Comparison

Recur vs SubWise

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Recur

Easily manage all your recurring payments in one place. Get timely reminders for due dates to avoid unwanted renewals and gain insights into your spending habits with detailed reports.

Highlights
  • Subscription overview with cost breakdown
  • Customizable subscription creation
  • Spending insights and category breakdown
  • iCloud data synchronization
  • Automatic currency conversion
  • Widget for upcoming payments
Features
Read full description

Recur is the quiet ledger for everything you subscribe to. Add each service once, and Recur tells you what leaves your account this month, what renews next, and what a year of it really costs. TRACK EVERYTHING Pick from hundreds of known services or add anything custom. Sublabels tell twin subscriptions apart, categories keep them organized, and multi-currency amounts convert into your currency with honest daily rates from the European Central Bank. ADD IN SECONDS Smart Add reads screenshots, emails, and PDFs on your device and fills in the name, price, and billing cycle for you. Share a receipt to Recur from any app, or point the camera at a screen. NEVER PAY SURPRISED A renewal reminder arrives before money leaves, at the hour you choose. The rhythm strip shows the next two months at a glance; the cash flow calendar marks every renewal day with the brand itself. UNDERSTAND THE COST Reports turn your list into answers: monthly run rate, spending by category, price hikes over time, lifetime spent per service, and a Year in Review worth sharing. Plans change in real life, so Recur records upgrades, extensions, and one-time fees exactly as they billed. EVERYWHERE YOU GLANCE Widgets for the home screen, lock screen, and Control Center. An Apple Watch app for your wrist. Spotlight search and Shortcuts support built in. YOURS, PRIVATELY No account. No ads. No tracking. Your data lives on your device and in your private iCloud, syncs across your devices, and exports to CSV or JSON whenever you want. ONE PRICE, FOREVER Recur is free to use. The Full Version is a single one-time purchase that unlocks Smart Add, reports and insights, cancellation shortcuts, and alternate icons. No subscription. That would be ironic.

About

SubWise

Features
Read full description

SubWise is the calm, private way to take control of your subscriptions and stop losing money to forgotten charges and free trials that quietly convert. Add your subscriptions in seconds, and SubWise shows you exactly what you pay each month and each year, what renews next, and where your money actually goes. No bank connection. No tracking. Your data stays on your device unless you choose to sync. WHY SubWise? Never get surprised by a charge See every upcoming renewal on one clean calendar and get on-device reminders before each payment and before any free trial converts, so you can cancel on your terms. Understand your spending A clear breakdown of your monthly and annual totals by category, so you finally know what each service really costs you. Private by design SubWise never links to your bank or card. Everything is stored locally by default. Optional Sign in with Apple enables encrypted cross-device sync that only you can read. Import in a tap Snap a receipt or screenshot and let SubWise pull out the details for you to review before saving. You are always in control of what gets added. MEMBERSHIP SubWise is free to use. Upgrade any time: Protect Encrypted cross-device sync, receipt and PDF import review, advanced spending insights, and unlimited subscription records. Protect Plus Everything in Protect, plus advanced AI receipt scanning, custom categories, priority renewal risk alerts, and extended price-change intelligence. Subscriptions are billed through your App Store account. Cancel anytime in Settings. Start today and know exactly what you pay for. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://sub-guard-production.up.railway.app/privacy

Screenshots

Recur4 screens
SubWise4 screens

Verdict

The call

The clearest difference is iOS requirement: SubWise at 15.1 against Recur's 26.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Recur sells 1 one-off in-app purchase and SubWise sells 4 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Recur ships an update weekly, SubWise every 2 weeks. The most recent releases landed on September 8, 2026 and September 14, 2026 respectively.

Scorecard1 real difference · 9 level
Recur versus SubWise: the parameters behind the verdict, then further details
ParameterRecurSubWise
PriceFreeFree
Rating5.0 (2 ratings) — better—
Positive reviews57.1% of reviews—
Number of ratings2 — better—
Update frequencyWeekly — betterEvery 2 weeks
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, Apple WatchiPhone, iPad, iPod — better
Requires iOS26.015.1 — better
Further details — not scored
Size27 MB53 MB
Age rating4+4+
DeveloperSai KoneruMikael Ali Khan

In-app purchases

1 purchases

Recur

One-time1
  • Full Version$4.99
4 purchases

SubWise

Subscriptions4
  • Protect$2.991 Month
  • Plus Monthly$7.991 Month
  • Protect Annual$24.991 Year
Show 1 more
  • Plus Annual$64.991 Year

Questions

Is Recur free?
Recur is free to download, with in-app purchases available.
Is SubWise free?
SubWise is free to download, with in-app purchases available.
Do Recur or SubWise have ads?
Neither Recur nor SubWise shows ads.
Which is updated more often, Recur or SubWise?
Recur ships an update weekly, and SubWise every 2 weeks. Most recently, Recur was updated on September 8, 2026 and SubWise on September 14, 2026.

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