Comparison

Serra vs 3ribe

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Serra

Features
Read full description

We are on a mission to build a culturally aware financial application from the ground up in Montserrat by listening to real-life challenges you’ve shared with us. Open your mobile money account in minutes for free - anywhere, anytime. What’s in it for you? - Pay and get paid in seconds by making hassle-free payments to your Serra contacts. No hidden fees, just ease. - Enjoy contactless payments at merchants accepting Serra, a streamlined payment experience that’s secure, fast and enjoyable. - No more queuing at the ATM, Serra gives you more options to access your money from authorised merchants. - No minimum opening balance or monthly maintenance fees. - Check your balances instantly and securely 24/7. - Real-time push notifications to help track all account activity. - Get insights on how you spend your money with our built-in analytics.* Plus, you can also: - Speak to helpful humans through live chat if you need any support. - Experience better after hours money management with Serra’s dark theme, seamlessly integrated with your device’s light/dark settings. Your privacy is guaranteed We guard your privacy as if it’s our own. We will never sell your data to anyone. Safeguarding your money Our priority is ensuring your money is safe. Serra Inc. is authorised and regulated by the Financial Services Commission of Montserrat under the Money Services Business Act, Cap. 11.30 (License No. 1/2021). Serra is the trading name of Serra Inc., a company registered in Montserrat (Registration No. L0014/2019). Our registered address is: Serra Inc. Davy Hill, Montserrat, West Indies.

About

3ribe

Features
Read full description

Join 3ribe to experience seamless, secure, and fast money transfers. 3ribe app allows you to send money from the UK to Africa in seconds, ensuring your loved ones receive the funds when they need money the most. With 3ribe you enjoy zero transaction fee, instant transfers, refer and earn, real-time notifications, security, pay bills, airtime recharge, 24/7 customer support and convenience. INSTANT TRANSFER Enjoy the speed and seamless international transfer with 3ribe. Sending funds to friends, family and loved ones just got easier and convenient, in no time the recipient recieves the funds. No more waiting and delays. ZERO TRANSACTION FEE Save more with every transfer. 3ribe offers zero transaction fees, ensuring that you get the most value out of your money. Whether you're supporting family, friends, or conducting business, every penny counts. REFER AND EARN Spread the word and enjoy rewards! Earn with 3ribe when you invite family, friends and loved ones. The more you refer, the more you earn. PAY BILLS Simplify your life by paying bills directly through the 3ribe app. Whether it’s utilities, school fees, or any other payments, 3ribe makes bill payments quick and hassle-free. AIRTIME RECHARGE Stay connected with ease. Instantly recharge airtime for any Nigerian mobile network straight from the app, keeping you and your loved ones in touch effortlessly. There’s more! 24/7 customer support is available around the clock when you need us! Receive real time notifications when you make transactions.

Screenshots

Serra4 screens
3ribe4 screens

Verdict

The call

Serra and 3ribe are too close to call on the numbers: across 6 compared parameters β€” price, update cadence, ads and in-app purchases among them β€” neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Serra ships an update every 3 weeks, 3ribe fortnightly. The most recent releases landed on October 3, 2026 and September 19, 2026 respectively.

ScorecardNo meaningful differences
Serra versus 3ribe: the parameters behind the verdict, then further details
ParameterSerra3ribe
PriceFreeFree
Update frequencyEvery 3 weeksFortnightly β€” better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPad, iPod β€” better
Requires iOS15.515 β€” better
Further details β€” not scored
Size86 MB107 MB
Age rating4+17+
DeveloperSerra IncGRANTS PAYMENTSOLUTIONS LTD

In-app purchases

None

Serra

No in-app purchases

None

3ribe

No in-app purchases

Questions

Is Serra free?
Serra is free to download, with no in-app purchases.
Is 3ribe free?
3ribe is free to download, with no in-app purchases.
Do Serra or 3ribe have ads?
Neither Serra nor 3ribe shows ads.
Which is updated more often, Serra or 3ribe?
Serra ships an update every 3 weeks, and 3ribe fortnightly. Most recently, Serra was updated on October 3, 2026 and 3ribe on September 19, 2026.

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