Comparison

MobileKhaata vs Touchstone Smart Banking

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

MobileKhaata

Features
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MobileKhaata replace your traditional khata and day-book by new digital khatabook. It is 100% Safe and Secure for all types of businesses to maintain their daily karobar. Shop owners can use the app to record daily karobar sales, purchase, expense, cash-in-hand, banks/co-operatives and other transactions. MobileKhaata, Nepal’s first business app to replace your traditional khatabook and transform it to a digital khatabook with a lot of great features. * 100% Safe and Secure * Automatic and Secure Online Backup * Download your Customers/Vendors PDF Report * Set payment reminder date for your customer * Use one mobile khata account on Multiple Phones * Generate VAT/PAN Reports * Generate Letter of Account Confirmation for VAT * Generate Annex-13 Report * Set Reminders for your important tasks and event * Records of payment collected through cheque with check clearance date With MobileKhaata, you can: - Daily Sales, Purchase, Expense - Payables, Receivables - Important Reminders - Maintain your customers and vendors - Maintain your cash in hand - Maintain your bank/co-operative accounts - Payment collected through cheques in one place. - Call/SMS to customer to remind about pending payments directly from Mobile Khaata app - Share party statement to customer on directly through social networks. - Easy Backup & restore data - Simple and easy-to-use design to manage your daily transaction - Your Khaata in your pocket - 100% accurate and reliable app - Accounting in mobile Mobile Khaata is a digital khaatabook made in Nepal which can be used as accounting app, finance app, pocket day book, Udhar KhaataBook, Len den app. Here you can keep record of all your sales, purchases, expenses, sales return, purchase return with VAT/PAN. You can also keep track of cash in hand, bank/co-operative accounts, cheques with their clearance date. With MobileKhaata you can see all your receivables and payables at one place and can call directly or sms to reminder about payments. You can also set reminders for payments receivable on particular date. View all your necessary report with just one click like VAT sales, purchase register, party statement, receivables/payables report, cash in hand statement, bank/co-operative statement and many more. You can also generate Letter of Account Balance Confirmation directly from MobileKhaata and print or share through whatsapp, facebook, messenger, shareit, viber, imo, email or through any social media. MobileKhaata is proudly made in NEPAL

About

Touchstone Smart Banking

Features
Read full description

Touchstone Smart Banking allows its registered users to access their account in a convenient manner. It is secure and is available 24x7. The user can preview their balance, statements, request cheque book, transfer fund and online payments such as mobile topups and internet payments.

Screenshots

MobileKhaata4 screens
Touchstone Smart Banking4 screens

Verdict

The call

The clearest difference is iOS requirement: MobileKhaata at 13.0 against Touchstone Smart Banking's 15.6. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. Both last shipped on November 3, 2026.

Scorecard1 real difference Β· 5 level
MobileKhaata versus Touchstone Smart Banking: the parameters behind the verdict, then further details
ParameterMobileKhaataTouchstone Smart Banking
PriceFreeFree
Update frequencyMonthlyMonthly
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPod β€” betteriPhone, iPod
Requires iOS13.0 β€” better15.6
Further details β€” not scored
Size44 MB15 MB
Age rating17+4+
DeveloperVedanta Technologies Private LimitedMICRO BANKER NEPAL

In-app purchases

None

MobileKhaata

No in-app purchases

None

Touchstone Smart Banking

No in-app purchases

Questions

Is MobileKhaata free?
MobileKhaata is free to download, with no in-app purchases.
Is Touchstone Smart Banking free?
Touchstone Smart Banking is free to download, with no in-app purchases.
Do MobileKhaata or Touchstone Smart Banking have ads?
Neither MobileKhaata nor Touchstone Smart Banking shows ads.
Which is updated more often, MobileKhaata or Touchstone Smart Banking?
MobileKhaata ships an update monthly, and Touchstone Smart Banking monthly. Most recently, MobileKhaata was updated on November 3, 2026 and Touchstone Smart Banking on November 3, 2026.

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