Comparison

Simple Wallet vs Simple

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Simple Wallet

Features
Read full description

Your money, already organized. Simple Wallet keeps your entire financial life in one private, beautifully designed place: accounts, receipts, documents, even your car and home. You always know exactly where you stand. On iPhone, iPad, and Mac. Most money apps hire YOU to do the work: set the rules, log the expenses, obey the notifications. Simple Wallet doesn't ask you to manage your money. It organizes it, so when you open the app, the picture is already there. ONE PLACE FOR EVERYTHING Connect accounts at 12,500+ banks and see your complete financial picture Transactions imported and sorted into categories automatically Your net worth: every account, every balance, one number Manual entry for cash, side income, or anyone who'd rather not link a bank Everything stays in sync across iPhone, iPad, and Mac IT LEARNS HOW YOU LIKE THINGS Categorize a transaction once and Simple Wallet remembers, then does it that way from now on. No rigid rule engine to fight. The longer you use it, the less you touch it. RECEIPTS AND DOCUMENTS, WHERE THEY BELONG Snap a photo of a receipt and the merchant, date, and total are filled in for you. Your repair bill lives with your car. Your hotel receipt lives with your trip. Warranties, service records, statements: all searchable. Nothing lost in a drawer. KNOW WHAT YOU REALLY SPEND ON WHAT YOU OWN Vehicles: gas, insurance, and repair history in one timeline Home: utilities, maintenance, renovations Total cost of ownership at a glance TRAVEL-READY 170+ currencies with automatic conversion. Organize trip expenses and see totals in your home currency, with no post-vacation spreadsheet surprises. Works offline and syncs when you're back online. BUDGETS, IF YOU WANT THEM Simple Wallet isn't a budgeting app, but it can budget. Set one once and watch progress update on its own, with a gentle heads-up as you approach the limit. Reminders, not lectures. PEOPLE AND IOUs Lent money to a friend? Simple Wallet remembers who owes what, with running balances that update when they pay you back. PRIVATE BY DESIGN No ads. Ever. No data selling. No third-party trackers. Bank connections through Plaid, the same bank-connection layer the major finance apps use 256-bit encryption with read-only access; your bank credentials never touch our servers NO PAYWALL AT THE DOOR Download it and you're in, no signup required. Start with a 3-day free trial; features like bank connections are part of the subscription. WHERE DO I ACTUALLY STAND? Without Simple Wallet, answering that means five logins, a drawer of receipts, and calculator math. The number is stale by the time you have it. With Simple Wallet, you open one app and the picture is already there. You didn't assemble it. It was done before you arrived. Currently available in Canada and the United States.

About

Simple

A user-friendly crypto wallet designed for everyday use, allowing you to buy, sell, and send over 200 cryptocurrencies. It offers secure transactions, global transfers with no fees, and portfolio tracking in a simple interface.

Highlights
  • Buy and sell 200+ cryptocurrencies
  • Send crypto globally with zero fees
  • Transfer crypto using phone number
  • Swap currencies and track portfolio
  • Secure and private data control
  • Support for top coins like BTC, ETH, SOL
Features
Read full description

Built for Digital Income Designed for freelancers, remote workers, and digital nomads. Simple is a digital wallet that works like your favorite banking app — fast, secure, and designed for real life. No finance background needed. Everything You Need, Nothing You Don't Send funds globally with zero fees Transfer to friends using just their phone number Swap currencies and track your portfolio in one clean interface Virtual card for everyday spending (coming soon!) Smart Security, No Hassle No complicated recovery phrases Regain access if your phone is lost Your data stays private — you control what you share and when Top Digital Assets Manage Bitcoin (BTC), Ethereum (ETH), Solana (SOL), Polygon (MATIC), Dogecoin (DOGE), Litecoin (LTC), XRP (Ripple), Binance Coin (BNB), Polkadot (DOT), and many more — all in one app. Whether you're paid in digital assets or just getting started — Simple makes it easy to use, send, and grow your funds anywhere in the world.

Screenshots

Simple Wallet4 screens
Simple4 screens

Verdict

The call

The clearest difference is in-app purchases: Simple at none against Simple Wallet's 8. Simple also leads on iOS requirement (15.6 vs 18.6). On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Simple Wallet sells 8 in-app purchases, starting at $2.99 per month. Simple asks for nothing beyond the download.

UpkeepUpdate frequency

Simple Wallet ships an update fortnightly, Simple weekly. The most recent releases landed on October 5, 2026 and October 12, 2026 respectively.

Scorecard2 real differences · 8 level
Simple Wallet versus Simple: the parameters behind the verdict, then further details
ParameterSimple WalletSimple
PriceFreeFree
Rating—4.4 (39 ratings) — better
Positive reviews—92.2% of reviews
Number of ratings—39 — better
Update frequencyFortnightlyWeekly — better
AdsNoNo
In-app purchasesYesNo — better
Monetization—Free
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS18.615.6 — better
Further details — not scored
Size46 MB224 MB
Age rating4+4+
DeveloperSimple App Holdings Inc.Simple Europe UAB

Bugs and requests

Simple Wallet

Not enough reviews yet to summarise bugs or requests.

Simple

Reported bugs

3 issues
  • Login screen freezes
  • Compatibility issues with older devices
  • Delayed transaction processing

Requested features

3 requests
  • Expand availability to more countries
  • Improve customer support responsiveness
  • Add advanced analytics and reporting

In-app purchases

8 purchases

Simple Wallet

Subscriptions8
  • Monthly1 Month trial$2.991 Month
  • Wallet1 Month trial$2.991 Month
  • Wallet+1 Month trial$6.991 Month
Show 5 more
  • Simple Wallet+ (1 Month)3 Days trial$6.991 Month
  • Wallet+ (1 Year)7 Days trial$14.991 Year
  • Wallet Max1 Month trial$14.991 Month
  • Yearly1 Month trial$29.991 Year
  • Wallet$29.991 Year
None

Simple

No in-app purchases

Questions

Is Simple Wallet free?
Simple Wallet is free to download, with in-app purchases available.
Is Simple free?
Simple is free to download, with no in-app purchases.
Do Simple Wallet or Simple have ads?
Neither Simple Wallet nor Simple shows ads.
Which is updated more often, Simple Wallet or Simple?
Simple Wallet ships an update fortnightly, and Simple weekly. Most recently, Simple Wallet was updated on October 5, 2026 and Simple on October 12, 2026.

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