S1lkPay vs Swipe by BML
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
S1lkPay
A secure digital wallet and payment app for effortless financial transactions. Manage bills, shop online, and send money with a virtual prepaid card and expense tracking.
- Instant digital payment card
- Secure mobile money transfer
- Family finance management
- Expense tracker
- Multi-currency account
- Card control features
Read full descriptionHide full description
Welcome to S1lkpay, your ultimate financial companion. S1lkpay is a secure and convenient digital wallet and payment app that simplifies your financial transactions. Whether you're paying bills, shopping online, or supporting loved ones, S1lkpay has got you covered. Effortless Money Management: Instant Digital Payment Card: Open a virtual prepaid card for seamless online and in-store purchases. Secure Mobile Money Transfer: Send and receive funds securely with our encrypted platform, perfect for both local and international transactions. Family Finance Management: Share cards with family and friends, and easily control shared expenses from your mobile device. Key Features: Mobile Payments: Enjoy the ease of cashless payments for all your daily needs. Expense Tracker: Keep an eye on your spending with our user-friendly expense tracking feature. Multi-Currency Account: Travel with ease using our multi-currency account, offering competitive exchange rates. Financial Services: Access a range of services including budgeting tools and financial support for your loved ones. Card Control: Ensure the security of your transactions with advanced card control features. Why Choose S1lkpay? Fast and Reliable: Experience quick and dependable payment processing with our secure platform. User-Friendly: Navigate effortlessly through our intuitive interface, designed for hassle-free financial management. No Bank Account Required: Get started without the need for a traditional bank account or credit checks. Download S1lkpay today and take the first step towards simplified and secure financial management. Whether you're paying, transferring, or sharing money, S1lkpay is your trusted companion for all things finance.
Swipe by BML
Manage your finances with a secure and intuitive application. This tool simplifies payments and offers smart features for easy money management.
- Secure payments
- Smart financial features
- Simple gesture controls
- Complete financial overview
Read full descriptionHide full description
Your complete financial companion. Where smart features meet secure payments and simple gestures.
Screenshots
Verdict
The clearest difference is review sentiment: Swipe by BML at 100% against S1lkPay's 38%. Swipe by BML also leads on rating (4.6 vs 3.5) and ads (none vs shown). On price, ratings volume, update cadence and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Swipe by BML holds the better App Store score, 4.6 against 3.5. Both are backed by a comparable volume of ratings — 21 and 10 respectively. Written reviews point the same way: 38% of S1lkPay's written reviews are positive against 100% of Swipe by BML's.
S1lkPay ships an update every 3 weeks, Swipe by BML fortnightly. The most recent releases landed on November 3, 2026 and November 5, 2026 respectively.
| Parameter | S1lkPay | Swipe by BML |
|---|---|---|
| Price | Free | Free |
| Rating | 3.5 (21 ratings) | 4.6 (10 ratings) — better |
| Positive reviews | 38.5% of reviews | 100.0% of reviews — better |
| Number of ratings | 21 — better | 10 |
| Update frequency | Every 3 weeks | Fortnightly — better |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.5 | 15.5 |
| Further details — not scored | ||
| Size | 243 MB | 285 MB |
| Age rating | 4+ | 4+ |
| Developer | S1LK, TOO | Bank of Maldives PLC |
Customer experience
S1lkPay
Swipe by BML
In-app purchases
S1lkPay
No in-app purchases
Swipe by BML
No in-app purchases
