Zinary vs JaraPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Zinary
A secure and fast payment platform that enables users to make and accept contactless payments. It offers a simple way to manage transactions and provides live chat support for assistance.
- Secure payment platform
- Contactless payment support
- Accept and make payments
- Live chat support
- Fast transaction processing
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Zinary, a secure, reliable, and fast payment platform. Zinary’s unique, simple and secure Zinpay feature allows you to make and accept payments. Sell more by supporting Zinpay in your store which is a contactless way of payment. If you need help, reach out to support@zinary.com or use the livechat for real time support.
JaraPay
This app simplifies bill payments for users in Nigeria, offering a convenient way to manage and pay for utilities, mobile recharges, and internet services. It supports a wide range of billers, making financial management easier for individuals and businesses.
- Bill payment management
- Utility bill payments
- Mobile recharge
- Internet payments
- Supports wide range of billers
- User-friendly interface
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JaraPay, Nigeria’s leading bill payment service, offers a seamless and efficient solution for effortlessly managing and paying your bills. Our user-friendly app is specifically designed to cater to the unique needs of the Nigerian market, empowering individuals and businesses across the country to handle their financial responsibilities with ease. With JaraPay, you can conveniently manage and pay all your bills, including utilities, mobile recharge, internet payments and more. Our platform supports a wide range of billers, ensuring a comprehensive solution for all your payment needs.
Screenshots
Verdict
The clearest difference is rating: JaraPay at 5.0 against Zinary's 1.8. JaraPay also leads on update cadence (every 4 days vs every 2 weeks). Zinary's advantage is ratings volume (9 vs 1) and iOS requirement (11.0 vs 13.0). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
JaraPay holds the better App Store score, 5.0 against 1.8. That said, the two scores are not equally well evidenced: Zinary has 9 ratings behind it against 1, so its average is the more settled of the two.
Zinary ships an update every 2 weeks, JaraPay every 4 days. The most recent releases landed on September 28, 2026 and September 22, 2026 respectively.
| Parameter | Zinary | JaraPay |
|---|---|---|
| Price | Free | Free |
| Rating | 1.8 (9 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 0.0% of reviews | — |
| Number of ratings | 9 — better | 1 |
| Update frequency | Every 2 weeks | Every 4 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 11.0 — better | 13.0 |
| Further details — not scored | ||
| Size | 54 MB | 54 MB |
| Age rating | 4+ | 4+ |
| Developer | ZINARY ANALYTICA LIMITED | P&K Smart Rise Solutions |
Customer experience
Zinary
JaraPay
In-app purchases
Zinary
No in-app purchases
JaraPay
No in-app purchases
