Comparison

Driven Cobra vs Pre

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Driven Cobra

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Stay up to date and worry free with the COBRA & Direct Billing App! Manage your plans 24/7 through the intuitive design and navigation while on the go. Powerful features of this app include (if supported by your account): Plan Information • Get visibility on payments made to your plan • View notifications and receive messages from your administrator to stay up to date on your record • Click to call or email Customer Service Making Payments • Make one time payments when most convenient for you • Schedule future and recurring payments to put you at ease • Use your bank account or credit card Elections • Pick and Choose the plan(s) that best suites you • Avoid the hassle of paper by utilizing the latest in secure mobile payment technology • View what you elected to better understand your coverage level, and make changes if needed Powered by WEX Health®

About

Pre

This app simplifies mortgage calculations for various loan types, including FHA, Conventional, Jumbo, Rural, and VA. It offers accurate monthly payment estimates, down payment requirements, and includes a document scanner for easy PDF creation and sharing. Users can save quotes and connect with mortgage brokers directly.

Highlights
  • Multiple loan type calculators (FHA, Conventional, Jumbo, Rural, VA)
  • New home and refinance calculations
  • Accurate monthly payment and down payment estimates
  • TILA compliant APR display
  • Document scanner with PDF creation
  • Save loan quotes
  • Contact mortgage brokers
Features
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Looking for a simple and accurate mortgage app? Pre-Approved Mortgage provides a simple and accurate mortgage app. Pre-Approved Mortgage allows you to perform complex mortgage calculations with a simple interface, and accurate results. Now you also have a document scanner at your disposal as well. The calculator is quick and easy to use. Use the app to calculate New Home or Refinance FHA, Conventional, Jumbo, Rural, and VA loans. Affordability calculations can be done to determine what size of loan works for you. Enter a few parameters such as the sales price, insurance and tax amounts, and Pre-Approved Mortgage will calculate your monthly payments. It handles all the details of calculating necessary MI and required down payment amounts by understanding the loan type you are looking to perform. When you are done with your mortgage loan calculation, save the quote for later or contact a qualified mortgage broker right from inside the app! Pre-Approved Mortgage Mortgage Calculator Features: • 5 Loan Type Calculators: FHA, Conventional, Jumbo, Rural, and VA • Calculate New Home or Refinance • Accurate, yet Simple, Calculations Using Latest Regulations for MI • Save Your Loan Quotes for later viewing • Easy to Contact a Local Mortgage Broker • The *ONLY* TILA Compliant Mortgage Calculator App with accurate APR displayed on every calculation. The document scanner offers: • Edge detection of pages • Combines multiple pages into one pdf • Emails the pdf using your email client • Color, black and white, and grayscale scans. • Make black and white images more crisp. • Perspective adjustment to look like a real scan. Even if you are a home owner looking for a new mortgage loan or a Realtor looking for an easy to use mortgage app, you'll love Pre-Approved Mortgage Calculator. Mortgage Brokers and Loan Officers love Pre-Approved Mortgage because it's easy to offer their realtor associates and home buyers a branded, virtual business card - with mortgage calculations and document scanning. Now any time a real estate agent or home buyer needs to calculate payments for an FHA, Conventional, Jumbo, Rural, or VA loans, they can with Pre-Approved Mortgage. And best of all, your contact info is just a tap away. It can't be any easier for you to stay "top of mind" in the real estate community. "I give my application to every Realtor and potential borrow that I work with. Realtors use it for calculations on walk-throughs, because they don't like trying to calculate the MI. Borrowers like it because it is so simple, and it provides accurate calculations in determining their monthly costs. It is like giving out a business card that no one will lose." - Brad Mabey, SLC. Getting Your Own Customized Mortgage App: Sign Up at pre-approvedmortgage.com with your contact info and logo and we will provide you your own installation link. Give the installation link to your realtor friends and have them download the app. Once installed, the app is your own virtual business card - and your contact info is simple tap away. Disclaimer: It is important to find the right home loan to match your budget. Use our calculator to figure out your total mortgage payment in advance by estimating your loan amount, interest rate and length of mortgage. Taxes and insurance amounts are not required, but are useful in determining your total payment amount. The results displayed are only estimates and cannot be used to determine actual loan costs or be used as a guarantee. Refinancing or taking out a home equity loan or line of credit may increase the total number of monthly payments and the total amount paid when comparing to your current situation. •

Screenshots

Driven Cobra3 screens
Pre4 screens

Verdict

The call

The clearest difference is update cadence: Pre at every 3 months against Driven Cobra's every 6 months. Driven Cobra's advantage is iOS requirement (15.0 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Driven Cobra ships an update every 6 months, Pre every 3 months. The most recent releases landed on October 3, 2026 and October 20, 2026 respectively.

Scorecard2 real differences · 7 level
Driven Cobra versus Pre: the parameters behind the verdict, then further details
ParameterDriven CobraPre
PriceFreeFree
Rating—5.0 (4 ratings) — better
Number of ratings—4 — better
Update frequencyEvery 6 monthsEvery 3 months — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPod — betteriPhone
Requires iOS15.0 — better17.0
Further details — not scored
Size8 MB86 MB
Age rating4+4+
DeveloperClearTrackHR LLCPre-Approved Mortgage LLC

In-app purchases

None

Driven Cobra

No in-app purchases

None

Pre

No in-app purchases

Questions

Is Driven Cobra free?
Driven Cobra is free to download, with no in-app purchases.
Is Pre free?
Pre is free to download, with no in-app purchases.
Do Driven Cobra or Pre have ads?
Neither Driven Cobra nor Pre shows ads.
Which is updated more often, Driven Cobra or Pre?
Driven Cobra ships an update every 6 months, and Pre every 3 months. Most recently, Driven Cobra was updated on October 3, 2026 and Pre on October 20, 2026.

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