Sail Loans vs Time Financing Service

Complete our loan application and get approved for up to $4,000 within minutes of submitting your information. Your money will be deposited directly into your bank account and the rest will be placed into a secure account. Finish your application before 1:30 pm CST to receive your funds the same day, restrictions may apply. Within this app, you can edit your customer profile and view your savings with a simple click of a button. You can also manage and review your re-payment options, as well as make payments towards your loan without ever leaving home. You can also access your custom Refer-A-Friend code to earn extra cash. Max APR is 35.99%. Loan terms range from 12 – 24 months with loan amounts from $100 – $4,000. Repayment Plans: - Installment Payments: You may pay back your loan principal plus accrued interest through a number of scheduled payments made over the loan term. - Full Payment: You may pay back your loan in full at any time without any prepayment charges. - Early or Partial Payment: You may make an early or partial principal payment on your loan at any time with no prepayment penalties. Representative example of the total cost of the loan: Loan amount of $1,000.00 with loan term of 12 months; APR of 35.99%. Your bi-weekly repayment will be $46.06. The total of payments will be $1,197.55 and your cost will be $197.55. Download now!

Time Financing Service® is one of North Carolina's largest independent consumer finance providers and its trusted go-to for same-day personal loans from $1,000-$10,000. We are family-owned and operate solely within North Carolina, employing almost 150 team members across our 24 branches. Established in 1964, we have been helping our friends and neighbors in North Carolina communities for over 50 years to live more and worry less for a wide range of purposes, such as: • Family vacations • DIY projects • Unexpected bills • Special gift for that special someone • Other major purchases Simply download this app, login in, and manage all aspects of your loan from the convenience of your fingertips: • View Account Information • Makes Payments • Send Feedback and secure messages to TFS • Apply for a new loan • Receive push notifications We offer loans with Annual Percentage Rates (APR) between 18.00% and 35.99%. The minimum repayment period is 12 months, with the maximum period of 60 months. The following is an example and is not an offer of credit: $1,500 loan, $25 loan fee, and monthly payments of $97.82 for 20 months which results in an annual percentage rate (APR) of 32.1%. In this example, the total amount paid to Time Financing Service® is $1,956.40, meaning the total cost of the loan would be $456.40.