Comparison

Civilsoft vs Talkie Spendy

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Civilsoft

Features
Read full description

Manage and approve all employee and HR requests, anywhere, anytime.

About

Talkie Spendy

Effortlessly track your spending using just your voice. This app uses AI to log, categorize, and organize expenses as you speak them, offering custom budgets and insightful spending visualizations. A typing mode is also available for manual entry.

Highlights
  • Voice logging of expenses
  • AI-powered expense categorization
  • Customizable spending budgets
  • Relative date recognition
  • Spending insights and graphs
  • Manual typing mode available
Features
Read full description

Tried budgeting apps and gave up? Talkie Spendy gets it. A voice-powered expense tracker built for real life. Say goodbye to manual entry, spreadsheets, and confusing forms. With Talkie Spendy, you just speak your expenses β€” β€œ$5 on coffee at Starbucks” β€” and our AI-powered budget tracker logs, categorizes, and organizes everything for you, instantly. No typing. No friction. Just smarter money tracking. Key Features: Voice Logging Just speak: β€œ$200 on groceries minus $30 on beer three days ago.” Talkie Spendy understands the math, splits the amounts, and assigns them to the right categories. AI Categorization You control the categories. Create your own, and the AI will only assign expenses within those β€” no surprise labels or guesswork. Custom Budgets Set spending limits on any category you create. Track how much you’ve used and how much is left β€” in real time. Relative Date Recognition Say things like β€œyesterday,” β€œlast Friday,” or β€œthree days ago.” Talkie Spendy will log the correct date automatically. Spending Insights Visualize your budget with clean, customizable graphs. Choose the view that works best for how you process information. Typing Mode Available Can’t talk or just prefer typing? You can enter expenses manually with the same power and flexibility. Whether you're new to personal finance or just tired of budgeting tools that slow you down, Talkie Spendy combines voice input, smart automation, and full control to make tracking your expenses fast, personal, and effortless. Please note: A subscription is required to access the full functionality of the app, including voice logging, smart categorization, and custom budgeting. However, new users can explore an unlimited interactive demo during onboarding β€” no subscription or payment required. Terms of Use: - Talkie Spendy Terms and Conditions: https://talkiespendy.com/terms-and-conditions - Apple Standard EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula Privacy Policy: - https://talkiespendy.com/privacy-policy

Screenshots

Civilsoft4 screens
Talkie Spendy4 screens

Verdict

The call

The clearest difference is in-app purchases: Civilsoft at none against Talkie Spendy's 3. Civilsoft also leads on iOS requirement (12.0 vs 14.0.0). On price, update cadence, ads and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Talkie Spendy sells 3 in-app purchases, starting at $1.99 per 7 days. Civilsoft asks for nothing beyond the download.

UpkeepUpdate frequency

Civilsoft ships an update every 3 weeks, Talkie Spendy monthly. The most recent releases landed on October 10, 2026 and October 13, 2026 respectively.

Scorecard2 real differences Β· 6 level
Civilsoft versus Talkie Spendy: the parameters behind the verdict, then further details
ParameterCivilsoftTalkie Spendy
PriceFreeFree
Positive reviewsβ€”100.0% of reviews
Update frequencyEvery 3 weeks β€” betterMonthly
AdsNoNo
In-app purchasesNo β€” betterYes
Monetizationβ€”Subscription
DevicesiPhone, iPodiPhone, iPad, iPod β€” better
Requires iOS12.0 β€” better14.0.0
Further details β€” not scored
Size20 MB41 MB
Age rating4+4+
DeveloperTalmeez AliEmerik Tremblay

In-app purchases

None

Civilsoft

No in-app purchases

3 purchases

Talkie Spendy

Subscriptions3
  • 1 week of TalkieSpendy Premium7 Days trial$1.997 Days
  • One month of Talkie Spendy Pro7 Days trial$4.991 Month
  • Talkie spendy premium, 1 year7 Days trial$19.991 Year

Questions

Is Civilsoft free?
Civilsoft is free to download, with no in-app purchases.
Is Talkie Spendy free?
Talkie Spendy is free to download, with in-app purchases available.
Do Civilsoft or Talkie Spendy have ads?
Neither Civilsoft nor Talkie Spendy shows ads.
Which is updated more often, Civilsoft or Talkie Spendy?
Civilsoft ships an update every 3 weeks, and Talkie Spendy monthly. Most recently, Civilsoft was updated on October 10, 2026 and Talkie Spendy on October 13, 2026.

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