PayUp Payments vs VersionX Tools
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PayUp Payments
This app enables merchants to offer a buy now, pay later option at checkout without needing POS integration. Shoppers can split purchases into three interest-free installments and receive their goods immediately.
- Offer Buy Now Pay Later at checkout
- No POS integration required
- Split payments into 3 interest-free installments
- Initiate transactions via QR code, email, or SMS
- Process refunds
- Extract daily cash ups
- Direct chat support
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PayUp allows merchants to offer PayJustNow at check out with no POS integration. PayJustNow is a buy now, pay later service that offers shoppers split payments at checkout while getting their goods upfront. The purchase is split into 3 interest-free instalments. Key functionality includes: - Sign up consumers to PayJustNow - Initiate transactions via QR code, email or sms - Process refunds - Extract daily cash ups - Chat directly to our support centre PayJustNow is being used as a tender type in over 1500 stores across South Africa.
VersionX Tools
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VersionX Tools helps businesses digitize and simplify key processes. Replace paper logbooks and manual tracking with our all-in-one app for managing keys, assets, maintenance, and digital registers. Keys Management: Track key handovers in real-time. Asset Count: Keep a digital count of all assets. Maintenance: Schedule tasks and get automated reminders. Register: Submit forms & log data seamlessly. What's New: Initial release — start streamlining your business operations today!
Screenshots
Verdict
The clearest difference is update cadence: VersionX Tools at fortnightly against PayUp Payments's every 3 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
PayUp Payments ships an update every 3 months, VersionX Tools fortnightly. The most recent releases landed on September 11, 2026 and May 14, 2026 respectively.
| Parameter | PayUp Payments | VersionX Tools |
|---|---|---|
| Price | Free | Free |
| Rating | 2.3 (15 ratings) — better | — |
| Number of ratings | 15 — better | — |
| Update frequency | Every 3 months | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.1 | 15.0 — better |
| Further details — not scored | ||
| Size | 46 MB | 11 MB |
| Age rating | 4+ | 17+ |
| Developer | PayJustNow | VersionX Innovations Private Limited |
In-app purchases
PayUp Payments
No in-app purchases
VersionX Tools
No in-app purchases





