1st 401k vs 401GO
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
1st 401k
Manage your employer-sponsored retirement plan through this app. Review your account details and access services provided by 1st Source Bank. Available in English and Spanish.
- Retirement plan management
- Account review
- Employer-sponsored plan access
- 1st Source Bank services
- Bilingual support (English/Spanish)
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Review and manage your employer sponsored retirement plan with 1st Source Bank Retirement plan services. Available in English and Spanish.
401GO
Manage your 401(k) retirement savings with ease. Track your balance, adjust investments, and generate savings projections. Get personalized recommendations and update beneficiaries securely.
- View account balance and gains/losses
- Review and adjust investment allocations
- Generate savings projections
- Change contribution deferral amounts
- Receive personalized investment recommendations
- Add/remove beneficiaries
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Our mobile app puts the GO in 401GO by placing simple, secure and convenient management of the full 401(k) retirement savings lifecycle in your pocket -- from set-up to withdrawal and everything in between, including: * View your retirement account balance and total gains or (hopefully not) losses. * Review and adjust investment allocations from a single, consolidated page. * Generate detailed savings projections based on such variables as your current age, expected retirement age, income, contribution amount and anticipated investment returns. * Change your per-paycheck deferral amount, informed by estimates showing the effect of potential changes and how adjustments will impact future balances. * Get personalized recommendations, powered by a registered investment advisor, based on your unique goals, stage of life and risk appetite. * Add or remove beneficiaries and adjust their benefit share. This is an effective way to show your children which is your favorite at any one moment. You're going to love the feeling that comes from being in control of this portion of your financial future. NOTE: This app is only usable by existing participants in a 401(k) plan by 401GO. If you want to improve your retirement savings experience, encourage your employer to learn more at 401go.com.
Screenshots
Verdict
The clearest difference is rating: 401GO at 4.8 against 1st 401k's 3.0. 401GO also leads on update cadence (every 2 months vs every 19 months) and ratings volume (16 vs 1). 1st 401k's advantage is iOS requirement (11.0 vs 15.6). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
401GO holds the better App Store score, 4.8 against 3.0. That said, the two scores are not equally well evidenced: 401GO has 16 ratings behind it against 1, so its average is the more settled of the two.
1st 401k ships an update every 19 months, 401GO every 2 months. The most recent releases landed on October 27, 2026 and October 24, 2026 respectively.
| Parameter | 1st 401k | 401GO |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (1 ratings) | 4.8 (16 ratings) — better |
| Positive reviews | — | 85.7% of reviews |
| Number of ratings | 1 | 16 — better |
| Update frequency | Every 19 months | Every 2 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 11.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 22 MB | 47 MB |
| Age rating | 4+ | 4+ |
| Developer | 1st Source Corporation | RetireGO, LLC |
Customer experience
1st 401k
401GO
In-app purchases
1st 401k
No in-app purchases
401GO
No in-app purchases
