Vexi vs Plata
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Vexi
Manage your credit card securely from one place. Earn cashback and rewards on purchases, refer friends for bonuses, and access flexible payment plans. Build a solid financial future with no annual fees and great benefits.
- Cashback and promotions on purchases
- Referral program for bonuses
- Interest-free installment plans
- Credit line increase requests
- Digital card access for online shopping
- Biometric and AI-powered security
- Real-time transaction monitoring
Read full descriptionHide full description
Administra tu Tarjeta de Crédito Vexi desde un solo lugar y de forma segura a través de nuestra App. Descárgala y únete a las más de 300 mil personas que están construyendo un futuro financiero sólido sin cargos anuales y con grandes beneficios. Descubre las principales funcionalidades de nuestra Vexi App: Recompensas y promociones: - Suscríbete GRATIS y recibe Cashback2 por tus compras: 5% en servicios de streaming, 3% en tus restaurantes favoritos y 1% o 2% en tus tiendas predilectas como Mercado Libre, Oxxo, Chedraui y más. - Identifica el botón de Referidos ¡y comparte tu link personalizado con todos tus contactos! Ganarás el 3% por cada compra que realicen1. - Consulta comercios con el beneficio de Meses Sin Intereses ¡sin salir de tu App! - Revisa tu bonificación por Cashback y Referidos desde el apartado “Movimientos”. ¡También puedes ver cuánto has ganado hasta el momento! Financiamiento: - Si lo deseas difiere tus compras en plazos de 3, 6, 9 o 12 meses con nuestros Planes de Pago y paga a tu ritmo. - Consulta fácilmente los planes de pago fijos y compras a Meses Sin Intereses que tengas vigentes. ¡Adelanta mensualidades si así lo quieres! - Mantente al tanto de tus fechas de corte y de pago. - Acepta incrementos de línea de crédito con un solo clic. Seguridad: - Accede a tu Estado de Cuenta y Contrato en cualquier momento. - Activa notificaciones de acceso y compra para que estés al tanto de cualquier actividad. - Accede a los datos de tu Tarjeta digital para compras en línea. - ¿Olvidaste tu Número de Cliente? ¡Recupéralo en minutos! - Comunícate con Atención al Cliente a través de nuestro VexiBot con inteligencia artificial de última generación. - Inicia sesión de manera segura utilizando el acceso por biométricos. - Controla tus Tarjetas digitales y físicas: enciéndelas o apágalas según lo requieras. - Revisa en tiempo real todas tus transacciones. - Reporta rápidamente tu Tarjeta en caso de robo o extravío y realiza otras acciones de seguridad con facilidad. Si aún no tienes tu Tarjeta Vexi, ¡descarga nuestra App y solicítala ahora mismo! Disfruta de $0.00 MXN de anualidad, sin requisitos mínimos de compra y con programas de recompensas (GRATIS), Meses Sin Intereses3 y mucho más. ¡Construye tu historial crediticio de manera sólida con tu Tarjeta Vexi! 1 Consulta términos y condiciones de Referidos: https://bit.ly/3JjaOGN 2 Consulta términos y condiciones de Cashback: https://bit.ly/3wwXZ43 3 Beneficio de Meses Sin Intereses en los establecimientos participantes de American Express. American Express es una marca de American Express ®. Las Tarjetas son emitidas por Vexi bajo licencia de American Express®
Plata
This financial app offers a credit card with real cashback rewards that can be used for payments or cash withdrawals. It provides extended payment deadlines, a user-friendly interface for managing your account, and fast, personalized card delivery. Additionally, it features an investment service to help grow your money.
- Real cashback rewards
- Extended payment deadlines
- Digital card for secure online shopping
- Fast and personalized card delivery
- Easy-to-use app interface
- Investment services with AI guidance
Read full descriptionHide full description
Plata helps you manage your finances simply, securely, and all in one place. From the app, you can access the products and services available in your country, review your transactions, and stay in control of your money. Plata is a digital finance, designed around people. We offer real benefits and value your time, so we eliminate waiting and branch visits. Plata is always with you, with 24/7 support available wherever you are. Apply for your cards and choose where, when, and at what time you want to receive them. Mexico In Mexico, enjoy Banco Plata products and manage your finances directly from the app. Plata Crédito Shop with your physical or digital card and manage your credit directly from the Plata app. Review your transactions, payments, and all your card information in one place. You have up to 60 days to make your payment without late payment fees or penalties, subject to the applicable terms of your card. Plus, earn up to 15% cashback in the categories you choose. Use it to make payments, shop, or access your funds, subject to the applicable terms. Plata Cuenta The only debit card with up to 15% returns on your savings and up to 15% cashback in the categories you choose. Grow your money with Inversiones Access investment options from your phone. Invest in available stocks, ETFs, and investment funds, and use tools and information to help you make decisions about your money. Investment services are offered by Asesor en Inversiones Plata, S.A.P.I. de C.V., an entity regulated by Mexico’s National Banking and Securities Commission (CNBV), registration number 30165. See applicable interest rates, CAT, fees, and Terms and Conditions at bancoplata.mx. Support: help@bancoplata.mx | +52 55 9777 9000 Banco Plata, S.A., Institución de Banca Múltiple, Mariano Escobedo 476, Piso 1, Col. Anzures, Alc. Miguel Hidalgo, CDMX, C.P. 11590 Colombia In Colombia, Plata Pay lets you access and manage your financial products directly from your phone. Plata Cuenta Review your transactions and account activity through a simple, easy-to-use experience. Earn returns and cashback in the categories you choose. Manage your money with ease With Plata Bolsillos and Plata CDT, organize your money by separating it for different goals or needs and earn returns. Financial products and services in Colombia are offered by Plata. S.A. Compañía de Financiamiento, an entity supervised by the Superintendencia Financiera de Colombia. See applicable rates, fees, Terms and Conditions, and other information at plata.co. Support: ayuda@plata.co | 01 8000 160 555 Plata. S.A. Compañía de Financiamiento, NIT 901.983.739-1, Carrera 11B No. 99-25, Piso 4, Bogotá D.C., Colombia Join Plata!
Screenshots
Verdict
Vexi and Plata both sit at 4.8 stars, but that hides the real split: 94% of Plata's written reviews are positive against 46% of Vexi's. Plata also leads on ratings volume (7K vs 344). Vexi's advantage is iOS requirement (15.0 vs 17.0). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for Vexi against 4.9 for Plata. That said, the two scores are not equally well evidenced: Plata has 7K ratings behind it against 344, so its average is the more settled of the two. Written reviews are what separate them: 46% of Vexi's written reviews are positive against 94% of Plata's.
Vexi ships an update every 3 weeks, Plata every 2 weeks. The most recent releases landed on September 28, 2026 and October 3, 2026 respectively.
| Parameter | Vexi | Plata |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (344 ratings) | 4.9 (7K ratings) — better |
| Positive reviews | 46.0% of reviews | 93.9% of reviews — better |
| Number of ratings | 344 | 7K — better |
| Update frequency | Every 3 weeks | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 15.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 74 MB | 446 MB |
| Age rating | 4+ | 4+ |
| Developer | GRIBMA SAPI DE CV | Banco Plata, S.A., Institucion de Banca Multiple |
Customer experience
Vexi
Plata
Bugs and requests
Vexi
Not enough reviews yet to summarise bugs or requests.
Plata
Reported bugs
2 issues- Login screen freezes
- Compatibility issues with older devices
Requested features
3 requests- Increase credit limit options
- Provide more transparency on fees
- Improve mobile app stability
In-app purchases
Vexi
No in-app purchases
Plata
No in-app purchases







