mph.bank vs EaseFi
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
mph.bank
Manage your finances, save money with automatic round-ups, and earn rewards by referring friends. This app offers tools to track expenses, set up bill payments, and protect your debit card with alerts. It consolidates all your accounts in one place for easy management.
- Referral rewards program
- Automatic purchase round-ups
- No overdraft or minimum balance fees
- Debit card control and alerts
- Automatic bill payments
- Expense tracking dashboard
- Consolidated account view
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mph.bank helps you save, manage and grow your money with a generous rewards program for referring friends. This app is packed with goodness. Get started in minutes. REFERRAL REWARDS - Simply refer friends and you could earn money each month for up to six degrees of connections while you sleep. Try our online calculator and see how much you can make. EASILY SAVE – You have the option to automatically “Round-up” your purchases and put the change in your free add-on “Goals” account. NO OVERDRAFT FEES - Say goodbye to annoying overdraft fees. NO MINIMUM BALANCE – No worries here. TAKE CONTROL –Protect your debit card through your mobile device by receiving alerts and defining when, where and how your payment cards are used. SPEND WISELY - Easily set up automatic bill payments and use your personal dashboard to track your expenses. SAVE FOR YOUR GOALS - In your free add-on “Goals” account, transfer funds and track them easily. ALL IN ONE - See all your accounts in one place, even from other banks. Manage your deposits, loans, investments, and credit cards easily. UNLOCK GOOD STUFF - Make 15 Debit card transactions each month to unlock these features: • No monthly $9 membership fee • Activate 0.60% interest on your savings account balance • Activate Referral Rewards
EaseFi
Manage your money effortlessly with an intelligent personal finance companion. Consolidate accounts, track spending, and monitor bills and subscriptions in one intuitive hub. Gain insights and optimize your finances with automated budgets and smart alerts.
- Consolidate all financial accounts
- Effortless spending tracking
- Bill and subscription monitoring
- Automated, adaptive budgeting
- Financial insights and optimization
- Smart transaction alerts
- Intuitive financial dashboards
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EaseFi is your intelligent personal finance companion that makes money management simple, automated, and stress-free. Take control of your finances without spreadsheets, confusion, or manual tracking. EaseFi brings all your accounts, budgets, transactions, subscriptions, and insights together in one beautiful, intuitive hub; built for real life. What You Can Do With EaseFi See all your accounts in one place: securely connect your bank, credit cards, and more. Track spending effortlessly with smart categories and real-time updates. Stay ahead of bills & subscriptions: no more forgotten renewals or surprise charges. Automated budgets that adjust to your lifestyle: not the other way around. Powerful insights that show where your money goes and how to optimize it. Smart alerts so you never miss important transactions or spikes in spending. Beautiful dashboards that make your financial picture easy to understand at a glance. Designed for Busy People EaseFi removes the friction from finance. No complicated tools. No stressful setup. Just clean, simple, automated clarity; so you can focus on what matters. Bank-Grade Security Your financial data is encrypted and protected with industry-leading security. EaseFi uses Plaid for secure account connections.EaseFi is your personal finance companion that makes simple and stress-free.
Screenshots
Verdict
The clearest difference is rating: EaseFi at 5.0 against mph.bank's 3.8. EaseFi also leads on ads (none vs shown) and update cadence (every 5 days vs every 4 months). mph.bank's advantage is ratings volume (10 vs 1) and device support (4 vs 1). On price and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
EaseFi holds the better App Store score, 5.0 against 3.8. That said, the two scores are not equally well evidenced: mph.bank has 10 ratings behind it against 1, so its average is the more settled of the two.
mph.bank ships an update every 4 months, EaseFi every 5 days. The most recent releases landed on June 4, 2026 and September 18, 2026 respectively.
| Parameter | mph.bank | EaseFi |
|---|---|---|
| Price | Free | Free |
| Rating | 3.8 (10 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 40.0% of reviews | — |
| Number of ratings | 10 — better | 1 |
| Update frequency | Every 4 months | Every 5 days — better |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone, iPad, iPod, Apple Watch — better | iPhone |
| Requires iOS | 15.0 — better | 18.6 |
| Further details — not scored | ||
| Size | 42 MB | 23 MB |
| Age rating | 4+ | 4+ |
| Developer | Liberty Savings Bank FSB | Easee |
Customer experience
mph.bank
EaseFi
In-app purchases
mph.bank
No in-app purchases
EaseFi
No in-app purchases









