Comparison

ElsterSecure vs Split by Finanzguru

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ElsterSecure

This app simplifies logging into your tax account by using your smartphone for authentication. Once set up, you won't need certificate files or usernames for access. It's designed for secure and convenient tax-related logins.

Highlights
  • Smartphone-based authentication
  • Eliminates need for certificate files
  • Simplifies tax account logins
  • QR code scanning for setup
  • Secure user account management
Features
Read full description

ElsterSecure ist die neue Authentisierungs-App von ELSTER. Einmal eingerichtet, benötigen Sie für Ihren Login nur noch Ihr Smartphone. Eine Zertifikatsdatei oder einen Nutzernamen benötigen Sie nach erstmaliger Einrichtung nicht mehr. So richten Sie ElsterSecure ein: 1. Loggen Sie sich wie bisher gewohnt in MeinElster ein. 2. Gehen Sie zu "Mein Benutzerkonto" > "ElsterSecure": https://www.elster.de/eportal/meinKonto/elstersecure 3. Unter "Login-Option ElsterSecure hinzufügen" können Sie die App mit Ihrem MeinElster-Konto verknüpfen Wenn Sie noch kein MeinElster Konto besitzen, können Sie sich unter www.elster.de registrieren und ElsterSecure als Login-Option wählen. Derzeit ist eine Authentisierung mittels ElsterSecure nur für den Login in MeinElster möglich. Eine Übermittlung durch Drittanbieter von Steuersoftware wird noch nicht unterstützt, hierfür benötigen Sie weiterhin ein Zertifikat. ElsterSecure benötigt folgende Berechtigungen: - Zugriff auf die Kamera(s) des Geräts: Diese Berechtigung wird für das Scannen des QR-Codes benötigt. Datenschutzhinweis: https://www.elster.de/eportal/infoseite/elstersecure

About

Split by Finanzguru

Easily track and split expenses for travel, shared living, or group events. Settle up with friends and flatmates effortlessly, eliminating the need for manual calculations. Integrates with Finanzguru for seamless expense importing.

Highlights
  • Add and split expenses in various ways
  • View balances at a glance
  • Send reminders and settle up
  • Import expenses from Finanzguru
  • Free and ad-free experience
Features
Read full description

Whether you’re traveling, sharing a flat, or managing costs with friends: Split makes it easy to track expenses, split them fairly, and settle up with just a tap. All in one place – no math, no stress. Features: - Add and split expenses (equally, by percentage, share, or exact amount) - See who owes what at a glance - Send reminders and confirm settlements with one tap - Import expenses directly from the Finanzguru app - Completely free and ad-free Good to know: Split works with or without a Finanzguru account. If you’re already using Finanzguru, you can import purchases and bills with a single tap – especially handy for things that are already tracked. Great for: - Travel - Shared flats - Couples - Group events - Grocery runs More clarity, less effort. See exactly who owes what, when – and keep everything under control. Built and maintained by the Finanzguru team in Germany.

Screenshots

ElsterSecure4 screens
Split by Finanzguru4 screens

Verdict

The call

The clearest difference is update cadence: Split by Finanzguru at every 8 days against ElsterSecure's every 4 months. Split by Finanzguru also leads on review sentiment (100% vs 84%). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

ElsterSecure ships an update every 4 months, Split by Finanzguru every 8 days. Both last shipped on September 21, 2026.

Scorecard2 real differences · 8 level
ElsterSecure versus Split by Finanzguru: the parameters behind the verdict, then further details
ParameterElsterSecureSplit by Finanzguru
PriceFreeFree
Rating4.7 (89 ratings) — better—
Positive reviews84.0% of reviews100.0% of reviews — better
Number of ratings89 — better—
Update frequencyEvery 4 monthsEvery 8 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.0 — better15.1
Further details — not scored
Size49 MB39 MB
Age rating4+4+
DeveloperBayerisches Landesamt fuer Steuerndwins GmbH

Customer experience

ElsterSecure

All ratings89 ratings
Positive92.1%
Neutral2.2%
Negative5.6%
Written reviews25 reviews
Positive84.0%
Neutral8.0%
Negative8.0%

Split by Finanzguru

Written reviews23 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

ElsterSecure

No in-app purchases

None

Split by Finanzguru

No in-app purchases

Questions

Is ElsterSecure free?
ElsterSecure is free to download, with no in-app purchases.
Is Split by Finanzguru free?
Split by Finanzguru is free to download, with no in-app purchases.
Do ElsterSecure or Split by Finanzguru have ads?
Neither ElsterSecure nor Split by Finanzguru shows ads.
Which is updated more often, ElsterSecure or Split by Finanzguru?
ElsterSecure ships an update every 4 months, and Split by Finanzguru every 8 days. Most recently, ElsterSecure was updated on September 21, 2026 and Split by Finanzguru on September 21, 2026.

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