Techcombank Business vs Ponypie

Techcombank Business – The best- in- class digital banking app Techcombank Business helps your company simplify business finance and support your firm’s growth with a variety of the outstanding benefits and features. EXPERIENCE A BRAND NEW DIGITAL BANKING APP Secure and Stable • A new infrastructure system ensures that all transactions are reliable and quick • The advanced FIDO UAF security method with biometric identification technology Modern User Interface • Intuitive, user-friendly design • Synchronization and consistency across all mobile devices and desktop Simple Operation • Smart navigation to optimize steps • Information search/filtering tools to deliver the fast and accurate results OUTSTANDING FEATURES - OPTIMIZED COST Comprehensive Dashboard • Centralized account management makes easy to capture cash flow information, proactively control expenditure • Update balance account immediately according to transaction status • Capture and quickly process the status of pending transactions Convenient Transaction – Zero Fee • Make transactions seamlessly between mobile devices and desktop • Actively make and approve transactions anytime, anywhere • Query transaction history/account information • The system automatically chooses the fastest payment channel • Receive instant payment via QR code • Free 100% domestic money transfer, account management fee

Ponypie makes splitting money with friends effortless. Whether it's a group trip, rent with roommates, dinner out, or a couple sharing everyday costs, Ponypie keeps everyone square — without the awkward math. ADD AN EXPENSE IN SECONDS • Split equally, by exact amounts, percentages, shares, or +/- adjustments • Scan a receipt and let AI fill in the details • Multi-currency with country flags — perfect for travel SETTLE UP THE EASY WAY • See exactly who owes who at a glance • Settle instantly with VietQR — your friend just scans and pays • Smart debt simplification reduces the number of payments STAY ON TOP OF SHARED SPENDING • Groups for trips, homes, and projects • Activity feed and friendly reminders • Insights, charts, and CSV/PDF export • Recurring expenses for rent, subscriptions, and bills PONYPIE PRO Most features are free. Upgrade to Pro for unlimited receipt scanning, insights and export, and more. Pony up. Split the pie. SUBSCRIPTION DETAILS Ponypie Pro is an auto-renewable subscription: - Ponypie Pro (Monthly) — 1 month — $2.99/month - Ponypie Pro (Yearly) — 1 year — $19.99/year Payment is charged to your Apple Account at confirmation of purchase and renews automatically unless auto-renew is turned off at least 24 hours before the end of the current period. Manage or cancel anytime in your Apple Account settings. Privacy Policy: https://ponypie.app/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Ponypie is a product of SVFF LLC. © 2026 SVFF LLC