Comparison

debiX+ vs BdL TWINT

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

debiX+

Manage your debit card digitally with this app. Authorize online purchases, view transactions, and control card settings securely. It offers biometric authentication and contactless payment options.

Highlights
  • Secure online purchase authorization
  • Biometric authentication
  • View debit card transactions
  • Digital card deposit to wallets
  • Contactless mobile payments
  • Card settings and controls
  • Push notifications for transactions
Features
Read full description

PREREQUISITE: You need a registration code (OTRC) to link your debit card or TWINT account to the app. You will receive the OTRC code from your bank. IMPORTANT: SIX will never ask you to disclose your card or login details via email, phone or SMS. Once successfully registered, you can benefit from the new digital features associated with your debit card or use security-related TWINT functions. The app ensures maximum security through hardened native app frameworks and 2-factor biometric authentication methods. Easy and secure online purchases: - Authorize online purchases using the secure 3D Secure procedure directly in the app. - Using biometrics, you can approve 3D Secure payments even more easily. - Debit card not at hand right now to make an online payment? No problem, look up your card details directly in the app. Keep an eye on your debit card transactions: - Overview of all debit card transactions in the last 100 days and max. 200 transactions (more account transactions can be found in your e-Banking). - Debit card transactions are immediately displayed to you as a push notification. - Set limits for push notifications Keep track of and manage your digital debit cards: - Shows which online provider or wallet your debit card is digitally deposited with. - You can block and unblock the digitally deposited debit card or delete it altogether. - An existing subscription is not affected by a block or cancellation. The merchant cannot make a charge to a blocked or deleted digital debit card and no transaction can be made at the payment wallet. - Give your debit card a name to better distinguish it from the others. - Look up the details of the debit card directly in the app if you don't have the physical card at hand. Mobile Payments - Did you know you can also use your debit card to make contactless payments with your smartphone? - Deposit your debit card from the app directly into the payment wallet on your device if your bank is setup for it. - Pay at all NFC terminals worldwide without opening the app for it. Card settings: - You can use the card settings to influence online shopping, cash withdrawals at ATMs, transactions to gambling & betting or contactless payment (if your bank is enabled for it). - Give your debit card a name in your card settings. This helps especially if you have multiple debit cards. - Remove individual debit cards from the app in your card's settings if needed. Please note that you will need a new OTRC code from your bank if you want to register the debit card in the app again. - Look up the debit card details directly in the app if you don't have the physical card handy. - Change your debit card PIN directly in the app. For a virtual debit card, the PIN is active immediately. If you have a physical debit card, you need to use the new PIN to withdraw money once at ATMs (not Postomats) or to make a balance inquiry so that you can pay in stores with the PIN. TWINT: Link your TWINT account to the debiX+ app to confirm the execution of security-critical TWINT functions (e.g., re-registration or the authorization of certain payments). NOTE: debiX+ works for Visa Debit and Debit Mastercard cardholders from selected banks in Switzerland and Liechtenstein, and for TWINT accounts from selected banks in Switzerland.

About

BdL TWINT

This app facilitates secure and convenient payments for online and in-store purchases. It allows users to send and receive money instantly between friends, withdraw cash, and store payment and loyalty cards virtually. All transactions are directly linked to your bank account and benefit from robust security measures.

Highlights
  • Online and in-store payments
  • Send/receive money between individuals
  • Cash withdrawal
  • Virtual card storage
  • Direct bank account link
  • Biometric authentication
Features
Read full description

-- On ne présente plus TWINT :) Le système de paiement simple rapide et collaboratif, qui vous permet de régler vos achats en ligne, en magasin, mais aussi d'envoyer/recevoir de l'argent entre proches, retirer du cash aux distributeurs et dans tout le réseau TWINT, etc... L'utilisation de TWINT est accessible gratuitement et sans auncun frais à tout client Banque du Léman détenteur d'un compte courant avec accès e-Banking, ainsi que d'un mobile avec numéro de téléphone suisse ou français. -- Payez partout en Suisse sans argent liquide, et sans carte Twint est accepté dans la majorités des commerces en Suisse. Les festivals et évènements ""cashless"" ont choisi TWINT comme alternative aux paiements en liquide. -- Porte-carte virtuel D5 Enregistrez vos cartes de paiement et de fidélité sur votre app BdL TWINT, pour toujours plus de rapidité et d'efficacité -- Paiements entre personnes physiques Vos proches détenteurs d'un compte TWINT D5peuvent vous envoyer de l'argent instantanément via votre compte TWINT. Plus besoin d'attendre pour vous faire rembourser ! -- TWINT est directement lié à votre compte Banque du Léman Tout comme un paiement par carte, le solde de votre compte BdL sera interrogé, puis les achats seront débités individuellement comme un paiement traditionnel. -- Sécurité Banque du Léman L'application TWINT bénéficie des standards de sécurité Banque du Léman. L'accès à l'application se fait via authentification par code, empreinte digitale ou Face ID. Toutes vos données TWINT sont stockées et gérées en Suisse.D5 Essayez TWINT Banque du Léman dès maintenant ! Téléchargez l'application, et laissez vous guider

Screenshots

debiX+4 screens
BdL TWINT4 screens

Verdict

The call

The clearest difference is rating: BdL TWINT at 5.0 against debiX+'s 4.2. debiX+'s advantage is ads (none vs shown) and ratings volume (41 vs 1). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

BdL TWINT holds the better App Store score, 5.0 against 4.2. That said, the two scores are not equally well evidenced: debiX+ has 41 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

debiX+ ships an update every 6 weeks, BdL TWINT every 3 months. The most recent releases landed on October 15, 2026 and October 14, 2026 respectively.

Scorecard4 real differences · 6 level
debiX+ versus BdL TWINT: the parameters behind the verdict, then further details
ParameterdebiX+BdL TWINT
PriceFreeFree
Rating4.2 (41 ratings)5.0 (1 ratings) — better
Positive reviews14.7% of reviews—
Number of ratings41 — better1
Update frequencyEvery 6 weeks — betterEvery 3 months
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhoneiPhone
Requires iOS16.416.0 — better
Further details — not scored
Size51 MB58 MB
Age rating4+4+
DeveloperSIXBanque Du Leman

Customer experience

debiX+

All ratings41 ratings
Positive78.0%
Neutral7.3%
Negative14.6%
Written reviews34 reviews
Positive14.7%
Neutral0.0%
Negative85.3%

BdL TWINT

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

debiX+

No in-app purchases

None

BdL TWINT

No in-app purchases

Questions

Is debiX+ free?
debiX+ is free to download, with no in-app purchases.
Is BdL TWINT free?
BdL TWINT is free to download, with no in-app purchases.
Which has better reviews, debiX+ or BdL TWINT?
BdL TWINT is rated higher. debiX+ averages 4.2 out of 5 from 41 ratings, while BdL TWINT averages 5.0 from 1 ratings.
Do debiX+ or BdL TWINT have ads?
BdL TWINT shows ads; debiX+ does not.
Which is updated more often, debiX+ or BdL TWINT?
debiX+ ships an update every 6 weeks, and BdL TWINT every 3 months. Most recently, debiX+ was updated on October 15, 2026 and BdL TWINT on October 14, 2026.

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