ChildCareSuper vs Clarofi

With the Child Care Super App you can easily manage your super account in one place on the go. You’ll enjoy a fast and secure login with a 4-digit PIN, Fingerprint or Facial recognition on compatible phones. Once logged in you can: • View your account balance, transactions and fees • Be notified when you receive a payment into your super account • Find and combine your super from other funds • Top up your super via after-tax contributions • Take Child Care Super with you to your new job with your digital member card • View your investment options and insurance details • Access our shopping rewards program, where every time you shop with your favourite participating retailer, free money goes into your super account • Update your personal details To use this app you must be a Child Care Super member and have registered for an online account. To register for an online account visit https://member.childcaresuper.com.au/aol/index.html#RegisterNow This information is provided by Equity Trustees Superannuation Limited ABN 50 055 641 757 AFSL 229757 RSE Licence L0001458 as Trustee of the Smart Future Trust ABN 68 964 712 340 (the Fund). GuildSuper, GuildPension and Child Care Super are products in the Fund.

Clarofi — clarity for your money Clarofi brings your spending, bills, budgets and goals into one calm, clear view, so you always know where you stand. It answers the question that matters most every day: how much can I safely spend? KNOW WHAT’S SAFE TO SPEND Your dashboard shows a daily safe-to-spend figure based on your budget and what you’ve already spent this month, with simple traffic-light signals so you can see at a glance if you’re on track. PLAN AHEAD WITH SCENARIOS Thinking about a new car, a pay rise or a move? The Scenario Planner shows how a change would affect your money over the year ahead, before you commit. TRANSACTIONS THAT SORT THEMSELVES Import your bank statements and Clarofi categorises them automatically using on-device AI that learns from your corrections. Fix a category once and it remembers next time. BUDGETS THAT FIT YOUR LIFE Budget by category and see your progress in real time. Split your pay into bills, spending, savings and growth, and see exactly what to move on payday. STAY AHEAD OF BILLS Clarofi spots your regular bills automatically, shows what’s coming up and reminds you before they’re due. THE BIGGER PICTURE • Savings goals with progress tracking • Net worth: what you own minus what you owe • Forecasts of the months ahead • Handy money calculators TAX TIME MADE EASY Mark deductible expenses as you go, scan receipts, and export a tidy tax-time pack for your accountant. ASK CLAROFI AND SIRI Ask questions about your own money in plain English, or say “Hey Siri, what’s safe to spend in Clarofi?” Answers come from your iPhone. PRIVATE BY DESIGN Your financial data stays on your iPhone and syncs only through your own private iCloud. Clarofi’s AI runs on your device. Lock the app with Face ID. We never sell or share your data. WORKS WHERE YOU ARE Your currency, your date format and your tax year, wherever you live. PLANS Clarofi Basic: budgets, buckets and payday split, statement import with on-device AI sorting, bills, goals, net worth, scenarios, iCloud sync and calculators. Clarofi Plus: everything in Basic, plus receipt and payslip scanning, the tax-time pack, forecasts, reports and smart rules. Subscriptions renew automatically each month. Payment is charged to your Apple Account at confirmation of purchase. Your subscription renews unless auto-renew is turned off at least 24 hours before the end of the current period. Manage or cancel anytime in your App Store account settings. Privacy Policy: https://clarofi-budget-path.base44.app/privacy Terms of Use (EULA): https://clarofi-budget-path.base44.app/terms