Comparison

debiX+ vs SZKB TWINT

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

debiX+

Manage your debit card and TWINT account securely with this app. Authorize online purchases, view transaction history, and control digital card deposits. It offers biometric authentication for enhanced security and convenience.

Highlights
  • Authorize online purchases with 3D Secure
  • Biometric authentication for payments
  • View debit card transaction history
  • Manage digitally deposited debit cards
  • Enable contactless payments
  • Change debit card PIN
Features
Read full description

PREREQUISITE: You need a registration code (OTRC) to link your debit card or TWINT account to the app. You will receive the OTRC code from your bank. IMPORTANT: SIX will never ask you to disclose your card or login details via email, phone or SMS. For support requests, questions about your account, your debit card, your TWINT account, or using the app, please contact your bank. Your bank is your first point of contact for all customer concerns. Once successfully registered, you can benefit from the new digital features associated with your debit card or use security-related TWINT functions. The app ensures maximum security through hardened native app frameworks and 2-factor biometric authentication methods. Easy and secure online purchases: - Authorize online purchases using the secure 3D Secure procedure directly in the app. - Using biometrics, you can approve 3D Secure payments even more easily. - Debit card not at hand right now to make an online payment? No problem, look up your card details directly in the app. Keep an eye on your debit card transactions: - Overview of all debit card transactions in the last 100 days and max. 200 transactions (more account transactions can be found in your e-Banking). Keep track of and manage your digital debit cards: - Shows which online provider or wallet your debit card is digitally deposited with. - You can block and unblock the digitally deposited debit card or delete it altogether. - An existing subscription is not affected by a block or cancellation. The merchant cannot make a charge to a blocked or deleted digital debit card and no transaction can be made at the payment wallet. - Give your debit card a name to better distinguish it from the others. - Look up the details of the debit card directly in the app if you don't have the physical card at hand. Mobile Payments - Did you know you can also use your debit card to make contactless payments with your smartphone? - Deposit your debit card from the app directly into the payment wallet on your device if your bank is setup for it. - Pay at all NFC terminals worldwide without opening the app for it. Card settings: - You can use the card settings to influence online shopping, cash withdrawals at ATMs, transactions to gambling & betting or contactless payment (if your bank is enabled for it). - Give your debit card a name in your card settings. This helps especially if you have multiple debit cards. - Remove individual debit cards from the app in your card's settings if needed. Please note that you will need a new OTRC code from your bank if you want to register the debit card in the app again. - Look up the debit card details directly in the app if you don't have the physical card handy. - Change your debit card PIN directly in the app. For a virtual debit card, the PIN is active immediately. If you have a physical debit card, you need to use the new PIN to withdraw money once at ATMs (not Postomats) or to make a balance inquiry so that you can pay in stores with the PIN. TWINT: Link your TWINT account to the debiX+ app to confirm the execution of security-critical TWINT functions (e.g., re-registration or the authorization of certain payments). NOTE: debiX+ works for Visa Debit and Debit Mastercard cardholders from selected banks in Switzerland and Liechtenstein, and for TWINT accounts from selected banks in Switzerland.

About

SZKB TWINT

Make payments easily and securely with your smartphone, directly linked to your bank account. Send and receive money from friends, and take advantage of partner offers and loyalty programs.

Highlights
  • Secure smartphone payments
  • Direct bank account connection
  • Send and receive money
  • Online and in-store payments
  • Partner offers and loyalty cards
  • QR code scanning
Features
Read full description

SZKB TWINT – Schnell und einfach bezahlen mit direkter Kontoanbindung Mit der kostenlosen SZKB TWINT App bezahlen Sie mit Ihrem Smartphone einfach und sicher an der Kasse, im Online-Shop, beim Einkaufen im Hofladen oder am Automaten beim Parkieren. Zudem können Sie jederzeit Geld an Freunde senden oder von ihnen empfangen. Profitieren Sie bei ihren Einkäufen durch Coupons oder Stempelkarten von attraktiven TWINT-Partnerangeboten. Wenn Sie Ihre Kundenkarten hinterlegen, können Sie beim Bezahlen mit TWINT auch deren Vorteile nutzen. Alle Ein- und Ausgänge werden direkt Ihrem Privatkonto belastet. Ihre Vorteile: • Direkte Anbindung an SZKB Privatkonto • Kostenlos nutzbar • Geld an Freunde senden und erhalten • Bequem und einfach an der Kasse bezahlen • Schnell und sicher in Online-Shops: QR-Code scannen oder direkt in der App bezahlen Voraussetzungen: Für die Nutzung der SZKB TWINT App benötigen Sie ein Smartphone mit einer Schweizer Mobilnummer und ein Privatkonto der Schwyzer Kantonalbank mit aktiviertem E-Banking Vertrag und gültigen Zugangsdaten (Vertragsnummer und Passwort). Bei Fragen zu TWINT wenden Sie sich bitte direkt an unser Kundencenter unter +41 58 800 20 20 oder kundencenter@szkb.ch. Weitere Informationen zur SZKB TWINT App finden Sie unter www.szkb.ch/twint

Screenshots

debiX+4 screens
SZKB TWINT4 screens

Verdict

The call

The clearest difference is rating: SZKB TWINT at 4.9 against debiX+'s 4.3. debiX+'s advantage is update cadence (every 6 weeks vs every 3 months) and ratings volume (45 vs 10). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

SZKB TWINT holds the better App Store score, 4.9 against 4.3. Both are backed by a comparable volume of ratings — 45 and 10 respectively.

UpkeepUpdate frequency

debiX+ ships an update every 6 weeks, SZKB TWINT every 3 months. Both last shipped on November 3, 2026.

Scorecard3 real differences · 7 level
debiX+ versus SZKB TWINT: the parameters behind the verdict, then further details
ParameterdebiX+SZKB TWINT
PriceFreeFree
Rating4.3 (45 ratings)4.9 (10 ratings) — better
Positive reviews14.7% of reviews—
Number of ratings45 — better10
Update frequencyEvery 6 weeks — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone
Requires iOS16.416.0 — better
Further details — not scored
Size54 MB58 MB
Age rating4+4+
DeveloperSIXSchwyzer Kantonalbank

Customer experience

debiX+

All ratings45 ratings
Positive80.0%
Neutral6.7%
Negative13.3%
Written reviews34 reviews
Positive14.7%
Neutral0.0%
Negative85.3%

SZKB TWINT

All ratings10 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

debiX+

No in-app purchases

None

SZKB TWINT

No in-app purchases

Questions

Is debiX+ free?
debiX+ is free to download, with no in-app purchases.
Is SZKB TWINT free?
SZKB TWINT is free to download, with no in-app purchases.
Which has better reviews, debiX+ or SZKB TWINT?
SZKB TWINT is rated higher. debiX+ averages 4.3 out of 5 from 45 ratings, while SZKB TWINT averages 4.9 from 10 ratings.
Do debiX+ or SZKB TWINT have ads?
Neither debiX+ nor SZKB TWINT shows ads.
Which is updated more often, debiX+ or SZKB TWINT?
debiX+ ships an update every 6 weeks, and SZKB TWINT every 3 months. Most recently, debiX+ was updated on November 3, 2026 and SZKB TWINT on November 3, 2026.

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