Comparison

PayUp Payments vs HRSimplify 2

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PayUp Payments

This app enables merchants to offer a buy now, pay later option at checkout without needing POS integration. Shoppers can split purchases into three interest-free installments and receive their goods immediately.

Highlights
  • Offer Buy Now Pay Later at checkout
  • No POS integration required
  • Split payments into 3 interest-free installments
  • Initiate transactions via QR code, email, or SMS
  • Process refunds
  • Extract daily cash ups
  • Direct chat support
Features
Read full description

PayUp allows merchants to offer PayJustNow at check out with no POS integration. PayJustNow is a buy now, pay later service that offers shoppers split payments at checkout while getting their goods upfront. The purchase is split into 3 interest-free instalments. Key functionality includes: - Sign up consumers to PayJustNow - Initiate transactions via QR code, email or sms - Process refunds - Extract daily cash ups - Chat directly to our support centre PayJustNow is being used as a tender type in over 1500 stores across South Africa.

About

HRSimplify 2

Features
Read full description

Our Comprehensive HR Management System is a powerful and integrated solution designed to streamline all aspects of human resources, making HR processes efficient, transparent, and effortless. This system covers a wide range of HR functions, ensuring smooth operations and enhancing the overall employee experience.

Screenshots

PayUp Payments4 screens
HRSimplify 24 screens

Verdict

The call

PayUp Payments and HRSimplify 2 are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

PayUp Payments ships an update every 3 months, HRSimplify 2 every 2 months. The most recent releases landed on October 15, 2026 and October 7, 2026 respectively.

ScorecardNo meaningful differences
PayUp Payments versus HRSimplify 2: the parameters behind the verdict, then further details
ParameterPayUp PaymentsHRSimplify 2
PriceFreeFree
Rating2.3 (15 ratings) — better—
Number of ratings15 — better—
Update frequencyEvery 3 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.115.1
Further details — not scored
Size46 MB30 MB
Age rating4+17+
DeveloperPayJustNow11.11 Technologies Pte. Ltd

In-app purchases

None

PayUp Payments

No in-app purchases

None

HRSimplify 2

No in-app purchases

Questions

Is PayUp Payments free?
PayUp Payments is free to download, with no in-app purchases.
Is HRSimplify 2 free?
HRSimplify 2 is free to download, with no in-app purchases.
Do PayUp Payments or HRSimplify 2 have ads?
Neither PayUp Payments nor HRSimplify 2 shows ads.
Which is updated more often, PayUp Payments or HRSimplify 2?
PayUp Payments ships an update every 3 months, and HRSimplify 2 every 2 months. Most recently, PayUp Payments was updated on October 15, 2026 and HRSimplify 2 on October 7, 2026.

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