Comparison

eCredable LiftLocker vs Cancel & Track Subscriptions

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

eCredable LiftLocker

This financial assistant helps you understand and leverage your credit to access better offers. It provides tools for budgeting, credit building, and preparing for major financial milestones like homeownership, with educational resources and a secure document vault.

Highlights
  • Credit score, report, and monitoring
  • Budgeting and savings goal setting
  • Phone and utility bill reporting for credit building
  • Financial education articles and videos
  • Home buying readiness assessment and mortgage calculator
  • Real estate property search
  • Secure document vault
Read full description

Your credit is key to gaining access to the best offers available from the mainstream financial ecosystem. LiftLocker is your digital financial assistant that guides you on your lifelong journey of leveraging your credit to qualify for the best offers available to you. Organize in one place: Your LiftLocker dashboard summarizes important financial information from all your financial accounts such as: credit score, budgeting, spending analysis, account balances, transactions, net worth, and cash flow analysis. Education: Access to hundreds of articles and videos that help explain the complexities of the financial services industry. This includes credit cards, auto loans, home loans and everything in between. Budgeting: Establish goals for an emergency fund, buying a car, savings, vacation, college, buying a home or any other financial need that you have. Tie your spending to your budgets with alerts that keep you on track. Credit Building: LiftLocker includes the ability to report your phone and utility accounts to TransUnion to build a better credit score. This is helpful if you are new to credit or have a credit report with a limited amount of information. Free Credit Score, Report and Monitoring: Your credit score and credit report are available at your fingertips at no additional charge. Get alerts to let you know if anything changed in your credit report and lock your credit reports at all three national credit bureaus to help prevent Identity Theft. Use TransUnion’s CreditCompass® to get specific advice on how to manage your credit life. The VantageScore® Simulator helps you understand how decisions you make can impact your credit score. Prepare: Life is one long series of credit journeys. Your LiftLocker will help you prepare for each of these journeys whether it is applying for a credit card, student loan, auto loan, or even a home loan. LiftLocker guides you through the homebuying process starting with budgeting for a down payment, building reserves for home ownership, building or improving your credit score, managing your debt-to-income ratio to make sure you can qualify for a mortgage. There is a calculator that helps you understand how much home you can realistically afford, and a readiness assessment tool that shows you the steps you need to take to be ready to apply and close on a mortgage. Search Properties: Looking for your first home? Want to move up, or downsize? Use your LiftLocker to search local and nationwide real estate listings. Find homes that match what you can afford. See open houses, customize searches, favorite properties you like and save your searches. Store and Share: LiftLocker includes a secure document vault that allows you to store documents you may eventually want to share with a financial institution. Financial statements, insurance documents, W-2’s, property title deeds and any other information you may need to share can be stored and shared under your control. And of course, all the data is encrypted so your sensitive information is protected. When you are ready to move forward with a financial transaction, you choose the documents to share with your financial institution. Security: Security is our #1 job so you can feel confident that the financial accounts you’ve connected and documents you’ve uploaded are secure. See more here: https://www.ecredable.com/resources/faqs/my-security Privacy: Your privacy is important to us. To learn how we protect your privacy, visit: https://www.ecredable.com/privacy

About

Cancel & Track Subscriptions

Features
Read full description

SubTrackly: Subscription Manager & Refund Tracker SubTrackly is a subscription management app that requires an active paid subscription to access all features. It helps you track subscriptions, monitor renewals, manage recurring payments, and organize your financial commitments in one place. IMPORTANT: An active paid subscription is required to use SubTrackly. Managing multiple subscriptions across different services can be difficult. SubTrackly provides a centralized dashboard to help you stay organized and informed about your recurring expenses. FEATURES: • Subscription Tracking Track all active subscriptions and recurring payments in one dashboard. • Renewal Reminders Get notifications before upcoming billing dates. • Refund Request Tracking Track refund requests and cancellation processes. • Refund Status Monitoring Monitor refund progress for cancelled services. • Spending Analytics View weekly, monthly, and yearly spending insights. • Budget Management Set and track personal spending goals. • Expense Organization Categorize subscriptions for better visibility. • Refund History Logs View past cancellations and refund history. • Custom Notifications Adjust reminder settings based on your preferences. • Minimalist Design Clean and simple interface focused on financial clarity. SubTrackly is available through an auto-renewable subscription. Download SubTrackly and manage your subscriptions more efficiently. Legal Information Terms of Use: https://subtrackly-terms.vercel.app Privacy Policy: https://subtrackly-privacy.vercel.app For support, contact us at support@subtrackly.app

Screenshots

eCredable LiftLocker4 screens
Cancel & Track Subscriptions4 screens

Verdict

The call

The clearest difference is in-app purchases: eCredable LiftLocker at none against Cancel & Track Subscriptions's 3. eCredable LiftLocker also leads on iOS requirement (15.0 vs 17.0). Cancel & Track Subscriptions's advantage is ads (none vs shown) and update cadence (every 4 days vs every 5 weeks). On price and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Cancel & Track Subscriptions sells 3 in-app purchases, starting at $2.99 per 7 days. eCredable LiftLocker asks for nothing beyond the download.

UpkeepUpdate frequency

eCredable LiftLocker ships an update every 5 weeks, Cancel & Track Subscriptions every 4 days. The most recent releases landed on October 19, 2026 and October 24, 2026 respectively.

Scorecard4 real differences · 6 level
eCredable LiftLocker versus Cancel & Track Subscriptions: the parameters behind the verdict, then further details
ParametereCredable LiftLockerCancel & Track Subscriptions
PriceFreeFree
Rating1.8 (9 ratings) — better—
Positive reviews0.0% of reviews—
Number of ratings9 — better—
Update frequencyEvery 5 weeksEvery 4 days — better
AdsYesNo — better
In-app purchasesNo — betterYes
MonetizationAd-supported—
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better17.0
Further details — not scored
Size126 MB51 MB
Age rating12+4+
DevelopereCredable.com, LLCBEYZANUR CAYRAT

In-app purchases

None

eCredable LiftLocker

No in-app purchases

3 purchases

Cancel & Track Subscriptions

Subscriptions3
  • premium3 Days trial$2.997 Days
  • premium3 Days trial$14.991 Month
  • premium3 Days trial$19.991 Year

Questions

Is eCredable LiftLocker free?
eCredable LiftLocker is free to download, with no in-app purchases.
Is Cancel & Track Subscriptions free?
Cancel & Track Subscriptions is free to download, with in-app purchases available.
Do eCredable LiftLocker or Cancel & Track Subscriptions have ads?
eCredable LiftLocker shows ads; Cancel & Track Subscriptions does not.
Which is updated more often, eCredable LiftLocker or Cancel & Track Subscriptions?
eCredable LiftLocker ships an update every 5 weeks, and Cancel & Track Subscriptions every 4 days. Most recently, eCredable LiftLocker was updated on October 19, 2026 and Cancel & Track Subscriptions on October 24, 2026.

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