Comparison

K PLUS Vietnam vs Umee

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

K PLUS Vietnam

This mobile banking app allows Vietnamese users to manage their finances, perform transactions, and pay bills securely and conveniently. It offers features like easy account opening, real-time money transfers, and QR code payments.

Highlights
  • 24/7 digital banking
  • Easy account opening
  • Free real-time money transfer
  • QR Code payments
  • Loan applications
  • Transaction alerts
  • Biometric authentication
Read full description

K PLUS Vietnam — a mobile banking application, from KASIKORNBANK (Ngân Hang KASIKORN) (KBank Vietnam), with seamless and unified experiences for Vietnamese users to easily perform financial transactions quickly & safely at any time and anywhere “Enjoy 24/7 digital banking services from your home” MANAGE YOUR FINANCE AT YOUR FINGERTIPS! - EASY account opening & no monthly balance required - FREE real-time money transfer 24/7 - Top up your mobile & pay your bills conveniently - Cashless payment via QR Code (VietQR) - Easily apply loan to fund your business - Stay updated with prompt alerts on your banking activities SECURITY - Advanced OTP & biometric authentication to ensure absolute transaction security MORE USEFUL FEATURES - Open an additional account (Current & Term Deposit) - Create your favorite transaction - View transaction history & e-slip - Request statement of up to 12 months Head office Thailand: 400/22 Phahon Yothin Road, Sam Sen Nai Sub-district, Phaya Thai District, Bangkok 10400, Thailand Tel: +662-2220000 Press 1 Ho Chi Minh City Branch : Sun Wah Tower, 115 Nguyen Hue Boulevard, Ben Nghe Ward, District 1, Ho Chi Minh City, Vietnam Tel: (028) 3821 8888 Email : VN_KBank@kasikornbank.com

About

Umee

Experience a modern, user-friendly digital banking platform designed for the digital generation. Manage accounts, make payments, and access customer support 24/7, all from your mobile device. Enjoy a seamless and convenient financial experience without visiting a branch.

Highlights
  • Biometric login and transaction authentication
  • Bill payments for various services
  • Mobile top-ups and scratch card purchases
  • Multiple transfer methods
  • Open and manage savings accounts
  • Account and card management
  • In-app chat and 24/7 customer support
Features
Read full description

Umee - Ứng dụng ngân hàng “ Bứt phá kỷ nguyên số” - Dành cho thế hệ số Trên phiên bản ứng dụng mới này, Umee hướng tới phục vụ nhu cầu và lợi ích của khách hàng trong thời đại số. Chỉ với 1 phút đăng ký, khách hàng trải nghiệm ngay giao diện hiện đại, thân thiện, thông minh với nhiều tiện ích vượt trội và hoàn toàn miễn phí: Hãy tải để trải nghiệm ngân hàng số vạn tính năng - trăm tiện ích mà không cần tới quầy giao dịch: • Đăng nhập/xác thực giao dịch bằng sinh trắc học • Thanh toán hóa đơn của nhiều dịch vụ trên thị trường • Nạp tiền, mua thẻ cào nhiều ưu đãi • Chuyển khoản với nhiều phương thức • Mở/Tất toán tiết kiệm trên ứng dụng dễ dàng • Quản lý tài khoản và thẻ dễ dàng • Chat giữa các tài khoản Umee ngay trên ứng dụng • Hỗ trợ dịch vụ khách hàng 24/7 ngay trên ứng dụng (chat, video call) • Tra cứu điểm giao dịch và ATM của Umee Với mục đích đem đến cho khách hàng hàng thế hệ số trong kỷ nguyên internet một phương thức giao dịch tài chính thông minh, nhanh chóng và tiện lợi nhất, Chúng tôi hy vọng giúp bạn dành nhiều thời gian hơn dành cho gia đình.

Screenshots

K PLUS Vietnam4 screens
Umee4 screens

Verdict

The call

The clearest difference is rating: Umee at 4.4 against K PLUS Vietnam's 3.3. Umee also leads on update cadence (weekly vs every 5 weeks) and monetization model (free vs ad-supported). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Umee holds the better App Store score, 4.4 against 3.3. Both are backed by a comparable volume of ratings — 7 and 5 respectively.

UpkeepUpdate frequency

K PLUS Vietnam ships an update every 5 weeks, Umee weekly. Both last shipped on November 3, 2026.

Scorecard4 real differences · 6 level
K PLUS Vietnam versus Umee: the parameters behind the verdict, then further details
ParameterK PLUS VietnamUmee
PriceFreeFree
Rating3.3 (7 ratings)4.4 (5 ratings) — better
Positive reviews46.7% of reviews—
Number of ratings7 — better5
Update frequencyEvery 5 weeksWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS14.011.0 — better
Further details — not scored
Size153 MB243 MB
Age rating4+4+
DeveloperKASIKORNBANK PUBLIC COMPANY LIMITEDKienlongbank

Customer experience

K PLUS Vietnam

All ratings7 ratings
Positive57.1%
Neutral0.0%
Negative42.9%
Written reviews15 reviews
Positive46.7%
Neutral0.0%
Negative53.3%

Umee

All ratings5 ratings
Positive80.0%
Neutral0.0%
Negative20.0%

In-app purchases

None

K PLUS Vietnam

No in-app purchases

None

Umee

No in-app purchases

Questions

Is K PLUS Vietnam free?
K PLUS Vietnam is free to download, with no in-app purchases.
Is Umee free?
Umee is free to download, with no in-app purchases.
Which has better reviews, K PLUS Vietnam or Umee?
Umee is rated higher. K PLUS Vietnam averages 3.3 out of 5 from 7 ratings, while Umee averages 4.4 from 5 ratings.
Do K PLUS Vietnam or Umee have ads?
Neither K PLUS Vietnam nor Umee shows ads.
Which is updated more often, K PLUS Vietnam or Umee?
K PLUS Vietnam ships an update every 5 weeks, and Umee weekly. Most recently, K PLUS Vietnam was updated on November 3, 2026 and Umee on November 3, 2026.

Other comparisons