Comparison

Moneda vs IBS Group

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Moneda

This platform enables businesses to accept payments directly from bank accounts, eliminating card fees and offering AI-powered tools for business profiles and shoppable videos. It also fosters community engagement and supports veteran homelessness initiatives.

Highlights
  • Accept Pay By Bank
  • Zero Transaction Fees
  • AI-Generated Business Websites
  • Shoppable Video Creation
  • QR Code Payments
  • Community Discovery
  • Cross-Border Payments
Features
Read full description

Welcome!  Our Mission is To Inspire Community, Your Spirit, and Create Economic Opportunities for All.  Moneda® is a Veteran Owned, Open Banking, and AI Powered Financial Technology platform solving the card fee problem costing Americans $224 Billion+ per year.  When you transact on Moneda®, we give a portion of it to Ending Veteran Homelessness. Moneda® is Easy to Use, Cyber Resilient, and Fast. Save Millions on Fees and Operational Costs. ZERO FEES - Accept Pay By Bank from your Customers and Pay By Bank to Small Businesses in One Scan or Tap - Connect your Financial Institution or favorite FinTech App. Over 13K to choose from. - Drives Affordability and Increases Sales of your Goods or Services SCAN, VERIFY and PAY - No App Download needed for your customers - Send them a Secure QR code or Payment Link BITES - Create Short Form Shoppable Videos with a Secure QR code - Tell your Story - Download, Share or Upload Anywhere - Monetize Now - No Downloaded Needed from your Customers BUSINESS PROFILES - Create a Business Profile for your Business or Organization - No Marketplace Fees - Create Offers and Discounts - AI Generated Business Website that you can share with your customers. No More Custom Websites Needed. FIND MY NEIGHBOR - Put your Business or Organization on the Map - Discover Businesses or Organization in your Neighborhood AI CHAT - Chat like you text with your customers, peers, community and prospects - Accept and Receive Payments in Chat - Build Trust and Loyalty COMMUNITY - Discover and Chat with the Community - Add your Community DISCOVER - Promote your Business or Find your Favorite Businesses - Find Events and Announcements in your Local Neighborhood CROSS BORDER - Connect your Favorite FinTech Apps Such as Wise or any US Financial Institutuion to Pay By Bank MONEDA VERIFIED - Verification is Required to be on the Platform - Veteran Owned Businesses will receive a Veteran Badge once they confirm they are Veteran Owned - Trust, Safety, and Privacy for your community and small business - Prevents Chargebacks that cost Organizations $54 Billion Per Year REWARDS - Refer Moneda and Earn Rewards

About

IBS Group

Features
Read full description

IBS Group te permite consultar y administrar la información de tus tarjetas desde una experiencia móvil simple, segura y eficiente. Desde la app puedes revisar tus saldos, consultar movimientos recientes, ver el detalle de tus tarjetas, acceder a comprobantes de operaciones y gestionar opciones de seguridad como autenticación biométrica y verificación en dos pasos, cuando estén disponibles para tu cuenta. Funciones principales: Consulta de tarjetas asociadas. Revisión de saldos y movimientos. Detalle de operaciones y comprobantes. Transferencias entre tarjetas habilitadas. Gestión de perfil y datos personales. Configuración de idioma, tema y moneda. Acceso seguro con credenciales y autenticación biométrica compatible.

Screenshots

Moneda4 screens
IBS Group4 screens

Verdict

The call

The clearest difference is update cadence: IBS Group at every 2 days against Moneda's every 2 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Moneda ships an update every 2 weeks, IBS Group every 2 days. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.

Scorecard1 real difference · 9 level
Moneda versus IBS Group: the parameters behind the verdict, then further details
ParameterMonedaIBS Group
PriceFreeFree
Rating3.0 (2 ratings) — better—
Positive reviews66.7% of reviews—
Number of ratings2 — better—
Update frequencyEvery 2 weeksEvery 2 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.516.4 — better
Further details — not scored
Size34 MB64 MB
Age rating4+17+
DeveloperRosales Ventures, LLC.SE Transacciones, S.A.P.I. de C.V.

In-app purchases

None

Moneda

No in-app purchases

None

IBS Group

No in-app purchases

Questions

Is Moneda free?
Moneda is free to download, with no in-app purchases.
Is IBS Group free?
IBS Group is free to download, with no in-app purchases.
Do Moneda or IBS Group have ads?
Neither Moneda nor IBS Group shows ads.
Which is updated more often, Moneda or IBS Group?
Moneda ships an update every 2 weeks, and IBS Group every 2 days. Most recently, Moneda was updated on November 3, 2026 and IBS Group on October 31, 2026.

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