Sail Loans vs LendMobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Sail Loans
Apply for loans up to $4,000 with funds deposited directly into your bank account. Manage your repayment options, make payments, and access referral codes to earn extra cash. Offers installment, full, or early/partial payment options.
- Loan application up to $4,000
- Same-day fund deposit
- Customer profile editing
- Loan repayment management
- Refer-A-Friend program
- Installment and full payment options
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Complete our loan application and get approved for up to $4,000 within minutes of submitting your information. Your money will be deposited directly into your bank account and the rest will be placed into a secure account. Finish your application before 1:30 pm CST to receive your funds the same day, restrictions may apply. Within this app, you can edit your customer profile and view your savings with a simple click of a button. You can also manage and review your re-payment options, as well as make payments towards your loan without ever leaving home. You can also access your custom Refer-A-Friend code to earn extra cash. Max APR is 35.99%. Loan terms range from 12 – 24 months with loan amounts from $100 – $4,000. Repayment Plans: - Installment Payments: You may pay back your loan principal plus accrued interest through a number of scheduled payments made over the loan term. - Full Payment: You may pay back your loan in full at any time without any prepayment charges. - Early or Partial Payment: You may make an early or partial principal payment on your loan at any time with no prepayment penalties. Representative example of the total cost of the loan: Loan amount of $1,000.00 with loan term of 12 months; APR of 35.99%. Your bi-weekly repayment will be $46.06. The total of payments will be $1,197.55 and your cost will be $197.55. Download now!
LendMobile
Manage your loan accounts conveniently from your phone. Apply for new loans, check balances, schedule payments, and view your transaction history. Access support directly through the app.
- Apply for new loans
- Check outstanding balances
- Make or schedule payments
- View loan history
- View payment history
- Contact support
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The LendMobile app is here to help customers manage their accounts with ease and convenience right from the comfort of their cell phones. The app gives instant access to your account where you can: - Apply for a new loan - Check outstanding balances - Make or schedule payments - Check loan history - Check payment history - Contact support Download the LendMobile app today and manage your account no matter where you are.
Screenshots
Verdict
The clearest difference is update cadence: LendMobile at every 4 weeks against Sail Loans's every 3 months. Sail Loans's advantage is iOS requirement (13.4 vs 15.1). On price, rating, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 5.0 for Sail Loans against 5.0 for LendMobile. Both are backed by a comparable volume of ratings — 3 and 4 respectively.
Sail Loans ships an update every 3 months, LendMobile every 4 weeks. Both last shipped on September 11, 2026.
| Parameter | Sail Loans | LendMobile |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (3 ratings) | 5.0 (4 ratings) |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 3 | 4 — better |
| Update frequency | Every 3 months | Every 4 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 13.4 — better | 15.1 |
| Further details — not scored | ||
| Size | 24 MB | 35 MB |
| Age rating | 4+ | 17+ |
| Developer | Americash Loans LLC | LendMobile |
Customer experience
Sail Loans
LendMobile
In-app purchases
Sail Loans
No in-app purchases
LendMobile
No in-app purchases
