Sail Loans vs BYDCash

Complete our loan application and get approved for up to $4,000 within minutes of submitting your information. Your money will be deposited directly into your bank account and the rest will be placed into a secure account. Finish your application before 1:30 pm CST to receive your funds the same day, restrictions may apply. Within this app, you can edit your customer profile and view your savings with a simple click of a button. You can also manage and review your re-payment options, as well as make payments towards your loan without ever leaving home. You can also access your custom Refer-A-Friend code to earn extra cash. Max APR is 35.99%. Loan terms range from 12 – 24 months with loan amounts from $100 – $4,000. Repayment Plans: - Installment Payments: You may pay back your loan principal plus accrued interest through a number of scheduled payments made over the loan term. - Full Payment: You may pay back your loan in full at any time without any prepayment charges. - Early or Partial Payment: You may make an early or partial principal payment on your loan at any time with no prepayment penalties. Representative example of the total cost of the loan: Loan amount of $1,000.00 with loan term of 12 months; APR of 35.99%. Your bi-weekly repayment will be $46.06. The total of payments will be $1,197.55 and your cost will be $197.55. Download now!

Welcome to BYDcash's Mobile App! We are the first of its kind immigration finance company that offers safe, easy, and affordable loans to help you pay for your immigration legal fees and government filing fees. No credit or social security number (SSN) required. You can use our app to: 1. Apply for a Loan 2. Track Your Loan History Flexible Payment Terms: Our flexible payment terms allow you to choose to pay back your loan over 6 months or up to 5 years. The longer the term, the lower the monthly payment. After 6 months, you can opt to pay your loan off as quickly as you want to reduce the total cost, with no penalties. You can choose the day of the month you want to make your payments. Our Maximum Annual Percentage Rate (APR) is 23.96%. Example: A $5,000 loan for 12 months would have a monthly payment of $502.31 and the total cost of the loan would be $6,027.73 (total of principal and interest). Using the APR formula of \([(total interest/ loan amt) /numbers of days in loan] \times 365 \times 100 = APR\), then \[($1,027.73/ $5,000) /365\] \times 365 \times 100 = 20.55% APR. For more information about our loans, visit [www.bydcash.com](https://www.bydcash.com). Constant Updates: We're committed to continuously updating our app to meet the evolving needs of our users. If you have any suggestions for improvement, please contact us at info@bydcash.com. Security: Your data is important to us and is protected with high security measures. You can learn more about our privacy policy by heading to: [www.bydcash.com/privacy-policy](https://www.bydcash.com/privacy-policy). More About BYDcash: Founded in 2021, BYDcash is the first of its kind immigration finance company designed to offer safe, easy, and affordable solutions to help finance the American Dream. With clients across the United States of America and beyond, BYDcash enables individuals to borrow funds to cover the professional legal help they need as well as for the government filing fees, so you can get started right away. To apply for your BYDcash immigration loan, download our app today!