Simple Wallet vs TrackFlow

Your money, already organized. Simple Wallet keeps your entire financial life in one private, beautifully designed place: accounts, receipts, documents, even your car and home. You always know exactly where you stand. On iPhone, iPad, and Mac. Most money apps hire YOU to do the work: set the rules, log the expenses, obey the notifications. Simple Wallet doesn't ask you to manage your money. It organizes it, so when you open the app, the picture is already there. ONE PLACE FOR EVERYTHING Connect accounts at 12,500+ banks and see your complete financial picture Transactions imported and sorted into categories automatically Your net worth: every account, every balance, one number Manual entry for cash, side income, or anyone who'd rather not link a bank Everything stays in sync across iPhone, iPad, and Mac IT LEARNS HOW YOU LIKE THINGS Categorize a transaction once and Simple Wallet remembers, then does it that way from now on. No rigid rule engine to fight. The longer you use it, the less you touch it. RECEIPTS AND DOCUMENTS, WHERE THEY BELONG Snap a photo of a receipt and the merchant, date, and total are filled in for you. Your repair bill lives with your car. Your hotel receipt lives with your trip. Warranties, service records, statements: all searchable. Nothing lost in a drawer. KNOW WHAT YOU REALLY SPEND ON WHAT YOU OWN Vehicles: gas, insurance, and repair history in one timeline Home: utilities, maintenance, renovations Total cost of ownership at a glance TRAVEL-READY 170+ currencies with automatic conversion. Organize trip expenses and see totals in your home currency, with no post-vacation spreadsheet surprises. Works offline and syncs when you're back online. BUDGETS, IF YOU WANT THEM Simple Wallet isn't a budgeting app, but it can budget. Set one once and watch progress update on its own, with a gentle heads-up as you approach the limit. Reminders, not lectures. PEOPLE AND IOUs Lent money to a friend? Simple Wallet remembers who owes what, with running balances that update when they pay you back. PRIVATE BY DESIGN No ads. Ever. No data selling. No third-party trackers. Bank connections through Plaid, the same bank-connection layer the major finance apps use 256-bit encryption with read-only access; your bank credentials never touch our servers NO PAYWALL AT THE DOOR Download it and you're in, no signup required. Start with a 3-day free trial; features like bank connections are part of the subscription. WHERE DO I ACTUALLY STAND? Without Simple Wallet, answering that means five logins, a drawer of receipts, and calculator math. The number is stale by the time you have it. With Simple Wallet, you open one app and the picture is already there. You didn't assemble it. It was done before you arrived. Currently available in Canada and the United States.

TrackFlow makes it easy to log every expense and see where your money goes. Log it in one sentence Type, dictate or paste a sentence like "lunch 35", and the amount, category and note fill in for you. Nothing is saved until you confirm. Tap a category, done Your categories sit in a grid, so one tap starts an entry. The built-in calculator handles + and −, and each category shows what you've spent this month. Fixed costs, carried forward Rent, utilities, phone, internet and insurance are tracked separately from daily spending. Turn on Carry Forward Last Month and they roll into each new month. Subscriptions in one place See every subscription with its monthly total, and get reminded before renewals and free trials end. Reports Review spending by day, week, month or year with clear charts. Each period gets a recap of what you spent and what changed. Ask a question like "Grocery this month" and get the answer right away. Export a PDF report or a CSV of your transactions. And more • Home Screen widgets and a Control Center quick-log control • Siri and Shortcuts: say "Log an expense in TrackFlow" • Scan a receipt to read the amount, merchant and date • iCloud sync across your devices • CSV import and export • Multiple currencies with your own base currency and rates • Chinese and English interface Privacy No account, no ads, no analytics. Your data stays on your device and in your own iCloud. On devices that support Apple Intelligence, Smart Suggestions run on the device; elsewhere the app uses its built-in rules and works the same.