Serra vs Scallop

We are on a mission to build a culturally aware financial application from the ground up in Montserrat by listening to real-life challenges you’ve shared with us. Open your mobile money account in minutes for free - anywhere, anytime. What’s in it for you? - Pay and get paid in seconds by making hassle-free payments to your Serra contacts. No hidden fees, just ease. - Enjoy contactless payments at merchants accepting Serra, a streamlined payment experience that’s secure, fast and enjoyable. - No more queuing at the ATM, Serra gives you more options to access your money from authorised merchants. - No minimum opening balance or monthly maintenance fees. - Check your balances instantly and securely 24/7. - Real-time push notifications to help track all account activity. - Get insights on how you spend your money with our built-in analytics.* Plus, you can also: - Speak to helpful humans through live chat if you need any support. - Experience better after hours money management with Serra’s dark theme, seamlessly integrated with your device’s light/dark settings. Your privacy is guaranteed We guard your privacy as if it’s our own. We will never sell your data to anyone. Safeguarding your money Our priority is ensuring your money is safe. Serra Inc. is authorised and regulated by the Financial Services Commission of Montserrat under the Money Services Business Act, Cap. 11.30 (License No. 1/2021). Serra is the trading name of Serra Inc., a company registered in Montserrat (Registration No. L0014/2019). Our registered address is: Serra Inc. Davy Hill, Montserrat, West Indies.

You earn in one currency, spend in another, and manage both across too many apps. Scallop is a global digital wallet and multi-currency account with one unified balance across your currencies and digital assets. Hold, convert, send, receive, and spend across 52+ currencies from a single account. Built for freelancers, remote workers, expats, and anyone who moves money across borders. Spend globally, from any asset Create virtual debit cards and top them up instantly using any available asset in your balance. Fund your card with fiat, stablecoins, or digital assets without manual conversion steps. Send and receive international transfers Send money abroad and receive funds through local accounts in EUR, GBP, USD, and AED, or via regional payment methods. Pay like a local, without a local bank account Use QR payment networks like PIX, QRPH, Yape, and VietQR directly from your balance. Make instant local payments wherever you are. Stay connected when you travel Buy and activate travel eSIM data plans in the app. Choose global, regional, or country-specific plans: no SIM swaps, no roaming charges. Key features •⁠ ⁠Multi-currency wallet with 52+ currencies, stablecoins, and digital assets •⁠ ⁠Unified balance across currencies and digital assets •⁠ ⁠Instant currency exchange between supported assets •⁠ ⁠Virtual debit cards funded by any asset you hold •⁠ ⁠Send money abroad •⁠ ⁠Receive funds via local accounts in EUR, GBP, USD, and AED •⁠ ⁠QR payments via PIX, QRPH, Yape, VietQR, and more •⁠ ⁠Travel eSIM data plans: global, regional, and country-based •⁠ ⁠Transparent rates and fees before every transaction One account. Every currency you need. Payments that work wherever you do.