 MB
Age rating4+4+
DeveloperMihail KuznecovsMarc Rhymaun

Bugs and requests

Savings Challenge

Reported bugs

6 issues
  • App glitches quite a bit
  • Hold down the amount to get it to register is dumb (new update issue)
  • Cannot create own challenge, it doesn't save
  • App is buggy, cannot press back arrow on most screens
  • Total saved amount keeps changing and is inaccurate
Show 1 more
  • Cannot access settings, they won't open

Requested features

14 requests
  • Allow skipping and filling other envelopes before completing smaller amounts
  • Allow setting multiple active challenges
  • Ability to edit challenges without deleting
  • Ability to pick a random envelope to use
  • Ability to create own challenges that save
Show 9 more
  • Option to skip an envelope or unclick it to move on
  • Option to 'catch up' on opening envelopes if behind
  • Option to pay out on payday
  • Include an optional random number generator
  • Create $5s and $10s challenges
  • Make challenges scratches, revealing saved amount and waiting until tomorrow to scratch again
  • Bring back the old design/font
  • Allow users to change currency (e.g., to £)
  • Allow users to access settings to change challenge amounts

RainyDay Jar

Not enough reviews yet to summarise bugs or requests.

In-app purchases

9 purchases

Savings Challenge

Subscriptions7
  • Monthly subscription3 Days trial$1.991 Month
  • Weekly subscription3 Days trial$2.997 Days
  • Monthly subscription2 variants$4.991 Month
Show 4 more
  • Yearly subscription7 Days trial$5.991 Year
  • Yearly subscription3 Days trial$11.991 Year
  • Yearly subscription7 Days trial$11.991 Year
  • Yearly subscription$11.991 Year
One-time2
  • Design Bundle$3.99
  • Lifetime purchase$19.99
1 purchases

RainyDay Jar

One-time1
  • RainyDay Pro Lifetime$4.99

Questions

Is Savings Challenge free?
Savings Challenge is free to download, with in-app purchases available.
Is RainyDay Jar free?
RainyDay Jar is free to download, with in-app purchases available.
Do Savings Challenge or RainyDay Jar have ads?
Neither Savings Challenge nor RainyDay Jar shows ads.
Which is updated more often, Savings Challenge or RainyDay Jar?
Savings Challenge ships an update every 3 weeks, and RainyDay Jar weekly. Most recently, Savings Challenge was updated on November 7, 2026 and RainyDay Jar on October 31, 2026.

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