Sail Loans vs ClearAirLending
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Sail Loans
Apply for loans up to $4,000 with funds deposited directly into your bank account. Manage your repayment options, make payments, and access referral codes to earn extra cash. Offers installment, full, or early/partial payment options.
- Loan application up to $4,000
- Same-day fund deposit
- Customer profile editing
- Loan repayment management
- Refer-A-Friend program
- Installment and full payment options
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Complete our loan application and get approved for up to $4,000 within minutes of submitting your information. Your money will be deposited directly into your bank account and the rest will be placed into a secure account. Finish your application before 1:30 pm CST to receive your funds the same day, restrictions may apply. Within this app, you can edit your customer profile and view your savings with a simple click of a button. You can also manage and review your re-payment options, as well as make payments towards your loan without ever leaving home. You can also access your custom Refer-A-Friend code to earn extra cash. Max APR is 35.99%. Loan terms range from 12 – 24 months with loan amounts from $100 – $4,000. Repayment Plans: - Installment Payments: You may pay back your loan principal plus accrued interest through a number of scheduled payments made over the loan term. - Full Payment: You may pay back your loan in full at any time without any prepayment charges. - Early or Partial Payment: You may make an early or partial principal payment on your loan at any time with no prepayment penalties. Representative example of the total cost of the loan: Loan amount of $1,000.00 with loan term of 12 months; APR of 35.99%. Your bi-weekly repayment will be $46.06. The total of payments will be $1,197.55 and your cost will be $197.55. Download now!
ClearAirLending
Manage your existing loans with ease through this mobile app. View loan details, schedule payments, get payoff quotes, and connect with support via live chat. New loan applications are not available through the app.
- View existing loan details
- Schedule additional payments
- Obtain payoff quotes
- Schedule full payoff
- Connect with support via live chat
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Our mobile app makes it super easy to manage your account whenever you want, giving you access whenever you need it—all in one handy spot. Just a quick heads-up though: you won't be able to get new loans through the Clear Air Lending mobile app, visit our website for more information. With the mobile app you can: view all the details about your existing loan with Clear Air Lending; schedule additional payment with ease; obtain a payoff quote and schedule a full payoff; and connect with our support team whenever needed with live chat available during business hours. Download the app today for seamless account management!
Screenshots
Verdict
The clearest difference is review sentiment: Sail Loans at 100% against ClearAirLending's 50%. Sail Loans also leads on rating (3.8 vs 2.0) and iOS requirement (13.4 vs 15.1). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Sail Loans holds the better App Store score, 3.8 against 2.0. Both are backed by a comparable volume of ratings — 5 and 4 respectively. Written reviews point the same way: 100% of Sail Loans's written reviews are positive against 50% of ClearAirLending's.
Sail Loans ships an update every 3 months, ClearAirLending every 2 months. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.
| Parameter | Sail Loans | ClearAirLending |
|---|---|---|
| Price | Free | Free |
| Rating | 3.8 (5 ratings) — better | 2.0 (4 ratings) |
| Positive reviews | 100.0% of reviews — better | 50.0% of reviews |
| Number of ratings | 5 — better | 4 |
| Update frequency | Every 3 months | Every 2 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.4 — better | 15.1 |
| Further details — not scored | ||
| Size | 24 MB | 62 MB |
| Age rating | 4+ | 4+ |
| Developer | Americash Loans LLC | Clear Air Lending |
Customer experience
Sail Loans
ClearAirLending
In-app purchases
Sail Loans
No in-app purchases
ClearAirLending
No in-app purchases
Questions
Is Sail Loans free?
Is ClearAirLending free?
Which has better reviews, Sail Loans or ClearAirLending?
Do Sail Loans or ClearAirLending have ads?
Which is updated more often, Sail Loans or ClearAirLending?
Other comparisons
