Comparison

Shared Budget Couples vs Hearth

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Shared Budget Couples

This app helps couples and families manage shared finances, track expenses, and plan budgets together. It offers real-time cloud sync, smart budgeting tools, and an intuitive expense tracker for effortless financial planning.

Highlights
  • Shared household budget management
  • Real-time cloud sync
  • Intuitive expense tracker
  • Bill splitting and settlement
  • Saving goals and progress visualization
  • Receipt scanning and photo attachments
  • CSV import/export
Features
Read full description

Finally agree on money. Manebo is the shared budget app for couples, partners, and families who want to track expenses, split bills, and save together — without the spreadsheets, screenshots, or awkward conversations. Whether you just moved in together, got married, or have been splitting rent for years, Manebo turns "who paid for what" into a single clear picture you both see in real time. ■ Why couples and families choose Manebo - Start in seconds — no account, no sign-up, no email required - Share your household budget with your partner in real time - Scan receipts with your camera — amounts and stores fill in automatically - Split bills, track reimbursements, and settle up with one tap - See exactly where your money goes with clear charts and category breakdowns - Keep personal and shared spending separate with multiple ledgers ■ Built for real couple & family finances Shared budget, your way Create a shared ledger with your partner, roommate, or whole family. Every expense, income, and transfer syncs instantly so you're always on the same page. Invite up to 15 people on Premium — perfect for families managing household budgets together. Receipt scanning that actually saves time Snap a photo of any receipt and Manebo's scanner reads the total and merchant for you. No more typing in numbers after every grocery run — one of the fastest ways to keep a couples budget up to date. Split expenses & settle without the math Going out for dinner? Sharing a hotel? Use the split bill feature to divide any expense fairly, then track who owes what with the settlement tool. When it's time to pay each other back, everything is already calculated. Budgets, savings goals & spending insights Set a monthly budget for groceries, dining, utilities, or anything else. Manebo warns you before you overspend and shows category-wise charts so you can see where to cut back. Saving for a trip, a wedding, or a down payment? Set a goal and watch your progress. Accounts & assets in one place Track bank accounts, cash wallets, credit cards, and other assets side by side. See your total net worth, spot trends with asset charts, and plan ahead with confidence. Smart input that respects your time - Calculator-style keypad for fast entry - Templates for recurring expenses - Calendar view of daily income and spending - Home screen widgets for one-tap input - CSV import and export for full data control ■ Perfect for - Couples who want to stop fighting about money - Newlyweds merging finances for the first time - Roommates splitting rent, utilities, and groceries - Families managing a household budget together - Dual-income households tracking who spends what - Anyone planning a trip, wedding, or big purchase with a partner - People who've tried expense tracker apps and want something simpler ■ Free plan - Use Manebo immediately — no account required - All core budgeting, tracking, and sharing features included - Split bills and settle up with your partner for free ■ Premium plan Upgrade for the full experience: - Ad-free - Share with up to 15 people (great for extended family) - Higher limits on ledgers, categories, and templates - Advanced charts for deeper financial analysis - Priority access to new features Premium Plan Purchase Information The Premium Plan is available as a monthly plan or an annual plan. The annual plan includes a two week free trial for first time subscribers. After the free trial ends, the subscription will automatically renew as a paid plan. The Premium Plan is an auto renewing subscription. Unless cancelled at least 24 hours before the end of the current period, the subscription will renew automatically. The renewal fee will be charged within 24 hours before the end of the current subscription period. Payment will be charged to your Apple ID account at confirmation of purchase. You can manage or cancel your subscription in your Apple ID account settings. Terms of Use https://manebo.jp/terms # LICENSE Icons by Icons8

About

Hearth

This app helps couples manage their finances together with shared envelopes for bills, groceries, and savings. It offers real-time expense tracking, optional bank syncing, and AI receipt scanning for easy logging. Budgeting becomes simpler and more transparent for both partners.

Highlights
  • Shared envelopes for joint budgeting
  • Real-time expense tracking
  • Optional bank account syncing
  • AI receipt scanning
  • Spending insights and trends
  • Shared recurring bills management
Features
Read full description

Finally, a budget you and your partner will both actually use. Hearth is envelope budgeting built for couples: simple enough that you'll both stick with it. Create shared envelopes for groceries, bills, dining, and savings. Both partners see the same budget in real time, log expenses from either phone, and always know what's left before they spend. Type purchases in yourself, or connect your bank and just approve what comes in. WHY COUPLES CHOOSE HEARTH - NEW: Carry forward: unspent money rolls into next month instead of resetting to zero - NEW: Envelope types: Fixed for steady bills, Variable for everyday spending, Savings with a goal and a date - NEW: Check-in rhythm: see if you're on pace for the week, the fortnight, or the half month - NEW: Insights filtered to one partner, not just the household total - Bank sync (optional): transactions arrive on their own, and nothing touches your budget until you approve it - Shared envelopes built for two, always in sync - Real-time expense tracking across both phones - AI receipt scanning: snap a receipt, skip the typing - Privacy-first: bank connection is optional, read-only, and powered by Plaid - Shared payees and recurring bills - Spending heatmaps, trends, and category insights Start free with full partner sharing and unlimited transactions. Upgrade to unlock more envelopes when you're ready. Less money stress. More clarity. Budget together with Hearth. — Support: support@hearthbudget.com Privacy: hearthbudget.com/privacy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Shared Budget Couples4 screens
Hearth4 screens

Verdict

The call

The clearest difference is rating: Hearth at 5.0 against Shared Budget Couples's 4.1. Hearth also leads on review sentiment (100% vs 64%) and update cadence (every 4 days vs every 3 weeks). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Shared Budget Couples sells 2 in-app purchases, starting at $3.99 per month and Hearth sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Hearth holds the better App Store score, 5.0 against 4.1. Both are backed by a comparable volume of ratings — 14 and 6 respectively. Written reviews point the same way: 64% of Shared Budget Couples's written reviews are positive against 100% of Hearth's.

UpkeepUpdate frequency

Shared Budget Couples ships an update every 3 weeks, Hearth every 4 days. The most recent releases landed on November 7, 2026 and November 9, 2026 respectively.

Scorecard3 real differences · 7 level
Shared Budget Couples versus Hearth: the parameters behind the verdict, then further details
ParameterShared Budget CouplesHearth
PriceFreeFree
Rating4.1 (14 ratings)5.0 (6 ratings) — better
Positive reviews64.1% of reviews100.0% of reviews — better
Number of ratings14 — better6
Update frequencyEvery 3 weeksEvery 4 days — better
AdsYesYes
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.515.1 — better
Further details — not scored
Size126 MB81 MB
Age rating4+4+
DeveloperShibapp LLCMarcin Brzuzy

Customer experience

Shared Budget Couples

All ratings14 ratings
Positive78.6%
Neutral0.0%
Negative21.4%
Written reviews78 reviews
Positive64.1%
Neutral12.8%
Negative23.1%

Hearth

All ratings6 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

2 purchases

Shared Budget Couples

Subscriptions2
  • Premium Plan (1 Month)$3.991 Month
  • PremiumPlan(1 Year)14 Days trial$39.991 Year
2 purchases

Hearth

Subscriptions2
  • Hearth Premium Monthly$4.991 Month
  • Hearth Budget Premium Annual3 Days trial$34.991 Year

Questions

Is Shared Budget Couples free?
Shared Budget Couples is free to download, with in-app purchases available.
Is Hearth free?
Hearth is free to download, with in-app purchases available.
Which has better reviews, Shared Budget Couples or Hearth?
Hearth is rated higher. Shared Budget Couples averages 4.1 out of 5 from 14 ratings, while Hearth averages 5.0 from 6 ratings.
Do Shared Budget Couples or Hearth have ads?
Both Shared Budget Couples and Hearth show ads.
Which is updated more often, Shared Budget Couples or Hearth?
Shared Budget Couples ships an update every 3 weeks, and Hearth every 4 days. Most recently, Shared Budget Couples was updated on November 7, 2026 and Hearth on November 9, 2026.

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