Bitfolio vs MoneyTrails
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Bitfolio
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1. Track Global Prices and Exchange Rates in One Place - Track prices, charts, details, and news for over 10,000 cryptocurrencies — all in one place. - Provides not only global average prices but also real-time charts from the Upbit exchange. 2. Intuitive Portfolio Tracking & Management - Easily track your crypto assets for free and manage your portfolio efficiently. - Long-press the total balance to enter private mode, or tap to view it in different formats. 3. Trusted Cryptocurrency News - Easily browse news by source or category. - Stay up to date with market trends and breaking news at the same time. 4. User-Friendly Features - Supports Korean and English - Dark mode for comfortable use in low-light environments - Set up to 3 fiat currencies - Choose your preferred start screen when launching the app 5. Other - Bitfolio is currently available without login. - Login-based features will be added in future updates. Contact & Suggestions - Email: dqdq4197@gmail.com
MoneyTrails
Organize and track all your financial assets, including investments, dividends, debt, and insurance, in one comprehensive app. Understand your returns with detailed charts and calculations, manage loan repayment scenarios, and easily extract insurance policy details from documents.
- Track investments, dividends, and debt
- Consolidated view of multiple accounts
- Calculate investment returns
- Manage loan repayment schedules
- Extract insurance policy details from PDFs/screenshots
- Home screen widgets for quick access
- Dividend goal setting and estimation
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Understand returns. Organize family coverage. Track investments, dividends, debt, and insurance in one app. INVESTMENTS & RETURNS • Record deposits, withdrawals, and transfers across accounts and currencies. • Bring multiple accounts together in a consolidated view. • Calculate returns with the Modified Dietz method, accounting for cash flow timing. • Review asset charts, annual returns, and market comparisons. • Create images of annual return comparisons for reviews and sharing. HOME SCREEN WIDGETS • See investment accounts, consolidated accounts, and dividend portfolios on your Home Screen. • Choose what to show or hide amounts. • Tap a widget to open the corresponding details. • Widgets require iOS 17 or later and are available to all users. They reflect records most recently updated in the app. DIVIDEND PORTFOLIOS • Record trades and dividends; account for splits and reverse splits in holdings and income. • Set annual income goals and see each holding's contribution. • View dividend announcements and details for holdings. On iOS, signed-in users can receive announcement alerts after allowing notifications. • Estimate the next 12 months of dividends using TTM data. Estimates are for reference and do not guarantee future income. • Search stocks across US, Hong Kong, and mainland China markets. DEBT MANAGEMENT • Track mortgages, auto loans, principal, interest, and monthly repayment schedules in a debt overview. • Compare equal principal and equal payment plans. • Explore early repayment scenarios and their effect on interest and loan duration. • Export debt accounts and repayment data to Excel, then import an exported .xlsx file to restore an account, repayments, schedule, and rate history. FAMILY INSURANCE & LOCAL IMPORT • Extract policy details from one PDF or multiple screenshots of the same policy. • Recognition runs on your device. Import materials and recognized text are not uploaded for parsing. • Review extracted details, fill in missing fields, and confirm before saving. Complex documents may need manual corrections. • Choose whether to retain source attachments for later reference. • Link a policy to multiple insured people and filter policies by family member. • Set renewal reminders and keep family policies together. PRO Pro removes the free account and policy limits and enables iCloud backup creation on iOS. Purchase options and current prices are shown in the app. AN EASIER START • Explore investments, dividends, debt, and insurance through an interactive introduction. • Import sample records to try the app. • Core tracking works without signing in. Sign in with Apple is available when you need account services. LOCAL RECORDS, OPTIONAL ICLOUD BACKUP Investment, debt, dividend, and insurance records are stored on your device by default. Core tracking works offline. If you sign in and enable dividend announcement alerts, the app sends held stock symbols, a device push token, time zone, and language to the service to match announcements and deliver alerts. Holding quantities and trade history are not sent for alerts. • On iOS, Pro users can create full iCloud backups of business records, attachments, avatars, account covers, and settings. • Automatic backup is off by default. When enabled, changed data is backed up once a day on an available network while the app is in the foreground. • Each device keeps its latest three successful backups. Existing backups remain restorable after Pro expires. • Restoring replaces local business records and settings; it does not merge edits across devices. Login credentials and Pro status do not transfer with a backup. • Backups use your system iCloud account; MoneyTrails sign-in is not required. Exchange rates, market data, account services, iCloud backup and restore, and sharing you initiate may require an internet connection. Privacy Policy: https://www.moneytrails.app/legal?tab=privacy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is in-app purchases: Bitfolio at none against MoneyTrails's 4. MoneyTrails's advantage is update cadence (every 8 days vs every 3 months). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. MoneyTrails sells 4 in-app purchases, starting at $2.99 per month. Bitfolio asks for nothing beyond the download.
Bitfolio ships an update every 3 months, MoneyTrails every 8 days. The most recent releases landed on October 27, 2026 and November 2, 2026 respectively.
| Parameter | Bitfolio | MoneyTrails |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Number of ratings | — | 1 — better |
| Update frequency | Every 3 months | Every 8 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | — | Freemium |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.1 | 15.0 — better |
| Further details — not scored | ||
| Size | 42 MB | 75 MB |
| Age rating | 4+ | 4+ |
| Developer | heesu choi | 都 李 |
In-app purchases
Bitfolio
No in-app purchases
MoneyTrails
- Monthly Plan$2.991 Month
- Quarterly Plan$5.993 Months
- Yearly Plan$17.991 Year
- Lifetime Access$49.99









