Facephi Authentication vs flo
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Facephi Authentication
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Our authentication product allows companies to identify their users in a simple way and with the best user experience, enabling the granting of access or approval of transactions with total security and preventing identity theft. FacePhi has a strong international presence and experience in the banking sector, one of the most demanding in terms of security. Their clients include HSBC, ICBC, Santander, CaixaBank, Sabadell, etc. Selphi® is an innovative and competitive product, the standout qualities of which are: - Facial biometrics with passive liveness. The user does not have to do anything except stand in front of the camera so that the technology captures their face. - Authentication time: 38 milliseconds. - Pattern with intelligent learning. - ISO 30107-3 certification. FacePhi fights to promote ethical biometrics that improve the user experience and respect personal data privacy rights.
flo
This app automatically tracks your monthly income and expenses by reading electronic invoices from your email. It categorizes spending, allows manual entry via photo or quick notes, and helps set budgets and track tax deductions. Privacy is a core feature, with access limited to invoices only.
- Automatic invoice reading from email
- Expense categorization
- Manual entry via photo or notes
- Budget creation and tracking
- Tax deduction reporting
- Privacy-focused data handling
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Tus gastos, claros sin esfuerzo. flo arma tu mes solo: cuánto gastaste, en qué y cuánto te queda. Sin escribir cada gasto a mano. COMO TE QUEDE FÁCIL • Correo: pides la factura cuando compras y flo la apunta sola. Conectas Gmail u Outlook con acceso de solo lectura. • Foto: le tomas foto al recibo y flo lee el comercio, el monto y los productos. • WhatsApp: le escribes «Almuerzo 25 mil» y ya quedó. • Voz: le dictas el gasto en la app y flo entiende lo que dices. SABES EN QUÉ SE VA TU PLATA En el inicio ves el total del mes, lo que te queda y en qué categorías se va. flo te propone límites por categoría a partir de tu ingreso, y tú decides. UNA IDEA DE LO QUE PODRÍAS DEDUCIR flo separa las compras que te pueden servir para la declaración de renta y te arma un resumen en PDF para tu contador. TU PRIVACIDAD Del correo solo leemos tus facturas electrónicas. Nunca te pedimos claves del banco. Puedes desconectar tu correo o borrar tu cuenta desde la app, cuando quieras. LO PERSONAL ES GRATIS, SIEMPRE flo Pro es para cuando le pasas gastos a alguien: tu empresa, tus clientes o un socio. Marcas lo que es de trabajo, lo separas de lo personal, juntas gastos en listas (un viaje, una obra) y armas reembolsos en Excel o PDF. El primer reporte, la primera lista y el primer cliente son gratis. flo Pro tiene tres planes según a cuántas personas o empresas les pasas gastos: Hasta 2, Hasta 5 y Hasta 20, con pago mensual o anual. El precio de tu país aparece en la app antes de comprar. El cobro se hace en tu cuenta de Apple al confirmar. La suscripción se renueva sola por el mismo período y precio, salvo que la canceles al menos 24 horas antes de que termine, en Ajustes › Apple ID › Suscripciones. Términos: https://www.miflo.co/terms/ Privacidad: https://www.miflo.co/privacy
Screenshots
Verdict
The clearest difference is in-app purchases: Facephi Authentication at none against flo's 6. On price, update cadence, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. flo sells 6 in-app purchases, starting at $4.99 per month. Facephi Authentication asks for nothing beyond the download.
Both ship on a similar rhythm, roughly every 6 weeks. The most recent releases landed on October 27, 2026 and October 31, 2026 respectively.
| Parameter | Facephi Authentication | flo |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Number of ratings | — | 1 — better |
| Update frequency | Every 6 weeks | Every 6 weeks |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | — | Free |
| Devices | iPhone | iPhone |
| Requires iOS | 16.0 — better | 16.4 |
| Further details — not scored | ||
| Size | 62 MB | 64 MB |
| Age rating | 4+ | 4+ |
| Developer | FacePhi Biometria SA | Elektrum |
In-app purchases
Facephi Authentication
No in-app purchases
flo
- flo Pro · Up to 2$4.991 Month
- flo Pro · Up to 5$7.991 Month
- flo Pro · Up to 20$17.991 Month
Show 3 moreShow fewer
- flo Pro · Up to 2$49.991 Year
- flo Pro · Up to 5$79.991 Year
- flo Pro · Up to 20$179.991 Year









