1st 401k vs PlanLink
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
1st 401k
Manage your employer-sponsored retirement plan through this app. Review your account details and access services provided by 1st Source Bank. Available in English and Spanish.
- Retirement plan management
- Account review
- Employer-sponsored plan access
- 1st Source Bank services
- Bilingual support (English/Spanish)
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Review and manage your employer sponsored retirement plan with 1st Source Bank Retirement plan services. Available in English and Spanish.
PlanLink
Quickly enroll in retirement plans and manage your investments. Access loan and withdrawal options, view performance data, and track transaction history securely with biometric authentication.
- Retirement plan enrollment
- Investment portfolio management
- Contribution changes
- Loan and withdrawal requests
- View portfolio returns
- Transaction history search
- Live fund performance data
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• Enroll in your retirement plan in 5 minutes or less • Easily manage your investment portfolio • Change your contributions • Request a loan, rollover, or lump sum cash withdrawal (if available) • View your portfolio rate of returns • Search transaction history on your account • Get live fund performance data and prospectus • Touch/Face ID for fast & secure authentication • Take control of your retirement!
Screenshots
Verdict
The clearest difference is rating: PlanLink at 4.8 against 1st 401k's 3.0. PlanLink also leads on ratings volume (105 vs 1) and update cadence (every 7 months vs every 19 months). 1st 401k's advantage is iOS requirement (11.0 vs 15.0). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
PlanLink holds the better App Store score, 4.8 against 3.0. That said, the two scores are not equally well evidenced: PlanLink has 105 ratings behind it against 1, so its average is the more settled of the two.
1st 401k ships an update every 19 months, PlanLink every 7 months. The most recent releases landed on June 5, 2026 and September 5, 2026 respectively.
| Parameter | 1st 401k | PlanLink |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (1 ratings) | 4.8 (105 ratings) — better |
| Positive reviews | — | 95.8% of reviews |
| Number of ratings | 1 | 105 — better |
| Update frequency | Every 19 months | Every 7 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 11.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 22 MB | 36 MB |
| Age rating | 4+ | 4+ |
| Developer | 1st Source Corporation | Spectrum Pension Consultants, Inc. |
Customer experience
1st 401k
PlanLink
In-app purchases
1st 401k
No in-app purchases
PlanLink
No in-app purchases
