Comparison

CIBIQ Mobile Banking vs SME@Work

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CIBIQ Mobile Banking

Access your bank account securely 24/7 from your smartphone. This application offers a convenient way to manage your finances, view detailed transactions, and transfer funds between accounts.

Highlights
  • 24/7 account access
  • Secure mobile banking
  • Detailed transaction history
  • Inter-account transfers
  • Easy to use interface
Features
Read full description

CIBIQ Mobile Banking provides you access to your account 24/7 anywhere and anytime. Use your mobile to access your bank account securely on all smart phones. CIBIQ mobile application is easy to use and loaded with features making your banking as convenient as possible. CIBIQ mobile banking offers a wide range of services including: detailed account transactions, transferring between accounts etc. Use your CIBIQ internet banking username and password to access your mobile banking.

About

SME@Work

Features
Read full description

Nowadays, remote or on-the-road work practices are becoming a common practice in many organisations. It is therefore vital to make certain that All employees are staying connected, whether for those working from a home office or in the field. A great way to ensure that your employees have consistent access to corporate information is by using an intranet mobile application which allows employees to engage for information no matter where they are using a mobile phone, tablet, or desktop computer. SME@Work mobile app is a vital tool for frontline sales staff to access key information, as well as to receive real-time updates which helps them make informed decisions and provide better customer service. SME@Work can be used for the following functions: a) Check Client’s application status b) Review staff performance staff c) Check incentive status d) Product Info reference e) Branch directory f) Virtual business card

Screenshots

CIBIQ Mobile Banking4 screens
SME@Work4 screens

Verdict

The call

The clearest difference is update cadence: CIBIQ Mobile Banking at every 4 months against SME@Work's every 10 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

CIBIQ Mobile Banking ships an update every 4 months, SME@Work every 10 months. The most recent releases landed on November 3, 2026 and October 27, 2026 respectively.

Scorecard1 real difference · 8 level
CIBIQ Mobile Banking versus SME@Work: the parameters behind the verdict, then further details
ParameterCIBIQ Mobile BankingSME@Work
PriceFreeFree
Rating1.0 (2 ratings) — better—
Number of ratings2 — better—
Update frequencyEvery 4 months — betterEvery 10 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.0 — better16.4
Further details — not scored
Size59 MB58 MB
Age rating4+4+
DeveloperCOMMERCIAL BANK OF IRAQBank Islam Malaysia Bhd

In-app purchases

None

CIBIQ Mobile Banking

No in-app purchases

None

SME@Work

No in-app purchases

Questions

Is CIBIQ Mobile Banking free?
CIBIQ Mobile Banking is free to download, with no in-app purchases.
Is SME@Work free?
SME@Work is free to download, with no in-app purchases.
Do CIBIQ Mobile Banking or SME@Work have ads?
Neither CIBIQ Mobile Banking nor SME@Work shows ads.
Which is updated more often, CIBIQ Mobile Banking or SME@Work?
CIBIQ Mobile Banking ships an update every 4 months, and SME@Work every 10 months. Most recently, CIBIQ Mobile Banking was updated on November 3, 2026 and SME@Work on October 27, 2026.

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