Driven Cobra vs Lively COBRA
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Driven Cobra
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Stay up to date and worry free with the COBRA & Direct Billing App! Manage your plans 24/7 through the intuitive design and navigation while on the go. Powerful features of this app include (if supported by your account): Plan Information • Get visibility on payments made to your plan • View notifications and receive messages from your administrator to stay up to date on your record • Click to call or email Customer Service Making Payments • Make one time payments when most convenient for you • Schedule future and recurring payments to put you at ease • Use your bank account or credit card Elections • Pick and Choose the plan(s) that best suites you • Avoid the hassle of paper by utilizing the latest in secure mobile payment technology • View what you elected to better understand your coverage level, and make changes if needed Powered by WEX Health®
Lively COBRA
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Stay up to date and worry free with the Lively COBRA & Direct Billing App! Manage your plans 24/7 through the intuitive design and navigation while on the go. Powerful features of this app include (if supported by your account): Plan Information ● Get visibility on payments made to your plan ● View notifications and receive messages from your administrator to stay up to date on your record ● Click to call or email Customer Service Making Payments ● Make one time payments when most convenient for you ● Schedule future and recurring payments to put you at ease ● Use your bank account or credit card Elections ● Pick and Choose the plan(s) that best suits you following a qualifying event ● Avoid the hassle of paper by utilizing the latest in secure mobile payment technology ● View what you elected to better understand your coverage level, and make changes if needed Powered by WEX®
Screenshots
Verdict
The clearest difference is iOS requirement: Driven Cobra at 15.0 against Lively COBRA's 17.0. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Driven Cobra ships an update every 6 months, Lively COBRA every 7 months. The most recent releases landed on September 16, 2026 and September 17, 2026 respectively.
| Parameter | Driven Cobra | Lively COBRA |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 6 months — better | Every 7 months |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 8 MB | 8 MB |
| Age rating | 4+ | 17+ |
| Developer | ClearTrackHR LLC | Lively, Inc. |
In-app purchases
Driven Cobra
No in-app purchases
Lively COBRA
No in-app purchases
Questions
Is Driven Cobra free?
Is Lively COBRA free?
Do Driven Cobra or Lively COBRA have ads?
Which is updated more often, Driven Cobra or Lively COBRA?
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