Serra vs 3ribe
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Serra
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We are on a mission to build a culturally aware financial application from the ground up in Montserrat by listening to real-life challenges youβve shared with us. Open your mobile money account in minutes for free - anywhere, anytime. Whatβs in it for you? - Pay and get paid in seconds by making hassle-free payments to your Serra contacts. No hidden fees, just ease. - Enjoy contactless payments at merchants accepting Serra, a streamlined payment experience thatβs secure, fast and enjoyable. - No more queuing at the ATM, Serra gives you more options to access your money from authorised merchants. - No minimum opening balance or monthly maintenance fees. - Check your balances instantly and securely 24/7. - Real-time push notifications to help track all account activity. - Get insights on how you spend your money with our built-in analytics.* Plus, you can also: - Speak to helpful humans through live chat if you need any support. - Experience better after hours money management with Serraβs dark theme, seamlessly integrated with your deviceβs light/dark settings. Your privacy is guaranteed We guard your privacy as if itβs our own. We will never sell your data to anyone. Safeguarding your money Our priority is ensuring your money is safe. Serra Inc. is authorised and regulated by the Financial Services Commission of Montserrat under the Money Services Business Act, Cap. 11.30 (License No. 1/2021). Serra is the trading name of Serra Inc., a company registered in Montserrat (Registration No. L0014/2019). Our registered address is: Serra Inc. Davy Hill, Montserrat, West Indies.
3ribe
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Join 3ribe to experience seamless, secure, and fast money transfers. 3ribe app allows you to send money from the UK to Africa in seconds, ensuring your loved ones receive the funds when they need money the most. With 3ribe you enjoy zero transaction fee, instant transfers, refer and earn, real-time notifications, security, pay bills, airtime recharge, 24/7 customer support and convenience. INSTANT TRANSFER Enjoy the speed and seamless international transfer with 3ribe. Sending funds to friends, family and loved ones just got easier and convenient, in no time the recipient recieves the funds. No more waiting and delays. ZERO TRANSACTION FEE Save more with every transfer. 3ribe offers zero transaction fees, ensuring that you get the most value out of your money. Whether you're supporting family, friends, or conducting business, every penny counts. REFER AND EARN Spread the word and enjoy rewards! Earn with 3ribe when you invite family, friends and loved ones. The more you refer, the more you earn. PAY BILLS Simplify your life by paying bills directly through the 3ribe app. Whether itβs utilities, school fees, or any other payments, 3ribe makes bill payments quick and hassle-free. AIRTIME RECHARGE Stay connected with ease. Instantly recharge airtime for any Nigerian mobile network straight from the app, keeping you and your loved ones in touch effortlessly. Thereβs more! 24/7 customer support is available around the clock when you need us! Receive real time notifications when you make transactions.
Screenshots
Verdict
Serra and 3ribe are too close to call on the numbers: across 6 compared parameters β price, update cadence, ads and in-app purchases among them β neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Serra ships an update every 3 weeks, 3ribe fortnightly. The most recent releases landed on October 3, 2026 and September 19, 2026 respectively.
| Parameter | Serra | 3ribe |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 3 weeks | Fortnightly β better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPad, iPod β better |
| Requires iOS | 15.5 | 15 β better |
| Further details β not scored | ||
| Size | 86 MB | 107 MB |
| Age rating | 4+ | 17+ |
| Developer | Serra Inc | GRANTS PAYMENTSOLUTIONS LTD |
In-app purchases
Serra
No in-app purchases
3ribe
No in-app purchases








