Comparison

debiX+ vs OKB E

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

debiX+

Manage your debit card digitally with this app. Authorize online purchases, view transactions, and control card settings securely. It offers biometric authentication and contactless payment options.

Highlights
  • Secure online purchase authorization
  • Biometric authentication
  • View debit card transactions
  • Digital card deposit to wallets
  • Contactless mobile payments
  • Card settings and controls
  • Push notifications for transactions
Features
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PREREQUISITE: You need a registration code (OTRC) to link your debit card or TWINT account to the app. You will receive the OTRC code from your bank. IMPORTANT: SIX will never ask you to disclose your card or login details via email, phone or SMS. Once successfully registered, you can benefit from the new digital features associated with your debit card or use security-related TWINT functions. The app ensures maximum security through hardened native app frameworks and 2-factor biometric authentication methods. Easy and secure online purchases: - Authorize online purchases using the secure 3D Secure procedure directly in the app. - Using biometrics, you can approve 3D Secure payments even more easily. - Debit card not at hand right now to make an online payment? No problem, look up your card details directly in the app. Keep an eye on your debit card transactions: - Overview of all debit card transactions in the last 100 days and max. 200 transactions (more account transactions can be found in your e-Banking). - Debit card transactions are immediately displayed to you as a push notification. - Set limits for push notifications Keep track of and manage your digital debit cards: - Shows which online provider or wallet your debit card is digitally deposited with. - You can block and unblock the digitally deposited debit card or delete it altogether. - An existing subscription is not affected by a block or cancellation. The merchant cannot make a charge to a blocked or deleted digital debit card and no transaction can be made at the payment wallet. - Give your debit card a name to better distinguish it from the others. - Look up the details of the debit card directly in the app if you don't have the physical card at hand. Mobile Payments - Did you know you can also use your debit card to make contactless payments with your smartphone? - Deposit your debit card from the app directly into the payment wallet on your device if your bank is setup for it. - Pay at all NFC terminals worldwide without opening the app for it. Card settings: - You can use the card settings to influence online shopping, cash withdrawals at ATMs, transactions to gambling & betting or contactless payment (if your bank is enabled for it). - Give your debit card a name in your card settings. This helps especially if you have multiple debit cards. - Remove individual debit cards from the app in your card's settings if needed. Please note that you will need a new OTRC code from your bank if you want to register the debit card in the app again. - Look up the debit card details directly in the app if you don't have the physical card handy. - Change your debit card PIN directly in the app. For a virtual debit card, the PIN is active immediately. If you have a physical debit card, you need to use the new PIN to withdraw money once at ATMs (not Postomats) or to make a balance inquiry so that you can pay in stores with the PIN. TWINT: Link your TWINT account to the debiX+ app to confirm the execution of security-critical TWINT functions (e.g., re-registration or the authorization of certain payments). NOTE: debiX+ works for Visa Debit and Debit Mastercard cardholders from selected banks in Switzerland and Liechtenstein, and for TWINT accounts from selected banks in Switzerland.

About

OKB E

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Mit unserer benutzerfreundlichen und kostenlosen App erledigen Sie Ihre Bankgeschäfte auf Ihrem Smartphone. Sie haben einen raschen Zugang zu Informationen über Ihre Konten und Depots. Erfassen mit der Scanner-Funktion so nebenbei eine Zahlung oder tätigen einen Kontoübertrag. Das Freigeben einer eBill-Rechnung ist im Nu erledigt, wie auch ein Börsengeschäft. Über den sicheren Zustellkanal senden Sie uns Ihre Mitteilungen. Ihre Vorteile - jederzeit und überall - benutzerfreundlich und zeitsparend - kostenlos Sicherheit: Die Sicherheit Ihrer Daten hat für die Obwaldner Kantonalbank höchste Priorität. Ihre Daten werden verschlüsselt übermittelt. Bitte halten Sie folgende Sicherheitsempfehlungen ein: - Schützen Sie Ihr Gerät mit einem PIN-Code. Verwenden Sie die automatische Sperre und die Code-Sperre um es vor unberechtigten Zugriffen zu schützen. Lassen Sie das Gerät nicht unbeaufsichtigt. - Verwenden Sie jeweils die aktuellste Version des Betriebssystems und der OKB Mobile Banking App. Verwenden Sie das verschlüsselte WLAN-Netz zuhause oder das Mobile-Netz des Providers. Diese sind sicherer als öffentliche oder andere freizugängliche WLAN-Netze. - Führen Sie kein Rooting aus (Beeinträchtigung der Sicherheitsinfrastruktur). Rechtliche Hinweise Wir weisen darauf hin, dass durch das Herunterladen, die Installation und/oder die Verwendung dieser Applikation und damit verbunden durch die Beziehungspunkte zu Dritten (z.B. App Stores, Netzbetreiber, Gerätehersteller) eine Kundenbeziehung zur Obwaldner Kantonalbank hergeleitet werden kann. Das Bankkundengeheimnis lässt sich durch die mögliche Offenlegung der Bankbeziehung sowie gegebenenfalls von Bankkundeninformationen gegenüber Dritten (z.B. bei Verlust des Endgeräts) nicht mehr sicherstellen.

Screenshots

debiX+4 screens
OKB E4 screens

Verdict

The call

debiX+ and OKB E are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

debiX+ ships an update every 6 weeks, OKB E every 3 months. The most recent releases landed on September 28, 2026 and September 10, 2026 respectively.

ScorecardNo meaningful differences
debiX+ versus OKB E: the parameters behind the verdict, then further details
ParameterdebiX+OKB E
PriceFreeFree
Rating4.2 (41 ratings) — better—
Positive reviews14.7% of reviews—
Number of ratings41 — better—
Update frequencyEvery 6 weeks — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhoneiPhone
Requires iOS16.4 — better17.0
Further details — not scored
Size51 MB241 MB
Age rating4+4+
DeveloperSIXObwaldner Kantonalbank

In-app purchases

None

debiX+

No in-app purchases

None

OKB E

No in-app purchases

Questions

Is debiX+ free?
debiX+ is free to download, with no in-app purchases.
Is OKB E free?
OKB E is free to download, with no in-app purchases.
Do debiX+ or OKB E have ads?
Neither debiX+ nor OKB E shows ads.
Which is updated more often, debiX+ or OKB E?
debiX+ ships an update every 6 weeks, and OKB E every 3 months. Most recently, debiX+ was updated on September 28, 2026 and OKB E on September 10, 2026.

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