Ontop vs Eppigo
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Ontop
This app provides a global payroll platform for remote workers, enabling companies to hire and pay employees in over 150 countries. It offers a digital wallet for receiving and saving USD, along with a global Visa card for spending and earning cashback.
- Global payroll in 150+ countries
- USD digital wallet
- Global Visa card with cashback
- International money transfers
- Subscription plans for enhanced benefits
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Borderless financial freedom! Ontop is a global payroll platform with a presence in 150+ countries. We help global companies hire and pay remote workers like yourself in USD through our digital wallet powered by JP Morgan. We provide financial services, including a digital wallet where you can receive and save money in USD. Your account includes our free (digital and/or physical) global Ontop Visa Card. The Ontop App allows you to enjoy financial freedom anytime, anywhere. Enjoy borderless financial services with great benefits. • USD earnings Get paid directly and save money in USD in your digital wallet. • Global transfers Transfer your USD balance securely to banks around the world, direct deposit to debit cards, and Payoneer accounts. • Global Visa card Use and manage your global digital Ontop Visa Card. Earn instant cashback when you use it on Netflix, Airbnb, Rappi, and more. • Subscription plans Access Ontop’s subscription plans which offer greater benefits for the Ontop Card. Start your journey today!
Eppigo
Easily compare and apply for supplemental health insurance plans like dental, vision, and accident coverage. Organize all your insurance policies in one secure digital wallet for convenient access to important information and ID cards.
- Compare supplemental health insurance plans
- Explore Dental, Vision, Hearing, Accident, Cancer, Critical Illness
- Apply online from your phone
- Manage policies in a secure digital wallet
- Access ID cards offline
- Track coverage needs and follow-ups
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Insurance can feel complicated. Eppigo makes it easier to compare supplemental health insurance plans, apply online, and keep your policies organized in one secure place. With Eppigo, you can explore supplemental health insurance products such as Dental, Vision, Hearing, Accident, Cancer, Hospital Indemnity, Critical Illness, Senior Supplement, and Out-of-Pocket Protection. Answer a few simple questions, compare plan options, understand key benefits with Smart Tags, and apply from your phone. You can also manage your policies in one secure wallet, including coverage you bought somewhere else. Eppigo helps you keep important policy information organized and easier to access when you need it. Eppigo is 100% free to use. There are no fees, surcharges, or markups. The price you see for any plan is the same as buying directly from the insurance carrier. What you can do with Eppigo: Compare supplemental health insurance plans. Explore Dental, Vision, Hearing, Accident, Cancer, Hospital Indemnity, Critical Illness, Senior Supplement, and Out-of-Pocket Protection. Apply online from your phone. Manage your policies in one secure wallet. Access ID cards offline. Keep track of coverage needs and follow-ups. Use the app in English and Spanish. Explore options for different situations, including some plans that may accept ITIN instead of SSN. Eppigo is not an insurance carrier and does not issue policies, underwrite applications, or pay claims. Eppigo is operated by Epicare Insurance Corp, a licensed insurance agency.
Screenshots
Verdict
The clearest difference is rating: Eppigo at 5.0 against Ontop's 4.5. Eppigo also leads on device support (3 vs 1). Ontop's advantage is update cadence (every 3 days vs monthly) and ratings volume (218 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Eppigo holds the better App Store score, 5.0 against 4.5. That said, the two scores are not equally well evidenced: Ontop has 218 ratings behind it against 1, so its average is the more settled of the two.
Ontop ships an update every 3 days, Eppigo monthly. The most recent releases landed on October 15, 2026 and October 5, 2026 respectively.
| Parameter | Ontop | Eppigo |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (218 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 48.1% of reviews | — |
| Number of ratings | 218 — better | 1 |
| Update frequency | Every 3 days — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 16.6 | 15.1 — better |
| Further details — not scored | ||
| Size | 461 MB | 77 MB |
| Age rating | 4+ | 17+ |
| Developer | Ontop Holdings Inc. | Epicare Insurance Corp |
Customer experience
Ontop
Eppigo
In-app purchases
Ontop
No in-app purchases
Eppigo
No in-app purchases
