Comparison

Simple Wallet vs Pfynn

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Simple Wallet

Features
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Your money, already organized. Simple Wallet keeps your entire financial life in one private, beautifully designed place: accounts, receipts, documents, even your car and home. You always know exactly where you stand. On iPhone, iPad, and Mac. Most money apps hire YOU to do the work: set the rules, log the expenses, obey the notifications. Simple Wallet doesn't ask you to manage your money. It organizes it, so when you open the app, the picture is already there. ONE PLACE FOR EVERYTHING Connect accounts at 12,500+ banks and see your complete financial picture Transactions imported and sorted into categories automatically Your net worth: every account, every balance, one number Manual entry for cash, side income, or anyone who'd rather not link a bank Everything stays in sync across iPhone, iPad, and Mac IT LEARNS HOW YOU LIKE THINGS Categorize a transaction once and Simple Wallet remembers, then does it that way from now on. No rigid rule engine to fight. The longer you use it, the less you touch it. RECEIPTS AND DOCUMENTS, WHERE THEY BELONG Snap a photo of a receipt and the merchant, date, and total are filled in for you. Your repair bill lives with your car. Your hotel receipt lives with your trip. Warranties, service records, statements: all searchable. Nothing lost in a drawer. KNOW WHAT YOU REALLY SPEND ON WHAT YOU OWN Vehicles: gas, insurance, and repair history in one timeline Home: utilities, maintenance, renovations Total cost of ownership at a glance TRAVEL-READY 170+ currencies with automatic conversion. Organize trip expenses and see totals in your home currency, with no post-vacation spreadsheet surprises. Works offline and syncs when you're back online. BUDGETS, IF YOU WANT THEM Simple Wallet isn't a budgeting app, but it can budget. Set one once and watch progress update on its own, with a gentle heads-up as you approach the limit. Reminders, not lectures. PEOPLE AND IOUs Lent money to a friend? Simple Wallet remembers who owes what, with running balances that update when they pay you back. PRIVATE BY DESIGN No ads. Ever. No data selling. No third-party trackers. Bank connections through Plaid, the same bank-connection layer the major finance apps use 256-bit encryption with read-only access; your bank credentials never touch our servers NO PAYWALL AT THE DOOR Download it and you're in, no signup required. Start with a 3-day free trial; features like bank connections are part of the subscription. WHERE DO I ACTUALLY STAND? Without Simple Wallet, answering that means five logins, a drawer of receipts, and calculator math. The number is stale by the time you have it. With Simple Wallet, you open one app and the picture is already there. You didn't assemble it. It was done before you arrived. Currently available in Canada and the United States.

About

Pfynn

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**Stop tracking every latte. Start finding peace with your money.** Pfynn is a financial awareness app designed to be a breath of fresh air. We believe that true financial clarity doesn't come from obsessing over every transactionβ€”it comes from knowing one simple number: your **Leftover**. **A Quiet Room for Your Finances** Pfynn was built as an antidote to financial anxiety. There are no screaming red alerts, no cluttered charts, and no judgment. Just a clean, meditative space where you can breathe and focus on the big picture. **How It Works:** Instead of daily chores, Pfynn guides you through a simple **Weekly Ritual**. In just a few minutes, you’ll review your week, reset your focus, and plan ahead. **Key Features:** * **Know Your Leftover:** Instantly see exactly how much disposable income you have for the rest of the month after your core obligations and bills are covered. * **Live Dashboard:** Connect your bank accounts and credit cards securely via **Plaid** for real-time updates. Your "Leftover" recalculates automatically as life happens. * **Look Forward, Not Backward:** While other apps stare at the past, Pfynn helps you plan for the future with **Next Month Projections**. See if you're on track before the month even begins. * **Privacy Your Way:** Connect automatically for ease, or choose **Manual Entry** for complete privacy. Your data never leaves your control. * **Designed for Calm:** A minimal, distraction-free interface that feels like warm paper and morning light. Build a healthy relationship with your money. Download Pfynn and find your clarity today. Privacy Policy: https://www.pfynn.com/privacy Terms of Use: https://www.pfynn.com/terms

Screenshots

Simple Wallet4 screens
Pfynn4 screens

Verdict

The call

The clearest difference is iOS requirement: Pfynn at 15.1 against Simple Wallet's 18.6. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Simple Wallet sells 3 in-app purchases, starting at $2.99 per month and Pfynn sells 1 in-app purchase, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

Scorecard1 real difference Β· 5 level
Simple Wallet versus Pfynn: the parameters behind the verdict, then further details
ParameterSimple WalletPfynn
PriceFreeFree
Update frequencyFortnightlyβ€”
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, iPadiPhone, iPod
Requires iOS18.615.1 β€” better
Further details β€” not scored
Size46 MB43 MB
Age rating4+4+
DeveloperSimple App Holdings Inc.Pfynn LLC

In-app purchases

3 purchases

Simple Wallet

Subscriptions3
  • Wallet1 Month trial$2.991 Month
  • Wallet+1 Month trial$6.991 Month
  • Wallet Max1 Month trial$14.991 Month
1 purchases

Pfynn

Subscriptions1
  • Pfynn Premium14 Days trial$4.991 Month

Questions

Is Simple Wallet free?
Simple Wallet is free to download, with in-app purchases available.
Is Pfynn free?
Pfynn is free to download, with in-app purchases available.
Do Simple Wallet or Pfynn have ads?
Neither Simple Wallet nor Pfynn shows ads.

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