Comparison

Budget vs Settlio

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budget

Easily manage your finances with an intuitive expense tracker. Organize your money, track spending, and plan budgets with visual reports and customizable categories. Secure your financial data with passcode or biometric locks.

Highlights
  • Intuitive expense and revenue tracking
  • Recurring payment reminders
  • All accounts in one place
  • Visual spending and income reports
  • Customizable budget planning
  • Secure passcode and biometric lock
  • Multicurrency support
Features
Read full description

Budget, expense tracker, money is a perfect solution for those who want to manage finances without wasting time and effort. We created an app that you would actually want to keep using! Forget about incomprehensible interfaces, complicated functions and endless Excel tables! With Budget, expense tracker, money app control over the budget and finances will be simple and pleasant! You will know exactly where your money goes, hence saving up and amassing money will be easier! Budget, expense tracker, money app is: - Ease of use With an intuitive interface the process of adding expenses and revenue will be fast: fill in only key information with just a couple of taps, or add such further details as comments or photos of the receipt to the transaction. - Control over recurring payments Add recurring payments and set reminders, and the app will send you notification at the stated time. And what is more, adding a corresponding transaction will be faster than ever, it won’t require effort and will save your precious time. - All accounts in one place Look through all of your accounts and overall balance on one screen - all important information at a glance! - Visual clarity Understand your spendings and income better with informative diagrams, charts and reports. Take a closer look at your bills and transactions on one or multiple accounts for a specified time period, or select a relevant category for even more details on your financial state. Convenient sorting options and keyword search will make this process super easy. - Budget planning Set limits for selected categories of expenses and make sure to stay within cost constraints. Limits feature will help you avoid unnecessary expenses and impulse purchases, save money and you will reach your financial goals faster. - Customization Create your own categories, add accounts and the app will only display the information you actually need, nothing in excess! - Security Security is important! You can lock the app with a passcode or use biometric authentication to protect the app from intruders and make sure that you are the only one who can access your financial data. - Multicurrency support The app supports multiple currencies: you can add transactions in various currencies - for instance, when on vacation abroad, in case of income in a foreign currency or purchases in a different country. Built-in calculator will automatically update the exchange rate and make all necessary calculations. - Data safety No need to worry about your data safety! With our data synchronization you can be sure that even when you change your mobile device nothing will be lost and your information will stay with you. When it comes to financial management it’s regularity and system approach that really matter. We created an app that doesn’t require any special knowledge - an app that you will definitely want to use day by day! Know where your money goes! Achieve your financial goals faster! And Budget, expense tracker, money app is here to help!

About

Settlio

Features
Read full description

Split expenses. Settle up. Stay friends. Settlio makes shared money simple—whether you're on a trip with friends, splitting rent with a partner, or tracking a weekend dinner. Add expenses in seconds, see who owes what, and settle up with confidence. WHY SETTLIO? • Fair splits, less awkwardness — Know exactly what you owe and what you're owed • Built for real life — Trips, households, personal spending, and classic groups • Clear balances — See totals across every group in one place • Smart settle-up — Get suggestions for the simplest way to clear debts • Stay in sync — Balances and expenses update in real time for everyone in the group • Insights that help — Charts and summaries so you understand spending at a glance SPLIT THE WAY YOU WANT • Equal splits for quick dinners • Custom amounts when shares aren't even • Percentage splits for flexible sharing PERFECT FOR • Travel & trips — Track flights, hotels, meals, and activities while you're on the go • Couples & roommates — Rent, utilities, groceries, and shared bills • Friend groups — Dinners, events, shared bills, and anything you split • Personal tracking — Log your own spending when you don't need to split KEY FEATURES • Create groups and invite members • Add expenses with titles, amounts, dates, and categories • Record who paid and how the cost is divided • View balances and settlement history • Record payments when someone settles up • Activity feed to see what changed in your groups • Expense comments — discuss any charge with your group • Receipt scanning — auto-fill details from a photo • Advanced insights and spending patterns • PDF & CSV exports for reports and spreadsheets • Expense templates and recurring expenses • Category budgets with alerts • Sign in with Apple or Google • Notifications for important updates (optional) Download Settlio and stop guessing who paid for what. Terms of Use (EULA): https://settlio.org/terms.html

Screenshots

Budget4 screens
Settlio4 screens

Verdict

The call

The clearest difference is ads: Settlio at none against Budget's shown. Budget's advantage is iOS requirement (13.0 vs 15.6). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Budget ships an update every 3 weeks, Settlio every 4 weeks. The most recent releases landed on November 7, 2026 and October 28, 2026 respectively.

Scorecard2 real differences · 8 level
Budget versus Settlio: the parameters behind the verdict, then further details
ParameterBudgetSettlio
PriceFreeFree
Rating4.9 (166 ratings) — better—
Positive reviews94.5% of reviews—
Number of ratings166 — better—
Update frequencyEvery 3 weeks — betterEvery 4 weeks
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchases—
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.0 — better15.6
Further details — not scored
Size116 MB40 MB
Age rating4+4+
DeveloperOrange Dogkamran Ibrahim

In-app purchases

None

Budget

No in-app purchases

None

Settlio

No in-app purchases

Questions

Is Budget free?
Budget is free to download, with no in-app purchases.
Is Settlio free?
Settlio is free to download, with no in-app purchases.
Do Budget or Settlio have ads?
Budget shows ads; Settlio does not.
Which is updated more often, Budget or Settlio?
Budget ships an update every 3 weeks, and Settlio every 4 weeks. Most recently, Budget was updated on November 7, 2026 and Settlio on October 28, 2026.

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