Sail Loans vs AppCheckr
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Sail Loans
Apply for loans up to $4,000 with funds deposited directly into your bank account. Manage your repayment options, make payments, and access referral codes to earn extra cash. Offers installment, full, or early/partial payment options.
- Loan application up to $4,000
- Same-day fund deposit
- Customer profile editing
- Loan repayment management
- Refer-A-Friend program
- Installment and full payment options
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Complete our loan application and get approved for up to $4,000 within minutes of submitting your information. Your money will be deposited directly into your bank account and the rest will be placed into a secure account. Finish your application before 1:30 pm CST to receive your funds the same day, restrictions may apply. Within this app, you can edit your customer profile and view your savings with a simple click of a button. You can also manage and review your re-payment options, as well as make payments towards your loan without ever leaving home. You can also access your custom Refer-A-Friend code to earn extra cash. Max APR is 35.99%. Loan terms range from 12 – 24 months with loan amounts from $100 – $4,000. Repayment Plans: - Installment Payments: You may pay back your loan principal plus accrued interest through a number of scheduled payments made over the loan term. - Full Payment: You may pay back your loan in full at any time without any prepayment charges. - Early or Partial Payment: You may make an early or partial principal payment on your loan at any time with no prepayment penalties. Representative example of the total cost of the loan: Loan amount of $1,000.00 with loan term of 12 months; APR of 35.99%. Your bi-weekly repayment will be $46.06. The total of payments will be $1,197.55 and your cost will be $197.55. Download now!
AppCheckr
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AppCheckr makes it simple to compare personal loan offers from trusted third-party lenders, all in one place — without committing to any application until you're ready. AppCheckr is your free loan comparison and financial education tool, designed to help you understand your options and make informed borrowing decisions. IMPORTANT: AppCheckr is NOT a lender. We do not make loans, fund applications, or make credit decisions. We are an independent informational platform that connects users with third-party lending partners who may present personalized loan offers based on the information you choose to share. — FEATURES — • Personal Loan Comparison Browse loan offers from our network of third-party lenders. Compare rates, terms, and amounts side by side. • Loan Payment Calculator Enter a loan amount, rate, and term to see your estimated monthly payment and total interest cost. • DTI (Debt-to-Income) Calculator Calculate your debt-to-income ratio and learn how lenders evaluate borrowers. • Financial Education Read articles to help you understand credit, manage debt, and improve your financial knowledge. Browse our glossary of common financial terms. • Secure & Private Your information is protected with industry-standard security. We never sell your personal information. — HOW IT WORKS — 1. Browse loan offers and educational content 2. Tap any offer to learn more or start an application directly with the lender 3. Use our calculators to plan your budget before you commit 4. All loan decisions are made by the third-party lender — not by AppCheckr — WHO IT'S FOR — AppCheckr is built for US residents 18 years or older who want to: • Compare personal loan options • Understand their debt-to-income ratio • Estimate monthly loan payments • Learn about personal finance and credit — IMPORTANT DISCLOSURES — AppCheckr is NOT a lender, loan broker, or agent for any lender. We do not issue credit, fund loans, set interest rates, or guarantee any loan offer. All loan decisions — including approval, interest rates, and terms — are made solely by the independent third-party lender. Displaying an offer in the app does not constitute a commitment to lend. Loan approval is subject to the lender's underwriting criteria and your creditworthiness. You must be 18 years or older and a legal US resident to use this app. Questions? See our Terms of Service and Privacy Policy in the app Settings.
Screenshots
Verdict
The clearest difference is ads: Sail Loans at none against AppCheckr's shown. Sail Loans also leads on iOS requirement (13.4 vs 15.1). On price, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | Sail Loans | AppCheckr |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (3 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 3 — better | — |
| Update frequency | Every 3 months | — |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.4 — better | 15.1 |
| Further details — not scored | ||
| Size | 24 MB | 37 MB |
| Age rating | 4+ | 17+ |
| Developer | Americash Loans LLC | Verify Connect |
In-app purchases
Sail Loans
No in-app purchases
AppCheckr
No in-app purchases









