HelloBasis vs Yes Money
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
HelloBasis
This app provides quick financing for unexpected expenses by creating virtual cards. It requires a U.S. bank account and offers flexible repayment terms, with no interest charged at partner providers.
- Virtual card creation
- Instant payment for bills
- No credit check required
- Flexible repayment plans
- No interest at partner providers
- Connect U.S. bank account
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Basis helps you pay for life’s unexpected expenses. Whenever you have a bill, use Basis to create a virtual card and pay for it in minutes. With Basis, there’s no credit check, and when used at partner providers, no interest is charged. Simple and quick to use All you need is a valid U.S. bank account that has been in place for 3 months. Just log in, connect your bank account, and see how much financing you’re eligible for on your virtual card. Just provide your card number to the provider to make payment. Easy, affordable repayments Once you use Basis to pay a bill, you can repay Basis through small repayments over 4 - 24 months. When used at our partner providers, there’s no interest charged. If you have any feedback or questions, please go to Basis > Contact Basis in your dashboard.
Yes Money
Manage your finances and transfer money seamlessly. Top up your digital wallet from various sources, send funds to friends, or pay bills for essential services.
- Wallet top-up via bank, PayPal, mobile money
- Fund transfers between wallets
- Cash out to bank accounts
- Send to mobile money providers
- Bill payments for various services
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Welcome to the future of mobile money and money transfer. Key features: - Top up your wallet(s) using bank accounts, PayPal, or mobile money providers. - Transfer funds between Yes wallets, cash out, and send to bank accounts, or mobile money providers. - Pay your bills for services like restaurants, electricity, water, internet data, transportation, airtime, etc.
Screenshots
Verdict
HelloBasis and Yes Money are too close to call on the numbers: across 9 compared parameters — price, rating, ratings volume and update cadence among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 5.0 for HelloBasis against 5.0 for Yes Money. Both are backed by a comparable volume of ratings — 2 and 1 respectively.
HelloBasis ships an update every 2 months, Yes Money monthly. The most recent releases landed on October 6, 2026 and October 9, 2026 respectively.
| Parameter | HelloBasis | Yes Money |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) | 5.0 (1 ratings) |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 2 — better | 1 |
| Update frequency | Every 2 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 14.4 — better | 15.1 |
| Further details — not scored | ||
| Size | 62 MB | 53 MB |
| Age rating | 4+ | 17+ |
| Developer | AIUTO, LLC | OSSIX TECHNOLOGIES, LLC |
Customer experience
HelloBasis
Yes Money
In-app purchases
HelloBasis
No in-app purchases
Yes Money
No in-app purchases
