Comparison

PayUp Payments vs VersionX Tools

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PayUp Payments

This app enables merchants to offer a buy now, pay later option at checkout without needing POS integration. Shoppers can split purchases into three interest-free installments and receive their goods immediately.

Highlights
  • Offer Buy Now Pay Later at checkout
  • No POS integration required
  • Split payments into 3 interest-free installments
  • Initiate transactions via QR code, email, or SMS
  • Process refunds
  • Extract daily cash ups
  • Direct chat support
Features
Read full description

PayUp allows merchants to offer PayJustNow at check out with no POS integration. PayJustNow is a buy now, pay later service that offers shoppers split payments at checkout while getting their goods upfront. The purchase is split into 3 interest-free instalments. Key functionality includes: - Sign up consumers to PayJustNow - Initiate transactions via QR code, email or sms - Process refunds - Extract daily cash ups - Chat directly to our support centre PayJustNow is being used as a tender type in over 1500 stores across South Africa.

About

VersionX Tools

Features
Read full description

VersionX Tools helps businesses digitize and simplify key processes. Replace paper logbooks and manual tracking with our all-in-one app for managing keys, assets, maintenance, and digital registers. Keys Management: Track key handovers in real-time. Asset Count: Keep a digital count of all assets. Maintenance: Schedule tasks and get automated reminders. Register: Submit forms & log data seamlessly. What's New: Initial release — start streamlining your business operations today!

Screenshots

PayUp Payments4 screens
VersionX Tools4 screens

Verdict

The call

The clearest difference is update cadence: VersionX Tools at fortnightly against PayUp Payments's every 3 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

PayUp Payments ships an update every 3 months, VersionX Tools fortnightly. The most recent releases landed on September 11, 2026 and May 14, 2026 respectively.

Scorecard1 real difference · 8 level
PayUp Payments versus VersionX Tools: the parameters behind the verdict, then further details
ParameterPayUp PaymentsVersionX Tools
PriceFreeFree
Rating2.3 (15 ratings) — better—
Number of ratings15 — better—
Update frequencyEvery 3 monthsFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.115.0 — better
Further details — not scored
Size46 MB11 MB
Age rating4+17+
DeveloperPayJustNowVersionX Innovations Private Limited

In-app purchases

None

PayUp Payments

No in-app purchases

None

VersionX Tools

No in-app purchases

Questions

Is PayUp Payments free?
PayUp Payments is free to download, with no in-app purchases.
Is VersionX Tools free?
VersionX Tools is free to download, with no in-app purchases.
Do PayUp Payments or VersionX Tools have ads?
Neither PayUp Payments nor VersionX Tools shows ads.
Which is updated more often, PayUp Payments or VersionX Tools?
PayUp Payments ships an update every 3 months, and VersionX Tools fortnightly. Most recently, PayUp Payments was updated on September 11, 2026 and VersionX Tools on May 14, 2026.

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