Moneda vs IBS Group
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Moneda
This platform enables businesses to accept payments directly from bank accounts, eliminating card fees and offering AI-powered tools for business profiles and shoppable videos. It also fosters community engagement and supports veteran homelessness initiatives.
- Accept Pay By Bank
- Zero Transaction Fees
- AI-Generated Business Websites
- Shoppable Video Creation
- QR Code Payments
- Community Discovery
- Cross-Border Payments
Read full descriptionHide full description
Welcome! Our Mission is To Inspire Community, Your Spirit, and Create Economic Opportunities for All. Moneda® is a Veteran Owned, Open Banking, and AI Powered Financial Technology platform solving the card fee problem costing Americans $224 Billion+ per year. When you transact on Moneda®, we give a portion of it to Ending Veteran Homelessness. Moneda® is Easy to Use, Cyber Resilient, and Fast. Save Millions on Fees and Operational Costs. ZERO FEES - Accept Pay By Bank from your Customers and Pay By Bank to Small Businesses in One Scan or Tap - Connect your Financial Institution or favorite FinTech App. Over 13K to choose from. - Drives Affordability and Increases Sales of your Goods or Services SCAN, VERIFY and PAY - No App Download needed for your customers - Send them a Secure QR code or Payment Link BITES - Create Short Form Shoppable Videos with a Secure QR code - Tell your Story - Download, Share or Upload Anywhere - Monetize Now - No Downloaded Needed from your Customers BUSINESS PROFILES - Create a Business Profile for your Business or Organization - No Marketplace Fees - Create Offers and Discounts - AI Generated Business Website that you can share with your customers. No More Custom Websites Needed. FIND MY NEIGHBOR - Put your Business or Organization on the Map - Discover Businesses or Organization in your Neighborhood AI CHAT - Chat like you text with your customers, peers, community and prospects - Accept and Receive Payments in Chat - Build Trust and Loyalty COMMUNITY - Discover and Chat with the Community - Add your Community DISCOVER - Promote your Business or Find your Favorite Businesses - Find Events and Announcements in your Local Neighborhood CROSS BORDER - Connect your Favorite FinTech Apps Such as Wise or any US Financial Institutuion to Pay By Bank MONEDA VERIFIED - Verification is Required to be on the Platform - Veteran Owned Businesses will receive a Veteran Badge once they confirm they are Veteran Owned - Trust, Safety, and Privacy for your community and small business - Prevents Chargebacks that cost Organizations $54 Billion Per Year REWARDS - Refer Moneda and Earn Rewards
IBS Group
Read full descriptionHide full description
IBS Group te permite consultar y administrar la información de tus tarjetas desde una experiencia móvil simple, segura y eficiente. Desde la app puedes revisar tus saldos, consultar movimientos recientes, ver el detalle de tus tarjetas, acceder a comprobantes de operaciones y gestionar opciones de seguridad como autenticación biométrica y verificación en dos pasos, cuando estén disponibles para tu cuenta. Funciones principales: Consulta de tarjetas asociadas. Revisión de saldos y movimientos. Detalle de operaciones y comprobantes. Transferencias entre tarjetas habilitadas. Gestión de perfil y datos personales. Configuración de idioma, tema y moneda. Acceso seguro con credenciales y autenticación biométrica compatible.
Screenshots
Verdict
The clearest difference is update cadence: IBS Group at every 2 days against Moneda's every 2 weeks. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Moneda ships an update every 2 weeks, IBS Group every 2 days. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.
| Parameter | Moneda | IBS Group |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (2 ratings) — better | — |
| Positive reviews | 66.7% of reviews | — |
| Number of ratings | 2 — better | — |
| Update frequency | Every 2 weeks | Every 2 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 16.5 | 16.4 — better |
| Further details — not scored | ||
| Size | 34 MB | 64 MB |
| Age rating | 4+ | 17+ |
| Developer | Rosales Ventures, LLC. | SE Transacciones, S.A.P.I. de C.V. |
In-app purchases
Moneda
No in-app purchases
IBS Group
No in-app purchases









