Savings Challenge vs RainyDay Jar
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Savings Challenge
This app helps you achieve savings goals through a fun envelope challenge. You can use pre-set challenges or create your own with custom savings amounts and envelope numbers. It offers a unique and engaging way to build a savings routine.
- Envelope savings challenges
- Customizable savings goals
- Daily envelope saving
- Motivation for saving
- Digital money tracking
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Meet envelope savings tracker! Achieve your goals with the Envelope Challenge. Would you like to have extra $5,050? We dare you to take the Envelopes Challenge! Rules: 1. You have 100 envelopes with surprise number from $1 to $100. 2. Open one envelope per day and save this money. 3. After the 100th envelope you’ll achieve $5050! Is this surprise challenge not for you? Create a goal you want to achieve. Set up the savings sum and the amount of envelopes, that suites you. Add surprise challenge to your savings routine! EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
RainyDay Jar
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Give the thing you're saving for a place to grow. A car repair. The holidays. A quiet weekend away. RainyDay Jar turns the amounts you log into progress you can see. No bank connection, no account, no ads. NAME IT. BUILD IT. WATCH IT FILL. • Create a jar and set an optional target • Log an addition or a take-out with a short note • See the fill level, what's left, and the private history behind it NOTICE YOUR MOMENTUM See your total saved and your strongest in-progress goal. A repeat-deposit helper can fill in your last amount, and always waits for your confirmation. TWO JARS, FREE Free includes two jars, additions and take-outs, and backup import. RAINYDAY PRO: ONE LIFETIME PURCHASE Unlimited jars and portable JSON backup export. Not a subscription. YOUR GOALS STAY YOURS Jar names, amounts, and notes stay on this device. No account, no advertising or analytics SDK, no bank connection, no cloud sync. Start with a name. Add the first amount. Watch your progress take shape. Made thoughtfully by House Rhymaun. Less noise. More life. RainyDay records amounts you enter. It does not hold, save, transfer, or invest real money, connect to your bank, or provide financial advice. It is a visual savings log, not a budgeting or debt-payoff service.
Screenshots
Verdict
The clearest difference is update cadence: RainyDay Jar at weekly against Savings Challenge's every 3 weeks. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Savings Challenge sells 9 in-app purchases, starting at $1.99 per month and RainyDay Jar sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
Savings Challenge ships an update every 3 weeks, RainyDay Jar weekly. The most recent releases landed on November 7, 2026 and October 31, 2026 respectively.
| Parameter | Savings Challenge | RainyDay Jar |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (446 ratings) — better | — |
| Positive reviews | 52.9% of reviews | — |
| Number of ratings | 446 — better | — |
| Update frequency | Every 3 weeks | Weekly — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 18.6 | 17.0 — better |
| Further details — not scored | ||
| Size | 49 MB | 5 MB |
| Age rating | 4+ | 4+ |
| Developer | Mihail Kuznecovs | Marc Rhymaun |
Bugs and requests
Savings Challenge
Reported bugs
6 issues- App glitches quite a bit
- Hold down the amount to get it to register is dumb (new update issue)
- Cannot create own challenge, it doesn't save
- App is buggy, cannot press back arrow on most screens
- Total saved amount keeps changing and is inaccurate
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- Cannot access settings, they won't open
Requested features
14 requests- Allow skipping and filling other envelopes before completing smaller amounts
- Allow setting multiple active challenges
- Ability to edit challenges without deleting
- Ability to pick a random envelope to use
- Ability to create own challenges that save
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- Option to skip an envelope or unclick it to move on
- Option to 'catch up' on opening envelopes if behind
- Option to pay out on payday
- Include an optional random number generator
- Create $5s and $10s challenges
- Make challenges scratches, revealing saved amount and waiting until tomorrow to scratch again
- Bring back the old design/font
- Allow users to change currency (e.g., to £)
- Allow users to access settings to change challenge amounts
RainyDay Jar
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Savings Challenge
- Monthly subscription3 Days trial$1.991 Month
- Weekly subscription3 Days trial$2.997 Days
- Monthly subscription2 variants$4.991 Month
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- Yearly subscription7 Days trial$5.991 Year
- Yearly subscription3 Days trial$11.991 Year
- Yearly subscription7 Days trial$11.991 Year
- Yearly subscription$11.991 Year
- Design Bundle$3.99
- Lifetime purchase$19.99
RainyDay Jar
- RainyDay Pro Lifetime$4.99
Questions
Is Savings Challenge free?
Is RainyDay Jar free?
Do Savings Challenge or RainyDay Jar have ads?
Which is updated more often, Savings Challenge or RainyDay Jar?
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