Comparison

Proova vs My Debt Manager & Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Proova

Features
Read full description

Proova is the first of a kind mobile app that supports both the insurance industry and consumers equally to speed up insurance claims, prevent fraud, reduce frustration and costs. Proova for Consumers Get Paid Faster! How does it work? Let's use a simple example of your sofa. you love it, you snuggle upon it with your partner and the cat. Example, say there was a flood or you dropped paint on it or worst still a break-in happens and it's stolen. How do you prove what sofa you had? This question becomes harder and harder depending on the item, your laptop, phone or jewellery. Could you imagine describing everything in your house? Everything you took on holiday or every mark on a hire car you just collected? This is where Proova comes in Personal insurance made simple... First things first, download and register on the Proova app, we ID you and then you simply take pictures of all your stuff. The images and data are saved in a vault ready in case the worst happens. A household insurance claim happens The worst has happened a claim, loss or break-in of any sort occurs, you simply give your insurer a secure link to your vault(automatic if you're insured with a partner insurer) The insurer can download images of each item and a description of the item and data proving you had it and its condition. The insurer immediately knows who you are, where you had your stuff and what you had. You can even upload images or videos of damage or the break-in. This removes the need for additional verification in 99% of cases meaning you should get your claim paid, faster.

About

My Debt Manager & Tracker

Easily track and manage all your debts and loans in one place. This app simplifies due dates, payments, and balances with intuitive color coding and automatic data backup. It supports multiple currencies, recurring payments, and offers AI-driven insights to help reduce debt stress.

Highlights
  • Track debts and loans
  • Recurring payment management
  • AI debt stress reduction
  • Multi-currency support
  • Automatic data backup
  • Payment proof uploads
  • Reminder notifications
Features
Read full description

If you run a business or frequently find yourself borrowing or lending money, My Debt Manager is the perfect app for you. Managing due dates, amounts, payments, balances, and related documents can be challenging. My Debt Manager simplifies this process, allowing you to track and manage your debts in one convenient place. With automatic data backup, you won't lose your records even if you switch phones. The app uses intuitive color coding—Green for debts owed to you and Red for debts you owe. Key Features of My Debt Manager: Recurring Payments: Easily record, track, and manage daily, monthly, and yearly recurring payments. Debt AI Chat: Interact with our AI characters to reduce debt stress and gain valuable insights. Debt and Debtor History: Save and access detailed records of debtors and their respective debts. Multi-Currency Support: Seamlessly manage debts in over 100 currencies, including cryptocurrencies. Data Backup: Automatic data backup ensures your important debt records are always secure. Export Functionality: Export your debt information to PDF or CSV for easy viewing in Google Sheets or Microsoft Excel. Payment Proof Upload: Attach payment proofs, such as receipts, to your debt records for easy reference. Multiple Currency Recording: Record debts in various currencies, perfect for international transactions. Reminder Notifications: Get timely reminders for upcoming and overdue debts through notifications. Built-in Calculator: Perform calculations directly within the app using the convenient inbuilt calculator. Battery-Saving Dark Theme: Use a comfortable dark theme to conserve battery life and protect your eyes. Incremental Payments: Track and manage debts with incremental payments, keeping a clear record of progress. Itemized Debt Tracking: Use the table feature to manage debts involving multiple items. Debt Report Generation: Generate and share comprehensive Debt Reports, Invoices, or Debt Statements for easy record-keeping and sharing with others. Family Link:Add your trusted family members who can request your debt information after your passing, helping them recover money from people who owe you. Fast, Simple, and User-Friendly: Experience an intuitive and streamlined interface for effortless debt management. Beautiful Design: The app, designed by GeeDevelopers, provides a visually pleasing and user-friendly experience. Biometrics App Lock Security: Enhance the security of your app with biometric authentication. Don't wait any longer—install My Debt Manager now and take control of your debts with ease!

Screenshots

Proova4 screens
My Debt Manager & Tracker4 screens

Verdict

The call

The clearest difference is in-app purchases: Proova at none against My Debt Manager & Tracker's 4. Proova also leads on ads (none vs shown) and iOS requirement (13.4 vs 15.6). On price, update cadence and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. My Debt Manager & Tracker sells 4 one-off in-app purchases. Proova asks for nothing beyond the download.

UpkeepUpdate frequency

Proova ships an update fortnightly, My Debt Manager & Tracker every 3 weeks. Both last shipped on November 3, 2026.

Scorecard3 real differences · 7 level
Proova versus My Debt Manager & Tracker: the parameters behind the verdict, then further details
ParameterProovaMy Debt Manager & Tracker
PriceFreeFree
Rating—5.0 (7 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—7 — better
Update frequencyFortnightly — betterEvery 3 weeks
AdsNo — betterYes
In-app purchasesNo — betterYes
Monetization—Free with in-app purchases
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS13.4 — better15.6
Further details — not scored
Size38 MB128 MB
Age rating4+17+
DeveloperMorphing LtdGHAZALI KABIRU

In-app purchases

None

Proova

No in-app purchases

4 purchases

My Debt Manager & Tracker

One-time4
  • 1 month subscription$0.99
  • 3 months subscription$2.99
  • 1 year subscription$4.99
Show 1 more
  • 6 months subscription$5.99

Questions

Is Proova free?
Proova is free to download, with no in-app purchases.
Is My Debt Manager & Tracker free?
My Debt Manager & Tracker is free to download, with in-app purchases available.
Do Proova or My Debt Manager & Tracker have ads?
My Debt Manager & Tracker shows ads; Proova does not.
Which is updated more often, Proova or My Debt Manager & Tracker?
Proova ships an update fortnightly, and My Debt Manager & Tracker every 3 weeks. Most recently, Proova was updated on November 3, 2026 and My Debt Manager & Tracker on November 3, 2026.

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