Comparison

Simple Spender 2 vs CreciPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Simple Spender 2

Easily track expenses and income, create personalized budgets, and visualize your spending habits with insightful graphs. This app prioritizes data privacy by storing all information locally on your device.

Highlights
  • Expense and income tracking
  • Personalized monthly budgeting
  • Data visualization with graphs
  • Local data storage for privacy
  • CSV import and export
  • Multiple currencies and payment methods
Features
Read full description

Organize Your Expense Keep track of your expenses and income within a few taps. Track how much you spend on each category. Plan Monthly Budget Create personalized budgets and stick with your plans. Visualize Data Summarize your income & expense into graphs and charts. See how much you spend each week, month, year or in your custom range. Data Privacy All data is stored in your own device locally without uploading to anywhere. Data Migration Support CSV file import from any source and export Other Features: - Multiple Currencies - Map View - Tags - Record Payment Method - Colorful Themes - Export data in CSV format - Import CSV data from other sources - Auto Backup Premium Features: - Remove Ads - Dark Theme - Password / Face ID / Touch ID Protection - Unlimited Tags - Unlimited Payment Methods in Records - Unlimited Templates

About

CreciPay

Access your earned money anytime for payments, savings, or any other use. Manage your finances conveniently and securely.

Highlights
  • Access earned money
  • Pay bills
  • Save money
  • Flexible spending options
Features
Read full description

Accesa tu dinero ya trabajado cuando quieras. Paga cuentas, ahorra, o utiliza tu dinero como quieras.

Screenshots

Simple Spender 24 screens
CreciPay2 screens

Verdict

The call

The clearest difference is rating: Simple Spender 2 at 4.8 against CreciPay's 4.3. CreciPay's advantage is in-app purchases (none vs 1). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Simple Spender 2 sells 1 in-app purchase, starting at $0.99 per 6 months. CreciPay asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Simple Spender 2 holds the better App Store score, 4.8 against 4.3. Both are backed by a comparable volume of ratings — 5 and 11 respectively.

UpkeepUpdate frequency

Simple Spender 2 ships an update every 2 weeks, CreciPay monthly. The most recent releases landed on October 27, 2026 and October 24, 2026 respectively.

Scorecard3 real differences · 6 level
Simple Spender 2 versus CreciPay: the parameters behind the verdict, then further details
ParameterSimple Spender 2CreciPay
PriceFreeFree
Rating4.8 (5 ratings) — better4.3 (11 ratings)
Number of ratings511 — better
Update frequencyEvery 2 weeks — betterMonthly
AdsYesYes
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesAd-supported — better
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS14.5 — better15.0
Further details — not scored
Size48 MB51 MB
Age rating4+4+
DeveloperKwok Chun HinCreci Technologies LLC

Customer experience

Simple Spender 2

All ratings5 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

CreciPay

All ratings10 ratings
Positive80.0%
Neutral0.0%
Negative20.0%

In-app purchases

1 purchases

Simple Spender 2

Subscriptions1
  • 6 Months Subscription14 Days trial$0.996 Months
None

CreciPay

No in-app purchases

Questions

Is Simple Spender 2 free?
Simple Spender 2 is free to download, with in-app purchases available.
Is CreciPay free?
CreciPay is free to download, with no in-app purchases.
Which has better reviews, Simple Spender 2 or CreciPay?
Simple Spender 2 is rated higher. Simple Spender 2 averages 4.8 out of 5 from 5 ratings, while CreciPay averages 4.3 from 11 ratings.
Do Simple Spender 2 or CreciPay have ads?
Both Simple Spender 2 and CreciPay show ads.
Which is updated more often, Simple Spender 2 or CreciPay?
Simple Spender 2 ships an update every 2 weeks, and CreciPay monthly. Most recently, Simple Spender 2 was updated on October 27, 2026 and CreciPay on October 24, 2026.

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